Has anyone else noticed that cycle code changes like this happen more frequently with returns that include property tax deductions or mortgage interest? My return with just W-2 income processed without any cycle changes, but my parents' return with their home deductions went through something similar to what you're describing.

According to Internal Revenue Manual 21.4.1.3, cycle codes are assigned based on the processing center and submission pathway. The change you're experiencing is consistent with your return being routed to a different processing queue, possibly for manual review as indicated by your 570/971 codes. Per IRS Publication 5344, this is standard procedure when certain verification protocols are triggered. While this may extend processing time, it doesn't necessarily indicate an audit or significant issue with your filing.

Be careful with planning your finances around the exact date. On February 12th this year, I had a similar situation with an 846 code and DDD of February 15th, but my credit union didn't post the deposit until February 16th. Some banks hold IRS deposits for an extra day for verification purposes. Just something to keep in mind if you're cutting it close with bills due on the 14th.

I've been tracking IRS deposit patterns for exactly 3 years now, and I've noticed that the 846 date is accurate for 97.2% of direct deposits. The only exceptions I've seen were during holidays or weekends. Since March 14th is a Thursday, you should receive your deposit either on that exact date or potentially 1 day earlier if your bank processes government deposits early (like Chime or Capital One sometimes do). The WMR tool updates exactly 24-72 hours after transcript changes in most cases.

Did you check the "Where's My Refund" tool? It sometimes shows different information than the transcript. Did your bank specifically confirm they received and rejected an ACH deposit? Have you called the tax advocate service yet? Sometimes they can see more details about processing holds.

I've been through this exact nightmare before. Those "get your refund early" programs are basically just marketing gimmicks in my experience. Last year, I was promised my refund 5 days early through my bank's program. Day after day, nothing showed up. I called my bank repeatedly and got different answers each time. Eventually, my refund appeared exactly on the original IRS date. The bank claimed there was some "risk factor" that prevented the early release, but wouldn't explain what it was. My advice? Never count on these early refund programs. The IRS date is the only one that matters. If you need your money urgently, you might want to adjust your withholding instead so you're not waiting on large refunds.

This appears to be a fairly common occurrence, particularly during high-volume processing periods. The IRS typically runs their transcript database updates in overnight batches, which may explain why many of you are seeing updates simultaneously. It's worth noting, however, that transcript visibility doesn't necessarily guarantee imminent payment. In some cases, particularly with returns claiming certain credits, additional review steps may still be pending, even after transcript visibility is restored.

OMG same! My transcript was N/A for 5 wks then boom - updated this AM. Filed 1/29, accepted same day, CTC + EIC. Transcript shows DDD of 3/21. WMR still on 1st bar tho. IME the transcript is always more accurate than WMR. Last yr my $$ hit 2 days b4 the WMR even updated lol.

Be careful about checking too frequently. I obsessively checked WMR and transcripts every hour last year. This caused me unnecessary stress and didn't change anything. Some returns simply take longer to process. If you filed in January/February with credits, expect 21+ days. March/April filers often see 14-21 days. If it's been more than 8 weeks with no updates, then you should contact the IRS. Until then, checking multiple times daily only leads to anxiety. Set a calendar reminder for once weekly checks instead.

Did you know that certain tax situations automatically put you in specific processing cycles? For instance, my return with education credits was assigned to cycle 20, which only updates transcripts on Wednesdays. My husband filed separately with standard deductions and was cycle 05 (Monday updates). We filed on the same day through the same preparer, but had completely different processing timelines. Have you claimed any credits or deductions that might place you in a specific cycle? That could explain why you're not seeing updates when you check.