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I'm going to go against the grain here. These "transcript stuck at N/A" posts appear EVERY SINGLE YEAR, and it's almost always just normal processing times! I'm so frustrated seeing people panic unnecessarily! The IRS is actually AHEAD of their processing compared to last year at this time. Self-employed returns ALWAYS take longer due to additional verification steps. Unless you're approaching 10+ weeks with no updates, this is completely NORMAL! The system works exactly as designed - it's just not designed for instant gratification.
I would perhaps suggest that there might possibly be some validity to both perspectives here. While it's generally true that N/A transcripts are often just part of normal processing, it seems that this particular tax season has, in some cases, shown somewhat longer than typical delays for certain filing categories. It's probably worth noting that the IRS is likely prioritizing certain return types, and independent contractors might, unfortunately, be experiencing slightly extended wait times due to potentially heightened verification protocols. If you need this refund somewhat urgently, you might want to consider exploring your options for expediting the process.
I might be in the minority here, but I would probably wait until the WMR officially updates before spending any significant amount. There's possibly a small chance that the card system is showing a pre-authorization rather than an actual deposit. It's likely fine to use, but without official confirmation from the IRS, there could potentially be issues if something goes wrong with the processing. Just my two cents though - most people seem to have no problems in this situation.
I checked the IRS2Go app yesterday after seeing a similar situation with my refund card showing funds before WMR updated. According to TaxSlayer's support page (https://support.taxslayer.com/hc/en-us/articles/360015704731-Where-s-My-Refund-), the WMR tool only updates once daily, usually overnight. So if your funds hit during the day, you might not see the WMR update until the next morning. My funds were available to use right away despite the WMR lag!
Let me clarify how TPG works with TurboTax refunds. TPG is essentially a middleman that receives your refund first, takes out any TurboTax fees you agreed to pay from your refund, then forwards the remainder to your bank account. This extra step is why there's sometimes a delay between getting your DDD and seeing it on TPG. I wouldn't worry too much - in my experience, the money usually hits your account before TPG even updates their website.
I had a similar situation last month where TPG never actually updated their site at all, but the money showed up in my account anyway. Their system isn't the most reliable for status updates.
I'm... not wanting to sound negative, but TPG has been really unreliable for me this year. I got my DDD notification last week, and TPG still hasn't updated. But here's the thing - I checked my bank account this morning and the money was already there! So maybe don't rely too much on their website? Just keep checking your actual bank account.
I filed exactly 24 days ago and just got my transcript updated yesterday. It went from completely blank to showing all processing codes at once. My DDD appeared exactly 7 days after the transcript updated. Based on the 2024 processing statistics I've been tracking, about 62% of returns with status changes are taking 30-45 days for initial processing. Has anyone checked if their ex-spouse has already received their refund?
Success story! I was in the same boat - blank transcript, one bar, first time HOH after divorce last year. I waited it out (though it was painful) and my transcript suddenly updated on day 31. Had my refund direct deposited 8 days later. No explanation for the delay, but everything processed correctly. Hang in there!
Logan Greenburg
Cycle codes are like the IRS's secret handshake š¤ - once you understand them, the whole system makes more sense! Your 0804 code actually tells you a lot: processed during weekend batch (08) in the 4th processing group. Fun fact: the IRS doesn't actually work weekends, but their computer systems do! š» If you filed 2/17 and have a 3/25 DDD, you're right on the standard 5-week timeline for electronic returns. Nothing unusual there. For anyone wanting to predict their timeline, take your filing date, add 21 days for simple returns or 35 days for returns with credits, then add a few days if you filed during peak season (which you did).
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Ella Thompson
ā¢I tried calculating my timeline using this method last year and it was off by almost two weeks. The IRS ended up having some issue with my W-2 verification that didn't show up anywhere on my transcript until later. I'm always wary of these timeline predictions because there seem to be so many hidden factors that can affect processing.
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Charlotte Jones
Cycle codes explained: ⢠First 2 digits (08) = Weekend processing batch ⢠Last 2 digits (04) = Which processing group you're in ⢠0804 is common for February filers ⢠DDD of 3/25 is normal timeline for 2/17 filing ⢠Most returns follow 21-day normal processing ⢠Returns with credits (EITC/CTC) take longer (up to 6 weeks) ⢠Transcripts update weekly, usually Thursday night ⢠WMR tool updates 24-48 hours after transcript changes ⢠Your timeline appears completely normal
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Rachel Clark
ā¢This breakdown is so helpful! I've been filing taxes for 12 years and never understood what those codes meant. It's like having a decoder ring for the IRS's secret language. Definitely saving this for future reference!
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