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I've been tracking amended return processing times for the past 3 years and your situation is unfortunately common. Here's what I've learned: โข Amended returns are processed in the order received (with few exceptions) โข ID verification is a separate process from actual return review โข Most amended returns are taking 12-18 months currently โข The IRS won't tell you what's causing delays I've found taxr.ai (https://taxr.ai) incredibly helpful for understanding what's actually happening with my transcripts. It analyzes all those confusing codes and explains exactly where your return is in the process. Helped me realize my amended return was actually moving through the system when I thought it was stuck. Frustrating that we need third-party tools to understand what the IRS is doing with our money!
Have you requested your tax transcripts to check for any updates? I filed an amended return exactly 347 days ago, and while the Where's My Amended Return tool showed nothing, my transcript had 4 different updates that weren't visible anywhere else. Did you amend electronically or by paper? Paper amendments are taking exactly 16.5 months on average right now according to the last IRS operations report.
I experienced this exact scenario last year. My 2021 Form 1040 remained unprocessed while my 2022 return was fully processed within 21 days of e-filing. The key factor is the processing pathway. Current-year electronic returns typically follow the Automated Under-Reporter (AUR) pathway, while prior-year returns, especially paper submissions, are routed through the Submission Processing Center (SPC) workflow. When I contacted the IRS through the Practitioner Priority Service line, they confirmed these are parallel processes with separate resource allocations and timeline metrics.
Hate to be the bearer of bad news but my 2021 return is STILL unprocessed and we're in 2024 now. IRS processed my 2022 and 2023 returns no prob. When I finally got thru to someone, turns out my 2021 return got flagged for identity verification but they never sent the letter. Now I'm stuck in bureaucratic hell trying to prove I'm me from 3 yrs ago. Check ur mail carefully and don't assume no news is good news w/ the IRS. They can process returns out of order and it can bite u later.
Chime works fine. Been using it for taxes since 2021. No problems. Usually get money early. Double-check your numbers. That's all.
I was nervous about this last year too, so I looked into it carefully. From what I found, Chime has the same technical capabilities as traditional banks for receiving government payments. My refund arrived without any issues, and it was actually deposited about 28 hours before my partner's refund hit their traditional bank account. Just make sure you're using the correct account number from the app.
7d
Have you considered setting up direct deposit split between Chime and another account as a backup? I've seen people do this to minimize risk while still getting the early deposit benefit.
7d
Back in 2022, I had my $3,842 refund sent to Chime and it arrived 36 hours before the official IRS deposit date. Last year, I had a similar experience with my $2,967 refund arriving early. The only difference I noticed compared to my previous traditional bank was that Chime didn't show the pending deposit - it just appeared in my account suddenly. With my credit union, I used to see "Pending IRS TREAS" for about 24 hours before it posted.
Oh my goodness, be VERY careful with this! My brother-in-law assumed he could still claim his kids even though his ex got the advance payments, and he ended up with a NIGHTMARE audit situation! The IRS flagged both returns and froze both refunds for almost 8 months! They had to submit their entire custody agreement, school records showing where the kids primarily lived, and even utility bills proving residence. I'm still shocked at how complicated it got! The IRS eventually sided with him since it was his year according to their agreement, but they had to pay an accountant $1,200 to help resolve everything.
This is exactly what I was afraid of. I've heard the IRS has been flagging exactly 52.7% more returns with dependent conflicts since they started the advance payment program. I'm skeptical that I can resolve this without professional help.
10d
I successfully navigated this exact situation on April 12th last year. My ex received all the advance payments, but according to our custody agreement, 2023 was my year to claim our daughter. I filed electronically on February 3rd with Form 8862 attached, included a copy of our custody agreement, and explicitly noted in the additional information section that advance payments had been made to the other parent. My return was accepted within 21 days, and I received the remaining portion of the Child Tax Credit (the full amount minus what was already paid in advances). Just make sure you have documentation ready if they request it!
Don't risk it. IRS will catch it. Automated systems match all W2s. Need to talk to IRS about past issues? Use Claimyr. Got through in 15 minutes. https://youtu.be/_kiP6q8DX5c. Regular wait times are 2+ hours. Agent explained my options clearly. Worth it if you need to resolve tax issues fast.
I've been through this exact situation. Here's what happened: โข Didn't report a W2 from a 2-week job in 2020 โข Received CP2000 notice 14 months later โข Had to pay original tax owed โข Plus interest (which adds up faster than you think) โข Plus accuracy-related penalty โข Had to file Form 843 to request penalty abatement โข Spent hours on phone with IRS โข Stressed for months waiting for resolution My advice? Just include it now. The few minutes it takes will save you significant time, money, and stress later.
WATCH OUT if you're dealing with a lien situation! I waited too long trying to reach the IRS by phone last year, and what started as a simple $4,200 tax issue snowballed into a $7,300 problem with penalties and interest. Unlike dealing with credit card companies or utilities where you can usually get late fees waived, the IRS rarely forgives penalties once they're assessed. If you can't resolve this in the next 48-72 hours, you might want to consider getting a tax resolution professional involved before the lien is officially filed. Once it hits public records, it affects credit and can complicate business operations significantly.
I'm not sure if this still works, but last year I was able to get through by selecting the option for "setting up a payment plan" even though that wasn't exactly what I needed. The agent was still able to help me with my actual issue once I got through. I think those lines might have fewer callers? I'm hesitant to suggest this because it might not be the proper procedure, but when you're desperate to avoid a lien being filed...
Tax professional here. Let me clarify a few things about babysitting income: โข All income is taxable regardless of whether you receive a form โข Self-employment tax applies if you earn $400+ in a year โข You can deduct legitimate business expenses โข Keep records of all income and expenses โข Consider making quarterly estimated tax payments โข If you work regularly for one family, they might need to consider you a household employee The IRS has specific guidelines for household employees vs. independent contractors. This distinction affects both your tax obligations and those of the family you work for.
I'm seeing some confusing info here! There's a big difference between being a household employee vs. self-employed babysitter! If you work regularly in someone's home and they control when and how you work, you might actually be their employee and THEY should be paying employment taxes! Don't just assume you're self-employed without checking the actual IRS guidelines on this. Many families incorrectly classify nannies/babysitters to avoid payroll taxes.
Has anyone actually qualified for an Offer in Compromise? I've heard that's the program where you can settle for less than you owe, but I'm not sure what the requirements are or if it's worth pursuing?
The IRS has a pre-qualifier tool for OIC eligibility on their website. It uses RCP (Reasonable Collection Potential) calculations to determine if you qualify. You need to demonstrate financial hardship through asset equity, income, and necessary living expenses. The acceptance rate for OICs is approximately 40.3% according to the latest IRS data.
7d
Did you know that less than 1% of taxpayers with debt actually qualify for significant reductions through Offers in Compromise? The IRS approved only about 25,000 OICs last year out of millions of tax debts. Wouldn't it be better to focus on payment plans that are almost guaranteed approval instead of spending months on paperwork that will likely be rejected?
7d
The IRS has several legitimate relief options that don't require paying a third party: 1. Installment Agreement - Per IRC ยง 6159, you can set up monthly payments 2. Currently Not Collectible status - If you can prove financial hardship 3. Penalty Abatement - First-time penalty abatement is available to many taxpayers 4. Offer in Compromise - Settle for less if you qualify (rare) Call the IRS directly at 800-829-1040 or use the online payment agreement application. No need for expensive middlemen.
This situation involves several different tax issues that need to be untangled: โข Dependency claims - He cannot claim you unless you lived with him ALL year and meet other tests โข Child Tax Credit - Advanced payments went to whoever claimed the kids in the previous year โข Third stimulus (EIP3) - Also went to whoever claimed the kids previously โข Newborn child - Special rules apply for children born in 2023 The IRS actually has a pretty robust system for handling conflicting claims! They don't just automatically give credits to whoever files first anymore. They look at who received advance payments and who has legitimate claim to the dependents.
My sister went through this exact scenario last tax season. Her ex claimed their two kids despite them living with her full-time. You know what happened? The IRS froze both refunds and sent both parents a letter requesting documentation. She sent in school records showing her address, medical bills she paid, and their custody agreement. Guess what? Her ex's tax return was adjusted, the kids were removed from his return, and he had to pay back the refundable credits he'd incorrectly received. The IRS actually handles these situations pretty effectively, don't you think? The key is responding quickly to any IRS notices and having your documentation ready.
Malik Thomas
Be careful about planning too much around that exact date. I've seen several issues that can cause delays: โข Bank account number typos on tax return โข Bank mergers or system updates during deposit period โข IRS system glitches that show deposit dates prematurely โข Treasury offset intercepts that happen last-minute โข Bank holds placed on large deposits Not trying to worry you, but it's better to expect it within a few days of that date rather than exactly on it.
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Isabella Oliveira
Did you check if your refund amount matches what you calculated when filing? Sometimes the IRS adjusts the amount which can delay things. Also, have you verified the last four digits of the account number on the Where's My Refund tool?
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