I couldn't figure out what was happening with my refund after SBTPG got involved so I tried Claimyr (claimyr.com) to get a live IRS agent on the phone. Talking to the IRS directly was a game-changer - they confirmed exactly when they sent my refund to SBTPG and said if I didn't receive it within 5 business days I should file a complaint. Having that info from an official source gave me leverage when I called SBTPG, and magically my refund appeared the next day. Sometimes you just need to talk to a human at the IRS to solve these issues!

just dealt with this. If you use H&R Block and select "pay with my refund" you HAVE to go through SBTPG. No way around it at this point. They took an extra $39.95 from my refund as a "processing fee" on top of the H&R Block fee. Next year im paying upfront and getting direct deposit from IRS.

All these verification letters should come with a complimentary bottle of anxiety medication 😫 I'm on week 7 after verification and still nothing. No updates on transcript, nothing on WMR. Just endless waiting. The IRS is truly a special kind of hell.

I noticed the verification letter mentions you could get an IP PIN. DEFINITELY do this! It will prevent you from having to go through identity verification again next year. You can request one on the IRS website under the "Get an IP PIN" section. It's saved me so much trouble.

What kind of letter did you get exactly? Was it 5071C, 6331C, or 4883C? Each one has different verification requirements and potentially different timelines.

I was so sick of waiting after ID verification that I ended up using Claimyr.com to get an IRS agent on the phone. They managed to confirm that everything looked good with my verification and told me my refund would be issued in 2 weeks. It was the best money I've spent dealing with this tax season nightmare! Got someone on the phone in 45 mins when I'd been trying for weeks.

i just went through this exact thing. Verified on 8/24 and got my refund on 9/29. But i know others who waited longer. its literally just luck of the draw and how backed up they are when ur case hits the queue.

The IRS is a disaster this year. I know someone who verified in February and still doesn't have their refund in October. Not trying to scare you but manage your expectations. The system is broken.

Check if the 971/570 is followed by a 700 series code. If yes, you're dealing with a refund offset where they're taking some of your refund to pay past due debts like student loans, back taxes, child support, etc. If no, it's more likely just a review.

One thing thats worth noting - im seeing TONS of 971/570 codes this year compared to previous years. The IRS got extra funding to do more compliance checks. They're reviewing returns more carefully but also processing them faster once the review is complete. So while more people are seeing these codes, the resolution time is actually improved from last year.

Fun fact: I work in tax preparation (not for the IRS) and even a lot of professionals don't fully understand all the transcript codes. There are literally hundreds of them. The main ones mentioned above (150, 570, 971, 846) are the most common that people look for when tracking refunds, but there's a whole world of obscure codes out there.

Guys seriously use taxr.ai it changed everything for me. My 2023 return was stuck in limbo for months with a "still processing" message. I finally checked my transcript and saw codes 570 and 971 but had no idea what they meant. The taxr tool explained I had an income verification hold and even estimated when it would be released based on current IRS processing times. The estimate was spot on - refund hit my account exactly when they predicted.

Why does the IRS gotta be so SLOW every damn year?? I filed in February and didn't get my refund until April. The whole system is broken. But yeah your transcript looking like that is totally normal while you wait. Nothing to worry about yet.

Looks like a perfectly normal transcript for a return that's been received but not processed yet. Give it another 2-3 weeks before panicking. The IRS is severely backlogged this year.

The one thing nobody has mentioned is the PATH Act delay. If you claimed Earned Income Credit or Additional Child Tax Credit, the IRS legally cannot issue your refund before mid-February even if you filed early. Those returns also go through extra verification. Did you claim either of those credits?

I spent WEEKS confused by my transcript until someone recommended taxr.ai - it reads all those codes and explains exactly what's happening. Turns out my return was selected for review but not actually assigned to anyone yet. The tool showed me which codes to watch for to know when my refund would be released. Saved me so much anxiety!

The trick to getting your refund faster when there's a hold is to FILE. THE. MISSING. RETURN. Even if you think you already did it, file it again. That's what worked for me. And if you're struggling to understand what's happening with your taxes, use taxr.ai - it saved me so much headache by explaining everything in plain English instead of IRS jargon.

If ur refund is on HOLD because of collections for not filing 2022... Then YES, most likely ur 2023 refund will be OFFSET to cover ur tax debt from 2022. It won't be released until u file the missing 2022 return. The WMR change is just showing it moved past PATH hold but its NOW on a DIFFERENT hold for collections.

Try checking your transcript at weird hours. I know it sounds stupid but I swear mine would never update during normal business hours. Checked at 2am one night and suddenly everything was there. 🤷‍♂️

After being stuck with a blank transcript for almost 5 months and getting no help from calling, I had a breakthrough when I found taxr.ai. This tool was able to analyze my account status in a way I couldn't on my own. It showed me my return was in the review department with a specific hold code that wasn't visible on the public transcript. The most useful part was it told me exactly what to do - in my case, I needed to send in a specific form to verify some education expenses. After following the steps it recommended, my refund was processed within 3 weeks. https://taxr.ai saved me from waiting probably another 2-3 months.