If the 1099-G is for LAST YEAR'S state tax refund (Box 2 on the form, not Box 1), remember you only report it if you itemized deductions on Schedule A last year. If you took the standard deduction, you don't report the state refund as income at all!

Just wanted to share my experience since I went through something similar last year. I received a 1099-G that I wasn't expecting and it turned out to be for a state tax refund from my previous year's return, not unemployment benefits. The key thing to check is which box on your 1099-G has the amount - Box 1 is for unemployment compensation, Box 2 is for state/local income tax refunds, and Box 4 shows federal income tax withheld. This makes a huge difference in how you report it! If it's Box 1 (unemployment), then yes, you report the full amount as taxable income and the withholding in Box 4 helps reduce what you owe. But if it's Box 2 (state refund), you might not need to report it at all if you took the standard deduction last year instead of itemizing. I'd recommend double-checking with your state's unemployment website or tax department if you're unsure about whether you actually received benefits in 2024. Better to verify now than deal with IRS issues later!

Tried getting one back in February. They said my hardship wasnt hard enough lmaooo 💀

I've been through this exact situation! Got a tax advocate last year when I was facing utility shutoff. The key is having solid documentation - I had to provide my shutoff notice, bank statements showing insufficient funds, and medical bills. It took about 5 weeks to get assigned an advocate, but once I did, they resolved my case in 2 weeks. The hardship criteria are strict though - "financial hardship" alone isn't enough. You need proof that waiting longer will cause significant harm. If you have eviction notices, medical emergency bills, or utility shutoffs, definitely apply. Otherwise, you might want to try other options first.

Did you claim EIC or CTC? Those returns take longer to process and might explain the delay

Same thing happened to me last year! The disconnect between WMR and transcripts is super confusing but totally normal. WMR updates first when they receive your return, but transcripts don't populate until they actually start processing it. I'd say give it another week or two - processing times have been all over the place this season. You're not alone in this!

Don't forget that property tax rules can vary by state! In some places, property taxes are paid partly in advance rather than fully in arrears. And some counties have weird fiscal years that don't align with calendar years. Might be worth a quick call to your county tax assessor's office to confirm exactly how your local system works before making any decisions.

Great question! I went through the exact same confusion when I bought my first home. The key thing to remember is that for individual taxpayers, property tax deductions follow the "cash basis" rule - you can only deduct what you actually paid out of pocket to the tax authority in that tax year. Since your escrow account didn't make any property tax payments in 2023, you won't have a property tax deduction for your 2023 return. The credit you received at closing from the seller is considered a purchase price adjustment, not a tax payment by you. When you pay the 2023 property taxes in January 2024 (even though they're for the previous year), that's when you'll get the deduction - on your 2024 tax return that you'll file in 2025. Make sure to keep your closing statement and all escrow records organized, as you'll need them for future reference and when you eventually sell the home.

BE CAREFUL with using Venmo for tax refunds! I've seen numerous issues: • Venmo sometimes flags large government deposits as suspicious • Their customer service is nearly impossible to reach if there's a problem • Some users have had accounts temporarily frozen after receiving tax refunds • Venmo is not a bank and doesn't offer the same protections • If there's an issue with your deposit, resolving it takes much longer than with traditional banks Last year, my refund was held for "review" for 9 days before being released. The IRS confirmed they sent it, but Venmo's fraud department had flagged it. I couldn't reach anyone helpful at Venmo during that time. Never again!

I received my refund through Venmo yesterday (3/14) even though my DDD was 3/15! It posted at 2:18pm EST and showed up as "US TREASURY 310 TAX REF" just like others have mentioned. I was worried about potential delays after reading horror stories, but it actually came a day early. For anyone still waiting, I'd suggest checking your account transcript on the IRS website - if you see the TC846 code with your DDD, the money is definitely on its way. Venmo seems to process these deposits in the afternoon, so don't panic if you don't see it first thing in the morning like with traditional banks. Hang in there!