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Has anyone dealt with this but for a larger amount? My business property had significant damage from a delivery truck ($15,000+) and they're also demanding a W9. I'm concerned that much money reported as "income" could seriously impact my taxes.
The principle is exactly the same regardless of amount - property damage reimbursement isn't income! But with that much money, it's definitely worth pushing back hard. You might want to have your accountant write a letter explaining why this isn't reportable income. If they insist, consider consulting with a tax professional before signing anything.
Great outcome on getting them to drop the W9 requirement! This is actually a textbook example of why it's important to understand your rights when dealing with insurance and liability claims. For anyone else facing this situation, here are a few key points to remember: 1. Property damage reimbursements that simply restore you to your previous financial position are NOT taxable income 2. Companies often have blanket W9 policies for payments over $600 without considering the nature of the payment 3. You have every right to push back and explain why a W9 isn't appropriate If you're ever in doubt, ask yourself: "Am I better off financially than before the incident?" If the answer is no (which it should be for legitimate damage claims), then it's likely not taxable income. The key is being polite but firm, and having your documentation ready to show this is genuine damage reimbursement, not some kind of payment for services or income-generating activity.
For context, the IRS is currently processing approximately 2.4 million returns per day, with joint returns taking on average 17% longer to process than individual returns. Based on current processing metrics, a transcript showing no return filed for 4 days is well within normal parameters, especially during peak filing season (January 29 to April 15). The system typically updates transcripts in batches, with the highest volume of updates occurring Wednesday through Friday.
I'm going through the exact same thing right now! Filed on March 5th and my transcript has been stuck on "no tax return filed" since then. This is also my first year filing jointly after getting married last fall, so it's reassuring to hear that joint returns can take longer to process. I've been checking obsessively every morning, but based on what everyone's sharing here, it sounds like I just need to be patient and wait for the weekly processing cycles to catch up. Thanks for posting this - it's really helpful to know I'm not the only one experiencing this delay!
Has anyone tried just mailing in their return when this happens? I'm having the same problem but don't want to deal with the IRS phone system at all. What's the typical processing time for paper returns these days?
I mailed my return last year due to a similar issue. Took almost 4 months to get my refund. The IRS is still catching up on paper processing from the pandemic. E-filing is definitely worth the extra effort if you can get the IP PIN issue fixed.
I went through this exact same nightmare last year with my 3-year-old daughter. After multiple rejected e-files and hours wasted on hold, I discovered the issue was that someone had incorrectly used her SSN on their return the previous year (turned out to be a data entry error at a tax prep chain). Here's what finally worked: I called the IRS Identity Protection line at 800-908-4490 early in the morning (around 7:15 AM EST) and actually got through in about 20 minutes. The agent was able to see the duplicate SSN usage in their system and issued a temporary IP PIN over the phone that was valid for 30 days. The key is having all your documentation ready - your previous year's tax return, your child's Social Security card, birth certificate, and the rejection notice from your tax software. They'll verify your identity as the parent and can resolve it in one call. If you absolutely can't get through by phone, you can also submit Form 15227 (Application for an Identity Protection PIN) by fax to 855-807-5720, but that takes 2-3 weeks to process. The phone route is definitely faster if you can get connected. Don't give up on e-filing - mailing returns is taking 3-4 months right now and you'll be waiting forever for your refund!
This is really helpful advice! I'm going to try calling first thing tomorrow morning at 7:15 AM like you suggested. Quick question - when you say they issued a "temporary IP PIN," how long is it valid for? You mentioned 30 days, but I'm wondering if that's enough time in case I run into other issues with my e-file. Also, did you have to do anything special to get a permanent IP PIN for future years, or does the temporary one automatically convert?
You might want to consider pursuing a Request for Taxpayer Advocate Service Assistance (Form 911) rather than immediately filing an amendment. The Internal Revenue Code section 7811 provides for expedited handling when there's an IRS error causing significant hardship. The definition of "significant hardship" includes situations where IRS procedures weren't followed correctly, which seems applicable in your case. This approach could potentially resolve your issue in 4-6 weeks rather than the 20-week amendment timeline, especially since the error originated with the IRS rather than your filing.
As someone who went through a similar situation last year, I'd strongly recommend getting everything in writing before proceeding. When the IRS agent told you there was an error on their end, did they provide you with a specific explanation of what went wrong? I've found that different agents sometimes give conflicting information, so having documentation is crucial. Also, before filing the amendment, you might want to explore the Form 911 route that Zara mentioned. I initially started the amendment process but then switched to requesting Taxpayer Advocate assistance when I realized the error was clearly on the IRS side. It saved me about 12 weeks of waiting time. One more thing - if you do proceed with the amendment, make sure to include a cover letter explaining that this amendment is being filed due to an IRS processing error, not a mistake on your original return. This can sometimes help expedite the review process.
This is really solid advice! I'm dealing with a similar IRS error situation right now and hadn't thought about requesting documentation of exactly what they messed up. The point about getting conflicting information from different agents is so true - I called twice last month and got completely different explanations each time. @Zara Khan @Freya Christensen - do you know if there s a'specific way to word the request for written documentation of their error? I want to make sure I m asking'for the right thing when I call back. Also curious about the cover letter approach - is there standard language that works best for explaining it s their'mistake, not ours?
Amina Toure
dont stress it. happened to me last year and check showed up pretty quick
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Sean O'Brien
Been through this exact situation! When TPG can't deposit to a closed account, they'll automatically mail you a paper check to your last known address. Usually takes about 10-14 business days after the failed deposit attempt. Make sure to update your address with both TPG and the IRS if you've moved. You can call TPG customer service to confirm they have your correct mailing address - their number should be on any paperwork you got from your tax preparer. Hang in there, the check will come!
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Mateo Silva
ā¢This is super helpful, thanks! Just to clarify - do I need to call TPG directly or will they automatically know my address from my tax return? I'm worried they might have an old address on file š°
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