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Quick question - did your letter have a specific deadline? Mine did and I almost missed it. Make sure you're not running out of time!
Oh shoot, I didn't even think to check for a deadline. Thanks for the heads up, I'll double-check right now!
I had my DDD on March 15th, and my WMR showed "refund sent" that morning. I was expecting it to hit my CHIME account that day based on previous years, but it didn't arrive until March 17th. When I called the IRS on March 16th, they explained there was a Treasury processing backlog due to the high volume of refunds being issued that week. Just a warning that even with today's DDD, there can be unexpected delays this time of year as we're right in the middle of peak tax season.
Just to clarify something important - the "refund arrived" status doesn't mean the money is in your bank yet. It only means the IRS has sent the payment instruction to the Treasury. Think of it like dropping a letter in the mailbox - it's sent but not delivered. With CHIME specifically, I've usually seen the money appear within 24 hours of that status change, but during busy periods it can take longer. If you need the money urgently, keep checking your CHIME app rather than the IRS website, as CHIME will update faster.
Quick question - does setting up a payment plan affect your credit score at all? I'm in the process of buying a house and I'm worried this might mess things up.
It shouldn't affect your credit score directly, but the tax lien might show up on your credit report. Might wanna talk to your mortgage broker about it.
Just remember, the person on the other end of the line is human too. Be nice, and they're more likely to help you out. I used to work in a call center (not IRS, but still), and the people who were polite always got better service.
Sophia Nguyen
Have you checked your tax transcript on the IRS website? Sometimes it shows more detailed info than the 'Where's My Refund' tool.
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Omar Zaki
ā¢I didn't even know about this! Thanks, I'll check it out right away.
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Jacob Smithson
Unpopular opinion: maybe we should just be grateful we're getting a refund at all? I mean, it's technically our money, but still...
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Isabella Brown
ā¢Found the IRS employee š
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Maya Patel
ā¢Nah, that's our money. We have every right to know where it is and when we're getting it back.
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