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I believe I might be able to provide some helpful insight. I successfully navigated this exact situation about 3 weeks ago. After completing the online verification, I received an email confirmation, and approximately 12 days later, my tax transcript updated showing that processing had resumed. It seems that, in most cases, the online verification is sufficient, though there may possibly be certain circumstances where additional phone verification is necessary. My refund was deposited exactly 17 days after my transcript updated, which was a pleasant surprise given the typical processing timelines we often hear about.
Has anyone actually read these verification letters closely?! They're SUPER clear about whether you need to call OR verify online! I got so frustrated with this last year. The letter will say one of these things: 1. "Verify your identity online OR by phone" (either option works) 2. "Verify your identity online AND call the number below" (need both) 3. "Call the number below to verify your identity" (phone only) Look at your exact letter wording. 90% of these letters are type #1 where online verification is completely sufficient. The IRS isn't going to waste their limited phone resources if they don't have to!
This clarification is incredibly helpful! I've been stressing about this exact situation. Going to check my letter right now to see which category it falls into.
Same issue here. DDD 3/6. Nothing yet. Used TurboTax. Had fees taken out. Called SBTPG. They said refund received yesterday. Processing now. Should hit my account tomorrow. Bank shows nothing pending. Happens every year. Still stressful.
According to IRS Publication 2043, the Direct Deposit date is considered the date the IRS releases the payment, not necessarily when it will appear in your account. If your financial institution doesn't receive ACH transfers on weekends, and if there are intermediary banks involved (as with refund transfers), you may want to check your tax transcript for TC 846 with a positive amount to confirm the refund was actually issued. Another option is to use the "Where's My Refund" tool which should update to "Refund Sent" status once the money has been released.
My state refund was like waiting for a package with no tracking number. Federal came in 8 days, state took 6 weeks. Called my state tax office after 4 weeks and they just said "it's processing" - super helpful, right? But honestly, it's normal for state refunds to take longer than federal. The IRS has way more resources than your average state tax department. Think of it like comparing Amazon's delivery speed to a small local shop's shipping - just different scales of operation. Federal might take 1-3 weeks while state could be 3-8 weeks depending on where you live.
According to the Federation of Tax Administrators' 2024 processing guidelines, state refund timeframes vary significantly by jurisdiction. For example, section 6.2(b) of most state tax codes establishes a 45-day interest-free processing window, after which the state must pay interest on delayed refunds. Data from the National Taxpayer Research Institute shows that in 2023, the average processing time was 12-21 days for e-filed returns with direct deposit across all states, with New Mexico being fastest (8 days average) and Hawaii slowest (38 days average). Your multi-state situation due to remote work may trigger additional verification under section 18(c) of most state tax regulations.
It appears there might be some confusion between the temporarily expanded Child Tax Credit from 2021 and the current version. For tax year 2024 (filing in 2025), the Child Tax Credit is generally $2,000 per qualifying child under 17, though this could potentially change if Congress passes new legislation. The credit may be partially refundable up to $1,600 per qualifying child, depending on your earned income. California doesn't currently offer a state-level supplement to the federal CTC, although there are other California-specific credits you might qualify for, such as the Young Child Tax Credit if you have children under 6 and qualify for CalEITC.
Quick q - are you asking about monthly CTC pmts like we had during COVID? Those aren't happening rn for 2024. The current CTC is $2k per kid under 17, and you'd get it when you file your taxes (not in advance). Cali doesn't have its own version of CTC, but def look into CalEITC and Young Child TC if your income qualifies. Btw, has your refund been delayed or are you just planning ahead?
Giovanni Gallo
Are you seeing any specific codes on your transcript? Or is it completely empty? I'm wondering if you're getting the standard 9001 code for identity verification or if there's something else going on. My verification was completed on March 1st but nothing changed until March 13th.
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Fatima Al-Mazrouei
Just to clarify something important - the disappearance of the ID.me notification is actually a positive sign. It means your verification was accepted in their system. The as of date is a separate process that updates on its own schedule. In my experience helping clients through this, you should see movement within 7-10 business days from your verification date, which puts you right about now. Check again tomorrow morning - the system typically updates overnight between 3-5am Eastern time.
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