I'm concerned about what I'm seeing with WV processing compared to previous years. In 2023, my return with dependents processed in 18 days. This year, I'm at 37 days and counting. My colleague in Maryland filed the same day with similar credits and received his refund two weeks ago. Another colleague in Pennsylvania filed a week after me and already received hers. This suggests regional disparities in processing efficiency that could disadvantage WV filers if the trend continues into future tax seasons.

Has anyone else noticed that WV filers who claimed exactly two dependents seem to be getting processed faster? Or is that just coincidence in my social circle? And why does the IRS never acknowledge these regional patterns when they clearly exist? Wouldn't it be more transparent to just say 'Hey, if you're in these states, expect X timeframe' instead of the generic '21 days' that rarely applies to anyone with dependents?

Are you claiming any credits like Child Tax Credit or Earned Income Credit? Those automatically get additional scrutiny and can delay processing by 4-6 weeks. Also, did you have any marketplace insurance that requires Form 8962 reconciliation?

Just got my refund today! Filed 2/15. No updates until yesterday. Nothing on WMR. Transcript just appeared. Money in account this morning. Don't lose hope. IRS is slow this year.

I'm so happy for you! 🎉 It's such a relief when the money finally shows up. Just wanted to add that the IRS has been surprisingly efficient this year compared to the last few tax seasons. I've noticed refunds are generally processing 2-3 days faster than last year, which is honestly shocking given how understaffed they still are. My sister filed on 2/12 and got her Wells Fargo deposit on 2/27, which is almost a week faster than her experience in 2023.

For those still waiting: I recommend setting up IRS transcript access if you haven't already. The cycle code on your transcript can tell you exactly when your return is being processed. For example, cycle code 20240805 means your return was processed in the 8th week of 2024 on the 5th day (Thursday). Wells Fargo typically posts IRS deposits between 3-5am Eastern time on the scheduled date. I've tracked my deposits for 5 years now, and Wells Fargo has never been early but has occasionally been 1 day late depending on when the IRS initiates the ACH.

Dealing with tax refund timing is like watching a package delivery that keeps saying "out for delivery" for days. I finally got smart this year and used taxr.ai to decode my transcript. It's like having a translator for IRS-speak! It showed me exactly what the codes meant and predicted my deposit date would be 1-2 days later than what my transcript showed for Credit Karma specifically. Sure enough, it was spot on - the site explained that online banks often have different processing windows than traditional banks.

This happens every tax season with Credit Karma! 😂 They're consistently about 4-6 hours behind traditional banks on the deposit day. Think of it as the tax refund fashionably late to its own party. I've been tracking this pattern for three years now, and it's pretty predictable. Don't worry - your money isn't lost in the void. Credit Karma just likes to build suspense before making it rain! Hang in there, it'll show up today.

This might not be good news. Split payments sometimes indicate review flags. Different systems. Different timelines. Could mean manual review of return. Might be months more waiting. One payment doesn't guarantee the other.

Nah, don't stress too much! This is actually pretty normal this yr. Had same thing happen w/ my return. CTC came thru 3 wks b4 refund. IRS is just super backed up rn. As long as WMR doesn't show any errors or say you need to contact them, ur prob fine! The fact that they sent something to ur new acct is def a good sign they've processed at least part of ur return. Hang in there!