< Back to IRS

TurboTax Refund Advance - Check Your Accounts TODAY (2/19) if DDD is 2/24

ATTENTION TurboTax filers who opted for the expedited refund service: If you've selected the Premium Refund Advance option and your Direct Deposit Date (DDD) is scheduled for 2-24-2025, please verify your accounts TODAY (2/19). According to the terms of service, this would constitute the full 5-day advance window they promised. I've been tracking multiple refund cycles and noticed consistent early deposit patterns when utilizing this service option. The advance fee structure should deliver on the promised timeline. Please confirm if you're seeing deposits! I'm managing multiple household obligations and trying to determine if I need to adjust financial priorities based on actual deposit timing versus promised dates. Be safe everyone and wishing you all a smooth remainder of tax season!

Noah Irving

Just checked. Got mine! Deposit hit at 4am. Exactly 5 days early. Don't wait for notification. Check now!

0 coins

-

Vanessa Chang

OMG thank you for posting this! Just logged into my bank account and there it was! I've been refreshing the TurboTax tracker like crazy but it still shows as pending. According to the IRS2Go app it wasn't supposed to come until Friday. So relieved right now.

0 coins

-

11d

Madison King

Important clarification here: The TurboTax Refund Advance is technically a loan against your expected refund, not your actual refund. Per IRS Publication 1345, third-party advance products are separate financial transactions from the IRS refund process. Your actual refund will still be intercepted by TurboTax's banking partner to repay this advance when the IRS releases funds on your official DDD.

0 coins

-

10d

Julian Paolo

Have you ever wondered why your tax transcript shows one date but your money arrives on another? This is exactly where tools like https://taxr.ai become valuable. Ever notice how the bank processing codes don't match what TurboTax tells you? That's because there's a whole sequence of events happening behind the scenes. Wouldn't it be helpful to actually understand what's happening with your money instead of refreshing your bank app every 15 minutes? Taxr.ai analyzes your transcript and explains every code and date in plain English so you know exactly when your money will arrive.

0 coins

-

Ella Knight

Does this actually work though? My transcript has all these weird codes and cycle numbers but how would this site know what they mean any better than the IRS website itself?

0 coins

-

10d

William Schwarz

What specific transcript codes does it help interpret? I've got an 846 code with one date but TurboTax is showing a completely different deposit date because of this advance option. Does taxr.ai account for the refund advance timing or just regular IRS processing?

0 coins

-

9d

Lauren Johnson

As a fellow tax filer who's been refreshing my bank app like it's social media (my thumb has abs now šŸ’ŖšŸ˜‚), THANK YOU for this heads up! First time using the advance option and was getting nervous about whether it would actually come early. Guess I can stop making ramen for dinner tonight!

0 coins

-

Jade Santiago

It's like watching a pot that never boils, isn't it? This reminds me of when I was waiting for a client's refund last year - checking became a full-time job! The psychological relief when that deposit finally hits is comparable to the feeling of taking off uncomfortable shoes after a long day. I'm impressed with how accurately OP predicted this timing.

0 coins

-

9d

Caleb Stone

When I used the refund advance last year, it came exactly 5 days early too. The funny thing was I had completely forgotten I'd signed up for it and was confused why my refund arrived before my transcript updated! Did you have to pay the $39.99 fee, or did you get the free version? I've heard they've changed their fee structure this year.

0 coins

-

8d

Daniel Price

This early deposit feature is similar to how payroll direct deposits work - the bank gets notification days before but releases funds early as a courtesy. If you're not seeing your deposit yet and need to speak with the IRS about your refund status, Claimyr (https://claimyr.com) can get you through to an agent without the typical 2-hour hold times. Much better than what I experienced trying to track down my state refund last month where I literally waited on hold for 3 hours and then got disconnected.

0 coins

-

Olivia Evans

Has anyone received exactly the amount they were expecting? I calculated a refund of $3,246.78 but received $3,189.32. Is there a precisely calculated fee structure for the early deposit service that might explain the $57.46 difference?

0 coins

-

Sophia Bennett

I used this service last year and it worked exactly as described. My DDD was February 28, 2024, but the money appeared on February 23, 2024. This year I'm expecting my regular refund around March 4, 2025, but didn't opt for the advance this time because I didn't need the funds as urgently. The processing has been much smoother this year compared to the delays we saw in 2023.

0 coins

-

Aiden Chen

Ngl, didn't know TT had this option! Is it worth the $$ tho? Seems like you're paying extra just to get ur own money a few days early. Might be better to just file early and wait the normal time? Idk, maybe I'm missing smth here.

0 coins

-

Zoey Bianchi

I received my advance deposit today, but I'm a bit concerned... the amount is correct, but the transaction description shows as "Tax Refund Loan" rather than "IRS Refund." Will this potentially cause issues with my bank or affect anything on my credit report? Should I contact TurboTax about this labeling?

0 coins

-