protip: check early morning around 3-4am, thats when they update the system. might see movement then

Filed mine February 15th and still waiting too! Good to know about the 4-6 week delay from the processor above. The Oklahoma Tax Commission website really should be more transparent about these delays instead of just saying "processing" - would save everyone a lot of stress. Hang in there, sounds like we're all in the same boat this year!

I see you mentioned 570 and 971 codes, but what's your cycle code? The last 4 digits on your 570 transaction line can tell you when your account updates. If it ends in 05, you're on a weekly cycle (updates Thursday nights). If it ends in 01-04, you're on a daily cycle. Also, is your 971 date after your 570 date? That sequence matters for predicting resolution timeframes.

I went through this exact situation last month! Had 570/971 codes for about 12 days before getting my 846. The key thing that helped me was checking my transcript on Friday mornings - that's when most updates seem to happen. I also drive for gig work (DoorDash) so I totally understand the stress of needing that refund for car expenses. One thing I learned is that if your 971 notice date is recent, give it the full 21 days before panicking. Mine resolved on day 12 and the refund hit my account 3 days after the 846 code appeared. Keep checking your transcript weekly rather than daily - it'll save your sanity!

Has anyone used TaxJar or Avalara for this? I'm wondering how they count transactions for economic nexus thresholds compared to what everyone's saying here about invoice vs payment.

This is such a timely question for me! I'm actually dealing with the same confusion as I'm setting up my new consulting business. From what I've been reading in the state tax codes, it seems like most states are pretty consistent about counting "transactions" as unique sales events rather than payment events. I found it helpful to think about it this way: if a customer walks into a physical store and buys something for $500 but pays with 3 different credit cards to split the cost, that's still just one sale/transaction from the store's perspective. The economic nexus rules seem to follow the same logic - they're trying to measure your business activity level, not your payment processing volume. That said, I'm definitely going to implement some of the tracking solutions mentioned here because manually keeping track of this across multiple states sounds like a nightmare waiting to happen. Thanks for asking this question - the responses have been super helpful!

Seeing lots of good advice here but just want to emphasize: *Please be careful providing your SSN online.* Make sure you're on the actual bank's secure website (https, lock icon visible). There are scam sites that pose as banks specifically to collect SSNs and other personal info from young people opening their first accounts. Always double-check the URL and maybe even call the bank's official number (from their real website) to confirm the application process.

Smart move going to a branch in person! That's exactly what I did for my first account. The staff there are really helpful and can walk you through everything step by step. Plus, you don't have to worry about any online security issues. When I went in, they had me fill out the W-9 right there at the desk - it literally took like 2 minutes. They also explained that the form is just so they can report any interest I earn to the IRS at the end of the year. No stress at all! Bring your driver's license and Social Security card if you have the physical card. Some branches are flexible about the SS card requirement, but it's good to have just in case. You're doing everything right by being cautious and asking questions first.

Has anyone actually had to go through the amendment process with Form 8962? I'm in the same boat for 2022 and wondering how complicated it is to submit. Do I need to fill out a 1040X too?

I just went through this exact same situation a few months ago! The IRS website can be really confusing to navigate, but Olivia's link should definitely work. One thing I'd add is that if you're having trouble with the direct PDF link, you can also try going to irs.gov and searching for "Form 8962 2022" in their search bar - sometimes that brings up the prior year version more easily than navigating through all the menus. Also, just a heads up - if you're amending your 2022 return because of premium tax credit issues, make sure you have your Form 1095-A handy when you fill out the 8962. The marketplace should have sent you this form, and you'll need the information from it to complete the reconciliation correctly. Good luck getting it sorted out!