Just to clarify something important that others haven't mentioned - cycle 05 means your account is processed weekly, not daily. So your transcript only updates once per week (typically Thursday night/Friday morning), while daily cycle filers can see updates any day. This is why the lag between transcript and WMR might seem longer for weekly filers - you're essentially waiting for two different weekly processes to align. It's not that the WMR delay is longer, it's that your transcript only updates weekly to begin with! 😆

Thank you for asking this question! I'm in the exact same situation - cycle 05 and avoiding ID.me. Based on all the responses here, it looks like I can expect WMR to update 1-4 days after my transcript changes, with Thursday night transcript updates typically leading to Friday-Monday WMR updates. The consistency in everyone's experiences is really helpful. I'm going to stop obsessively checking WMR multiple times a day and just check once daily starting Friday mornings. It's frustrating that we can't access our own tax information without giving up our privacy, but at least now I have realistic expectations for the timing!

I went through this exact same situation last year and it was so confusing at first! The Additional Medicare Tax is basically a "luxury tax" on higher earners - it's 0.9% on income above $250k for married filing jointly. What probably happened is you and your spouse's combined wages crossed that $250k threshold, but your employers didn't withhold enough because they only look at individual wages (they start withholding the extra 0.9% when someone individually makes over $200k). So you end up owing it at tax time. The $1,350 on line 24 that flows to line 25c is legit - you do have to pay it. But for next year, you can avoid the surprise by either having extra tax withheld from your paychecks or making quarterly estimated payments. I had my employer withhold an extra $100 per paycheck and it covered it perfectly this year. Don't stress about it - it's just part of the tax code for higher income households. The IRS Publication 15 has more details if you want to dive deeper into how it's calculated.

The Additional Medicare Tax can definitely be confusing when you encounter it for the first time! Just to add some clarity to what others have shared - this tax was actually introduced in 2013 as part of the Affordable Care Act to help fund Medicare. One thing that might help you understand the calculation: the $1,350 you're seeing is roughly 0.9% of whatever amount your combined income exceeded the $250,000 threshold. So if your household income was around $400,000, you'd owe Additional Medicare Tax on $150,000 (the excess over $250k), which would be about $1,350. The reason this "suddenly appeared" is likely because this is the first year your combined income crossed that threshold, or perhaps you had additional income sources this year that pushed you over. It's completely normal and legal - just an additional tax bracket that applies to higher earners. For planning purposes, remember this applies to all earned income including wages, self-employment income, and railroad retirement compensation. Investment income like dividends and capital gains don't count toward this particular tax, which is different from the Net Investment Income Tax (Form 8960) that has similar thresholds.

One thing to consider - if you filed amended returns through a CPA, there may have been a substantial change in your reported income or deductions that triggered additional scrutiny. The certified mail could be related to that. I had this happen with my 2018 taxes when my CPA found significant deductions I'd missed. The IRS sent certified mail requesting documentation to verify those deductions. It wasn't an audit exactly, but they wanted proof before accepting all the changes.

Don't panic! Certified mail from the IRS is concerning but not necessarily catastrophic. The future date you're seeing (12/16 when today is 12/5) is actually normal - their system generates transcript entries before the physical notice is mailed. Given that this relates to your 2019 amended return and shows a $12,350 liability, this is most likely a CP2000 notice or similar correspondence about adjustments they've made based on your amendment. The $90 is probably a small penalty or interest charge. Here's what I'd recommend: First, don't stress too much until you actually receive and read the letter. Second, have all your 2019 tax documents ready along with anything your CPA filed for the amendment. Third, contact your CPA immediately when you get the letter since they're familiar with your situation. Most importantly, whatever the letter says, there are almost always options - payment plans, penalty abatements for first-time issues, or the ability to dispute if there are errors. The key is responding within the timeframe they give you (usually 30-90 days depending on the type of notice).

Something important that hasn't been mentioned yet - don't forget about self-employment taxes! If you do make your woodworking a legitimate business, you'll pay an additional 15.3% on your profits for Medicare and Social Security taxes. This is on top of income tax. This is one reason why an S-Corp can eventually make sense (after you're profitable), as you can pay yourself a reasonable salary (subject to SE tax) and take the rest as distributions (not subject to SE tax).

Just went through this with my pottery business! My advice: start as a sole proprietor (Schedule C) first, not an S-Corp. Way simpler and lower compliance costs. You'll need to be careful about what you deduct. For equipment, anything over $2,500 typically needs to be depreciated rather than expensed entirely in year one (though Section 179 and bonus depreciation might help). For home workspace, you can only deduct space used EXCLUSIVELY for business. If your workshop doubles as storage or family space, you'll run into problems.

I completely understand your anxiety about this! I was in almost the exact same situation a few months ago - forgot a 1099-INT for about $95 and was absolutely convinced that amending my return would somehow flag me for an audit. Here's what I learned: filing an amended return for small amounts of missing interest income is incredibly routine for the IRS. They process thousands of these every week. The fact that you're correcting it yourself before they have to contact you actually works in your favor - it shows good faith compliance rather than trying to hide something. Your $105 in interest would only increase your actual tax liability by maybe $25-30 depending on your tax bracket. The IRS is dealing with much bigger issues than people who forgot small interest payments. They're focused on major discrepancies, unreported business income, or suspicious deductions - not honest mistakes on tiny amounts of interest. My amended return took about 13 weeks to process, which was frustrating because I was also counting on my refund for something important. But I eventually got the adjusted refund without any additional contact from the IRS. No audit, no letters, no drama - just the corrected amount. I know the waiting is stressful, especially with your dental work planned, but you absolutely did the right thing by correcting this proactively. Try not to let the anxiety spiral - you're going to be fine!

I totally get your anxiety about this - I was in your exact shoes last year when I forgot to include a 1099-INT for $127. I was convinced I was going to trigger some kind of red flag by filing an amended return. But here's the reality: the IRS actually has a term for what you're doing - it's called "voluntary compliance" and they view it very favorably. You're essentially fixing their matching problem before it becomes their problem. When their automated system would have eventually flagged the discrepancy between your return and the 1099 they received from your bank, you'd have gotten a CP2000 notice asking about it. By amending proactively, you're saving them that work. The $105 in interest you forgot would only increase your actual tax owed by roughly $26-36 depending on your bracket. The IRS audit selection algorithm focuses on much larger discrepancies and statistical anomalies - not people who self-correct small oversights. I know the 16-week processing time feels forever when you're planning dental work, but my amended return actually processed in about 11 weeks (filed in February). No audit, no additional scrutiny, just got my corrected refund. The peace of mind from knowing everything is filed correctly is honestly worth the wait. You're doing everything right here - try not to let the anxiety take over!