Have you checked your TurboTax account online? There's usually a section called "Refund Status" that gives more detailed information than what Credit Karma shows. In my experience with this exact situation, once the fees are deducted, the remaining amount typically hits Credit Karma accounts the next business day, occasionally stretching to two business days during peak tax season. Right now we're in that post-deadline processing surge, so it might take the full 48 hours. Have you also checked if there's a pending deposit showing in your Credit Karma account? Sometimes it appears there before it's fully available.

I went through this EXACT same thing last week! I was literally checking my Credit Karma account every hour after seeing the fees taken out. It took exactly one full business day for mine to show up - fees were taken Tuesday morning and the deposit hit Wednesday around 10am. I was so worried because I had bills scheduled to auto-pay! The waiting is seriously the worst part, especially when you can see that they've already taken their cut but you're still waiting for yours. Hang in there!

OMG the PATH message is THE WORST!!! 😤 I waited 6 weeks last year and nearly lost my mind checking WMR every single day. The most frustrating part is that when it finally updated, it went straight from the PATH message to "refund sent" with ZERO warning! And using CashApp might actually make things more complicated - I had my refund rejected by CashApp last year because it exceeded their deposit limit at the time. Had to wait another 3 weeks for a paper check. Check CashApp's limits ASAP to make sure you won't have the same problem!

Based on the 2024 processing calendar, PATH Act returns accepted on January 23rd typically begin mass processing on February 16th. The IRS batch processes on specific days: Monday, Wednesday, and Friday at 12:01am EST. Your 21-day standard processing window officially began on February 16th, not your acceptance date of January 23rd. I would anticipate movement by February 29th at the latest.

Had the exact same thing happen to me! Got my refund 4 days before WMR updated. I remember frantically checking my transcript every few hours thinking they'd take the money back! My bank (Chase) told me that once the money is in your account, it's yours - even if WMR hasn't caught up yet. The IRS databases just don't talk to each other very well. Enjoy your money and stop checking WMR - you're good!

Anyone using tax prep services with fees taken from refund should know this. Refund goes to third-party bank first. They take fees. Then send remainder to you. Creates confusion with WMR. Did you get correct amount? Check your TurboTax order confirmation. Subtract those fees from expected refund. That's what you should have received.

Have you checked the WMAR tool instead of just WMR? In my experience from the past three filing seasons, the Where's My Amended Return tool sometimes shows different information even if you didn't file an amended return. Last year my return was delayed with a similar code pattern, and WMAR showed a message about verification that the regular WMR tool didn't display. The 0505 code typically resolves within 21 days of the "as of" date, but I've seen it take up to 30 days in some cases.

Just got my refund yesterday after having the exact same situation! 0505 code with 5/13 date, and I was watching everyone else celebrate their deposits while I refreshed my transcript hourly like it was a social media feed 😂 My 846 code suddenly appeared on Tuesday night's update, and the money hit my account this morning. Hang in there - the system seems completely random sometimes, but it does eventually work.

FYI - the 21 day timeline isn't always accurate. WMR isn't super reliable tbh. If you don't have EITC or ACTC (which delays processing bc of PATH Act), and your return was accepted on 2/5, you're prob fine. Check your transcript online - it's way more accurate than WMR. Look for TC 846 code w/ a date. That's your DDD (direct deposit date). No TC 846 yet? You're still processing. Simple returns are moving pretty quick rn from what I've seen.

I work with tax preparation and can tell you that returns filed on February 5th, 2024 are currently being processed in batches. From our client data (sample size of 142 returns), those with similar filing dates received refunds between February 19th and February 26th, with an average processing time of exactly 16.3 days. If you filed with direct deposit and have no complex credits, you should see your refund by tomorrow or Thursday at the latest based on current processing patterns. Returns with medical expense deductions over $12,000 sometimes trigger additional review, but that would typically show a 570 code on your transcript.