Anyone know if this applies to credit card reward points used for business purchases too? I sometimes use my Chase points to buy office supplies and never thought about whether I can deduct the full purchase price or just what I pay after points.

As someone who runs a small consulting business, I've dealt with this exact scenario multiple times. The key thing to understand is that the IRS cares about the fair market value of what you acquired for business use, not necessarily your out-of-pocket expense. However, there's an important nuance here that some responses have touched on but not fully explained. Since the $250 gift card was a promotional incentive that you didn't pay taxes on when you received it, you have two options: 1) Treat the gift card as taxable income ($250) and then deduct the full business expense ($290) 2) Don't report the gift card as income and only deduct your actual cash outlay ($40) Most tax professionals I've worked with recommend option 2 for promotional gift cards because it's simpler and avoids potential complications. The IRS generally doesn't consider small promotional incentives like this as taxable income anyway. Keep detailed records showing the original purchase price, how you paid (gift card + cash), and documentation that the equipment is used exclusively for business. If you ever use it for personal projects, you'll need to reduce your deduction proportionally. I'd suggest consulting with a tax professional for your specific situation, especially since you're running a business where these scenarios might come up frequently.

Pro tip: check your transcript instead of WMR. Its more accurate and updates faster. You can pull it on irs.gov if you make an account

Don't stress too much! I filed around the same time last year and it took almost a week before WMR updated. The IRS processing centers are slammed right now with early filers. As long as you got the transmission confirmation from TurboTax, you're good. The system just needs time to catch up. If you're really anxious, try checking your transcript like others mentioned - it usually shows acceptance before WMR does.

I successfully navigated this same issue last year with my December baby! Isn't it ridiculous that government systems don't talk to each other better? I initially tried calling the IRS regular number but couldn't get through for days. Finally went with paper filing and included a photocopy of my baby's social security card and birth certificate. Wrote "NEWBORN SSN VERIFICATION ISSUE" in red at the top of my 1040. Got my full refund with EIC about 7 weeks later. Would it be faster if their systems worked properly? Of course! But at least there's a proven solution.

I'm dealing with something very similar right now! My baby was born in October 2024, got the SSN card in November, but I'm getting the same error 0132 when trying to e-file. It's so frustrating because like you said, I've verified everything multiple times - the SSN matches the card exactly, birthdate is correct, name spelling is perfect. Based on what everyone's saying here about database sync delays, it sounds like paper filing might be our only option. Has anyone had success calling the IRS to confirm whether their specific newborn's SSN is in the system yet, or is that just a waste of time given how backed up they are right now?

jst wait til u start checking transcripts... welcome to the obsession fam 💀

Don't stress! It's totally normal for WMR to lag behind after acceptance - I've seen it take anywhere from 24 hours to a full week sometimes. The system gets overloaded during peak season. If you want more detailed tracking than what WMR provides, you could always check your tax transcripts directly through the IRS website or try one of those transcript analysis tools people mentioned above. But honestly, if you got the acceptance email, you're good to go - just gotta wait for the system to catch up!

Has anyone actually gone through the backdoor Roth process after already filing? I'm in the same situation and worried about the timeline. My account says I need to recharacterize the Roth contributions to Traditional first, then convert back to Roth, and then file the amended/superseded return... is that right?

Just wanted to add something important that might affect your decision between superseded vs amended - if you're doing the backdoor Roth conversion, you'll need to report both the recharacterization AND the conversion on your return using Forms 8606 and possibly 1099-R reporting. A superseded return might be cleaner here because you can report everything as one cohesive filing rather than having the original return show incorrect Roth contributions and then an amendment trying to explain the backdoor process. The IRS matching systems sometimes flag discrepancies between what custodians report (via 1099-R forms) and what's on your return, so having everything properly aligned from the start could save you from getting automated notices later. Also, since you mentioned you already got your refund - if the backdoor Roth process changes your tax liability, you might owe additional taxes or be entitled to a larger refund. With a superseded return, this gets calculated fresh. With an amended return, you're working off the original calculation which can sometimes make the forms more complicated to fill out correctly. Whatever route you choose, make sure your tax pro has experience with backdoor Roth reporting - it's one of those areas where small mistakes can create big headaches with the IRS later!