Honestly the 60,100€ exemption you mentioned sounds like the Beckham Law (Special Impatriate Tax Regime), but I don't think you'd qualify based on what you described. You need to be moving to Spain specifically because a Spanish company hired you or your foreign company formally transferred you there. Working remotely for a US company usually doesn't qualify unless there's an actual formal assignment letter and the company has some presence in Spain.

I'm actually going through something similar right now - dual citizen planning to move to Madrid while keeping my US job. One thing I haven't seen mentioned is the timing aspect. Since both countries use calendar years, you'll want to be really careful about when you establish Spanish tax residency within the year. If you move mid-year, you might be able to split your tax obligations - paying US taxes on income earned before becoming a Spanish resident, and then dealing with the treaty provisions only for the period after establishing residency. This could potentially simplify your first year's filings. Also, don't forget about state taxes if you're currently in a state with income tax. You'll need to establish that you've truly severed ties with your home state to avoid triple taxation (federal, state, and Spanish). Some states are notoriously aggressive about claiming you're still a resident even after moving abroad. Have you considered consulting with a tax advisor who specializes in US-Spain cases? The treaty is complex enough that the cost of professional help often pays for itself in avoiding mistakes.

I've had 570 codes three years in a row now. It's just part of the process for some of us. Usually clears up on its own, but if you have a 971 code too, watch your mail for a notice explaining what they need from you (if anything).

Don't panic! Code 570 is actually really common this year - I got it too about a month ago and my refund came through just fine. What helped me was checking for any accompanying codes on my transcript. If you see a 971 code with a date, that usually means they sent you a notice explaining what they're reviewing. Also, keep an eye on the "as of" date on your transcript - when that updates, it often means they're actively working on your case. The Child Tax Credit you mentioned is definitely a likely trigger since they're being extra careful with those this year. Hang in there - most 570 holds are resolved within 2-3 weeks!

Had this last year. Called IRS like 50 times before getting thru. They said it was just random review. cleared up after 6 weeks

Code 570 is basically the IRS saying "hold up, we need to take a closer look at something." Since you have both 570 and 971 codes, you'll definitely get a notice in the mail explaining what they need from you. Common reasons for HOH filers include verifying dependents, income matching, or identity verification. The good news is your refund amount is still showing correctly at -$6,042, so they're not disputing the amount. Just hang tight for that notice - it should arrive within 2-3 weeks and will tell you exactly what to do next.

Slightly off topic but why are u paying $12.99 per trade in 2025? Almost all major brokers offer free stock trades now. Unless ur trading something unusual or international?

Just wanted to add a point that might help others - make sure to keep detailed records of ALL your brokerage fees throughout the year, not just relying on your 1099-B. I learned this the hard way when my broker's year-end statement was missing some fees from smaller trades. I now keep a simple spreadsheet tracking each transaction with the actual purchase/sale price and the fee separately. This way when tax time comes, I can verify that my cost basis calculations are correct regardless of what the brokerage reports. Also, if you're doing a lot of trading like the OP mentioned, consider whether you might qualify as a trader for tax purposes rather than an investor - the rules for deducting expenses can be different and potentially more favorable.

My tax person said the deposit date on the transcript is when the IRS is done with their part. Then it goes to the financial management service who actually sends the money to banks 1-2 days before. Then its up to your bank when they let you have it.

This is so helpful! I've been stressing about my 2/17 date all week. I have Capital One 360 - does anyone know if they do early deposits like Chime? I'm hoping to see something before Monday but not getting my hopes up since it's not one of the "big" early deposit banks.