This thread has been incredibly helpful! I'm dealing with a very similar situation with my web design business. I started as a sole prop, got an EIN for client W9s, then formed an LLC but kept it as a disregarded entity. PayPal required the LLC's EIN for their business account setup, so now I have two EINs just like the OP. Reading through all these responses, it sounds like the consensus is pretty clear - keep using the sole prop EIN on tax forms and W9s, and don't worry about the 1099-K having the different EIN. The explanatory statement approach mentioned by several people here seems like the smart way to handle it. One thing I'm curious about though - has anyone actually had the IRS question or audit them specifically because of this EIN mismatch situation? All the advice here makes sense logically, but I'm wondering if there are any real-world examples of this causing problems down the road, or if it really is as straightforward as everyone is saying. Also, for those who mentioned contacting the IRS directly about this - did you call the general taxpayer assistance line, or is there a specific department that handles business EIN questions?

I've been through this exact same scenario with my consulting LLC and can confirm what others have said here - you're absolutely on the right track with your thinking! The key thing to remember is that even though you're operating as an LLC, the IRS still sees you as a sole proprietor for tax purposes since it's a disregarded entity. So yes, continue using your original sole prop EIN (11-1111111) on your Schedule C and any W9 forms you fill out. When that 1099-K comes in from Square with your LLC's EIN (22-2222222), just report that income on your Schedule C like any other business income. The IRS won't have any issues with this - their systems can cross-reference both EINs to your SSN. I'd definitely echo the advice about including an explanatory statement with your tax return. Something simple like: "Taxpayer operates [LLC Name] as a single-member LLC taxed as a sole proprietorship. Income reported on 1099-K forms under EIN 22-2222222 is included in Schedule C business income reported under EIN 11-1111111." This just gives the IRS a clear paper trail if anyone ever reviews your return. The situation you described with Square requiring the LLC's EIN is super common - payment processors often have strict verification requirements that don't align perfectly with tax reporting rules. But that's totally fine as long as you're consistent on the tax side of things. You're definitely not in a "paperwork mess" - this is actually a pretty standard situation that lots of single-member LLC owners deal with!

I'm in the exact same boat with a 0705 cycle code and have been waiting since March! My transcript shows the 570/971 codes from May 2nd but still no letter has arrived. It's so frustrating because my return is super simple too - just W2 income and standard deduction. I've been checking my transcript every Friday morning like clockwork but nothing changes. Starting to wonder if I should just bite the bullet and try to get through to someone at the IRS directly since so many people here seem to have success once they talk to a real person. This whole process is mentally exhausting when you're waiting on money you're owed!

I'm in almost the exact same situation! Filed in late February, got the 0705 cycle code, and have been stuck with TC 570/971 codes since April 15th with no correspondence received yet. My return is super straightforward too - just W2 income and student loan interest deduction, no dependents or credits. What's driving me crazy is that my "as of" date hasn't changed in over a month, so I have no idea if they're even actively working on it. I've been checking transcripts every Friday morning religiously but it's like watching paint dry at this point. Reading through these comments is both reassuring and terrifying - reassuring that others eventually got their refunds, but terrifying that some waited 4+ months! I'm seriously considering using one of those callback services because the thought of waiting until August or September for a simple return is making me lose sleep. Has anyone noticed if there's a pattern to when the IRS finally processes these 0705 returns? Like do they tend to release them in batches or is it just completely random?

When comparing your situation to other tax scenarios I've seen, you're in a relatively low-risk category. Unlike taxpayers with full-year Marketplace coverage claiming substantial credits, your one-month situation is much simpler. Similar to how a missing 1099-INT for small interest income rarely triggers issues, a brief Marketplace coverage period without premium tax credits typically processes smoothly. In contrast, taxpayers with complex healthcare situations involving multiple family members or significant premium credits face much higher scrutiny. Your Medicare transition is a common life event the IRS routinely processes. While getting the 1095-A is ideal, your refund timing likely won't be affected if you file without it, especially compared to those with more complex healthcare situations.

I went through this exact situation two years ago during my Medicare transition! Had marketplace coverage for just February before Medicare started in March. Here's what actually happened: I filed without the 1095-A because I couldn't get through to the marketplace after multiple attempts. My refund was processed and deposited within 3 weeks - no delays at all. About 2 months later, I did receive a letter from the IRS asking me to verify my healthcare coverage, but it wasn't urgent or threatening. By then I had finally received my 1095-A in the mail (it came late), so I just mailed a copy back to them. Never heard anything more about it, and there were no penalties or additional taxes owed. The key thing that helped me was keeping records of my premium payments and knowing exactly when my coverage started and ended. Even without the official form, having those payment confirmations gave me peace of mind that I could respond to any IRS questions. Since you only had January coverage before Medicare, you're in an even simpler situation than I was. I'd say go ahead and file - your refund will likely process normally, and you can deal with any verification requests later if they come up.

Check your tax transcript for code 570! If you see that, it means there's a hold on your account. Mine was delayed for similar reasons and that's what was happening. You might also see code 971 which means they sent a notice (that you may not have received).

I went through something very similar last year - 8 month delay on what should have been a straightforward refund. The combination of approaches mentioned here is your best bet. Start with requesting your tax transcript online immediately. This will show you if there are any specific codes indicating why it's being held. If you see codes like 570, 971, or 424, at least you'll know there's an active review happening rather than your return just sitting in a pile somewhere. Then I'd recommend a two-pronged approach: contact both the Taxpayer Advocate Service AND your congressional representative's office. The TAS is great for systemic issues and they have more time to work on your case, while congressional offices have those direct IRS lines that can get faster answers. If those don't work within 2-3 weeks, the Claimyr service really does work for actually getting through to the IRS phone system. I was skeptical too but after months of busy signals, being able to talk to an actual agent made all the difference. Don't wait any longer - 9 months is well beyond any reasonable processing time and you have multiple legitimate avenues to escalate this. The key is being persistent and using multiple approaches simultaneously rather than trying one thing at a time.

This thread has been incredibly helpful! I'm a tax professional who works with international clients, and I want to emphasize a few key points that have come up here. First, the advice about being proactive is spot-on. The IRS has significantly expanded its international data sharing capabilities through programs like FATCA and various tax treaties. What might have gone unnoticed years ago is increasingly likely to be flagged now. For anyone in this situation, here's my recommended approach: 1) Apply for an ITIN immediately if you don't have one, 2) Gather all casino documentation (W-2G forms, receipts, etc.), 3) File Form 1040NR even if it's late - the IRS is generally more lenient with first-time foreign filers who are trying to comply, and 4) If your country has a tax treaty with the US, make sure to claim those benefits. The potential upside is significant - I've helped clients recover thousands in over-withheld taxes. The key is acting before the IRS contacts you, which puts you in a much stronger position for penalty abatement and demonstrates good faith compliance.

This has been such an educational thread! I'm dealing with a similar situation where my sister from Australia won about $7,500 at a tribal casino during her visit last month. The casino withheld 30%, but I'm now wondering if the process might be different since it was a tribal casino rather than a regular commercial casino. Does anyone know if the tax obligations and withholding procedures are the same for winnings at tribal casinos? I'm also curious if the US-Australia tax treaty would apply in the same way, or if there are any special considerations we should be aware of when dealing with tribal gaming establishments. Based on all the great advice here, I'm definitely going to help her get an ITIN and file properly, but I want to make sure we're not missing any tribal-specific requirements or opportunities.