Former Wells Fargo employee here - went through this exact situation about 5 months ago! The ADP portal route is definitely your best bet, but I wanted to share a few additional tips that helped me: When you go to https://my.adp.com, make sure you're using the "Employee Access" login option, not the "Manager/HR Access" one. I initially clicked the wrong login type and couldn't figure out why my credentials weren't working. If you're having trouble with the password reset, try clearing your browser cache first. I had issues where the reset link wasn't working properly due to cached login data from when I was still employed. One thing that really saved me time - if you still have any old paystubs saved (physical or digital), your ADP user ID is usually printed on them. This can help if you're unsure about which email or username you originally registered with. Also, Wells Fargo typically makes W-2s available in ADP by January 31st each year, so since you left 3 months ago, yours should definitely be ready. Don't worry about being "too late" to access it. If the ADP route doesn't work, that dedicated tax document line at 1-866-322-8715 that others mentioned is fantastic. They were able to email my W-2 within a few hours when my colleague had login issues. You've got plenty of time before the tax deadline, so don't stress too much. One of these methods will definitely work for you!

I'm a former Wells Fargo employee who went through this exact same frustration last year! Here's what ultimately worked for me: The ADP portal at https://my.adp.com is definitely your best route - but make sure you're using your personal email, not your old work email. If you can't remember your login details, the password reset option works well, just be patient as it can take 30+ minutes for the email to arrive (check your spam folder too). If ADP doesn't work, skip the general HR line entirely and call the Wells Fargo tax document hotline directly at 1-866-322-8715. This number is specifically for W-2 requests and the wait times are much shorter. When I called, they were able to email my W-2 the same day. A couple of quick tips: Have your employee ID ready (it's on any old paystub), and if you've moved since leaving, make sure to update your address while you're on the call. Also, try calling either early morning (8-9 AM) or during lunch (12-1 PM) for shorter wait times. Don't stress about the timing - you have until April 15th and Wells Fargo is legally required to provide your W-2. As a last resort, the IRS "Get Transcript" tool can also provide the same wage information if you're really stuck. You'll get this sorted out! Multiple people in my situation have successfully used these methods.

I've been helping small business owners with LLC closures for years, and your situation is extremely common - probably 80% of people think filing state dissolution papers closes everything with the IRS too. It doesn't! That IRS letter is definitely their way of saying "we still think you're active" even though Nevada shows you as dissolved. Here's your action plan: 1. **Call 800-829-4933 (IRS Business line) ASAP** - They'll confirm if you have an EIN and your current federal status. This is the most important step. 2. **File a final tax return** - Even with $0 income, you'll need to file whatever applies to your LLC structure (likely Schedule C if single-member) and check the "final return" box. This officially tells the IRS to stop expecting future filings. 3. **Send written closure notice** - Mail a letter to your normal IRS filing address stating you ceased operations in December 2023. Include business name, EIN, and dissolution date. The key thing to understand: State and federal are completely separate systems. Your Nevada filing only handled the state side - the IRS has no clue unless you specifically notify them. Get this handled now and you'll avoid years of penalty notices. I've seen people get IRS letters for 3+ years after state dissolution because they never closed federally!

I'm going through this exact same situation right now! Just wanted to add that when I called the IRS Business line last week, the agent told me something I hadn't seen mentioned here - if you received that IRS letter about filing requirements, it's actually a good thing because it means they have you in their system and can easily update your status once you file the final return. The agent explained that some LLCs that never properly closed just disappear into a "limbo" status where the IRS isn't actively pursuing them but they're not officially closed either. Having that letter means they're actively tracking your LLC, so when you file your final return with the "final return" box checked, it should process much more quickly. Also, for anyone worried about penalties - the agent assured me that if your LLC truly had no income or activity, there shouldn't be any penalties for late filing of the final return, especially if you can show you were trying to comply by filing state dissolution papers. The IRS understands this is a common area of confusion. One last tip: when you call that IRS number (800-829-4933), have your Social Security Number ready since that's how they'll look up your business records if you're a single-member LLC. Makes the call go much faster!

The substantial presence test can definitely be overwhelming when you first encounter it! Since you're on an H1-B and have been in the US for 8 months, you'll likely need to file as a resident alien using Form 1040. A few key points for your situation: First, make sure you understand the filing deadlines - typically April 15th for the following year, but you may be eligible for an automatic extension if needed. Second, regarding your Canadian accounts, you'll need to report the income from them on your US tax return, but the US-Canada tax treaty should help prevent double taxation through foreign tax credits. For FBAR filing (if your Canadian accounts exceeded $10,000 at any point), the deadline is different - October 15th with an automatic extension available. Don't worry too much about the payroll taxes you've been paying through work - those will be credited toward your total tax liability when you file. Since this is your first year dealing with US tax residency, I'd strongly recommend getting help from a tax professional who understands international tax situations, especially US-Canada tax treaty provisions. The peace of mind is worth the cost when dealing with potential penalties for missing requirements.

The substantial presence test definitely caught me off guard too when I first moved to the US! One important detail I learned the hard way - make sure you keep detailed records of your actual days in the US. The test counts any part of a day as a full day, so even if you just landed late at night or left early in the morning, those count toward your total. Since you mentioned you're from Canada, you might want to look into whether you qualify for the "closer connection exception" using Form 8840. If you maintained stronger ties to Canada (like a permanent home, family, bank accounts as your primary financial center, etc.) and were present in the US for fewer than 183 days this calendar year, you might be able to file as a non-resident even though you meet the substantial presence test. Also, don't panic about the foreign account reporting - the thresholds for FBAR and Form 8938 are different, and many people don't realize you might need both depending on your account balances. The FBAR threshold is $10,000 total across all foreign accounts at any point during the year, while Form 8938 has higher thresholds that depend on your filing status and where you live. The good news is that since you've been paying taxes through payroll, you're already on the right track and likely won't owe huge amounts when you file. The withholdings should cover most of your liability.

One thing I'd add that might ease some of your anxiety - most UTMA accounts with just dividend income from a single stock like Amazon typically don't generate huge tax liabilities, especially if the account wasn't actively traded. Amazon's dividend yield is pretty low (around 0.5-1% historically), so even if the account value is substantial, the annual dividend income might be relatively modest. That said, definitely get those records from Fidelity and consider working with a tax professional for the amended returns. Many CPAs have experience with exactly this type of situation since forgotten UTMA accounts are more common than you'd think. They can also help you understand if you qualify for any penalty relief programs for first-time filers or reasonable cause exceptions. Also worth noting - once you get this straightened out and transfer the account to your name, you'll have more control over the tax timing. You can choose when to sell shares (if at all) to manage your capital gains in years when your income might be lower.

I'd recommend contacting Fidelity directly to get your account access set up and request all historical tax documents (1099-DIV, 1099-INT, etc.) going back as far as they have records. Since you're now well past the age of majority, you should be able to take full control of the account. Don't panic about the tax situation - while you technically should have been reporting any dividend income on your returns, Amazon's dividend yield has been quite low historically, so the amounts might not be as scary as you think. The key is being proactive now rather than waiting. For your 2024 taxes, you'll only need to report any income generated in 2024. For prior years, gather all the 1099 forms first, then decide whether to file amended returns based on the actual amounts involved. If the annual dividend income was under a certain threshold, the penalties might be minimal or waived entirely due to reasonable cause (not knowing the account existed). Once you have control of the account, consider whether you want to hold the Amazon stock long-term or diversify. Just remember that selling will trigger capital gains based on your grandfather's original cost basis, which could be quite low if he bought the shares years ago.

Something else to consider - if your businesses grow significantly, you might want to restructure into separate LLCs for liability protection. I started like you with multiple businesses under one EIN as a sole prop, but after my Amazon business took off, I formed an LLC for that part to protect my personal assets. You can still use pass-through taxation with an LLC (Schedule C), but you get better protection if something goes wrong with one business. The other businesses wouldn't be affected.

One thing I'd add from my experience running multiple businesses under one EIN - make sure you're prepared for potential complications if you ever need to apply for business loans or credit. Some lenders get confused when they see multiple business activities under a single EIN, especially if the revenue streams are very different like yours (real estate, e-commerce, subscription service). I had to provide extra documentation to explain how my different businesses operated when I applied for a business line of credit. It wasn't a dealbreaker, but it did slow down the approval process. Just something to keep in mind as your businesses grow. The tax side works fine with one EIN as others have mentioned, but the banking/lending side can sometimes be trickier.