I think I might be in a similar situation to yours... I had a small balance due but should still be getting something back. My transcript updated last week with almost the same pattern, and I'm cautiously optimistic that my refund might be coming soon. For me, it's going to help with some unexpected car repairs I've been putting off. Just hoping nothing else comes up to delay it further.

That's such great news that your transcript is finally showing movement! I totally relate to the transcript confusion - those codes and dates feel like they're written in a foreign language sometimes. From what I've learned lurking in these forums, when you see that $0.00 balance with your cycle date, it usually means they've finished calculating everything and any amount you owed has been subtracted from your refund. The fact that you're still expecting money back after owing some is actually pretty common - happens when your withholdings or credits exceed what you actually owe. I filed around the same time as you (mid-February) and have been obsessively checking my transcript too. Still waiting for any updates on mine, so seeing your progress gives me hope! Fingers crossed you see that direct deposit hit your account soon. Thanks for sharing the update - it helps those of us still in limbo know that things are actually moving behind the scenes.

OP - was this your first time using Current bank for tax refund? Wondering if its worth switching from my traditional bank if I'd get my refund faster next year.

Nice! I'm jealous - filed around the same time as you but still stuck waiting. The combination of H&R Block taking their fees out first and Current releasing funds early sounds like it worked out perfectly for you. Did you get any notification from the IRS about the early release or did you just find out when H&R Block emailed you? I'm trying to figure out if I should expect mine early too or if I'm stuck waiting until my official DDD.

Is there any way to edit the TXF file directly instead of doing this workaround? I'm comfortable with text editing if that would be easier than creating two separate K-1s in the software.

This is exactly the kind of detailed walkthrough I wish I had when I first encountered this issue! I've been dealing with similar TXF import problems with my Kinder Morgan K-1 for the past two years and have been manually entering everything instead of using the import feature. One question about step 4 in your process - when you mention using a "slightly different partnership name" for the rental real estate portion, does this affect how the software handles carryover losses from previous years? I'm worried about breaking the connection to my prior year data if I change the name too much. Also, have you noticed any issues when you go to file electronically? I'm always paranoid that having what appears to be "two different partnerships" might trigger some kind of validation error with the IRS systems, even though it's really just one K-1 split across two schedules. Thanks for sharing this solution - it's going to save me hours of manual data entry this tax season!

Does anyone know if the 10-year rule applies in this situation or if you can stretch the distributions? I inherited my dad's IRA in 2022 also and my financial advisor is telling me I HAVE to empty it in 10 years, but I'm seeing conflicting info online.

The complexity of your situation actually highlights why many people struggle with inherited IRA rules. Since your father was 75+ when he passed in January 2022, he was definitely required to be taking RMDs, which means you'll need to continue taking annual distributions while also emptying the account within 10 years. The good news is that the IRS has been relatively lenient with inherited IRA penalties during 2022-2023 while they finalized regulations. Your court documentation showing when you actually gained control of the assets will be crucial evidence if any penalties are assessed. Here's what I'd recommend: First, contact the IRA custodian immediately to get a complete distribution history for your father's account - you need to know if he missed any RMDs before his death. Second, calculate your 2024 RMD based on the account balance as of December 31, 2023, and take it before year-end. Third, document everything related to your legal battle for control of the estate. The fact that you couldn't access the funds until 2024 due to legal proceedings should provide reasonable cause for any missed distributions. Just make sure you're current going forward and keep all your court documentation.

Has anyone actually had issues with contributing to a 401k through a part-time job? My main employer doesn't offer a 401k but my weekend gig does, and I'm wondering if there's anything special I need to know.

Great question about contributing through a part-time job! I've been in a similar situation where my main employer didn't offer a 401k but my side job did. Tax-wise, it actually works exactly the same as if you contributed through your main job - the pre-tax contributions reduce your AGI dollar for dollar regardless of which employer's plan you use. The only real difference is that your W-2 from the part-time job will show the reduced wages in Box 1, while your main job's W-2 won't have any 401k deductions. When you file your taxes, the software just adds up all your Box 1 amounts from every W-2, so the AGI reduction happens automatically. One thing to be aware of is that if your part-time job has lower wages, you might not be able to contribute as much as you want (since contributions can't exceed your wages from that specific job). But it sounds like that's not an issue for you since you were able to contribute $15,600!