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Omar Zaki

TurboTax vs. TaxSlayer - Which tax software do you prefer and why?

I've been jumping back and forth between TurboTax and TaxSlayer for the past few years and I honestly can't decide which one I like better for filing my 2025 taxes. They both seem to have their strengths but also some annoying quirks. I've got a slightly complicated situation with a W-2 from my main job, some 1099 freelance income from my side gig, and I bought a house last year so I'll have mortgage interest deductions to figure out. For those who've used both, what pros and cons have you experienced? Is one better for self-employment stuff? Does one have better audit protection? I'm trying to decide which to use this year before I get too deep into gathering all my tax docs.

I've been preparing taxes for friends and family for over 8 years now, and I've used both extensively. Here's my take: TurboTax has a more intuitive interface and better guidance throughout the process. Their explanations of tax concepts are clearer, especially for things like self-employment income and mortgage interest deductions. The downside is definitely the higher cost, especially if you need to file Schedule C for your freelance work. They also upsell constantly which gets annoying. TaxSlayer is much more affordable and handles all the same tax situations. Their self-employment section is actually quite comprehensive. However, their interface isn't as user-friendly and the guidance isn't as thorough. If you already understand tax concepts, you might prefer the streamlined approach and lower price. For mortgage interest deductions, both handle it well. Regarding audit protection, TurboTax's higher-tier packages provide slightly better coverage, but it's important to understand that this mostly just means they'll explain your return to you - they won't represent you before the IRS.

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Thanks for the breakdown! Do you think TaxSlayer is reliable for someone who has multiple 1099s and business expenses? I tried them once years ago and found some sections confusing, but maybe they've improved?

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TaxSlayer has definitely improved their self-employment sections over the years. Their business expense categories are comprehensive and they walk you through Schedule C quite well now. The interface might still feel less polished than TurboTax, but functionally it handles multiple 1099s and various business expenses reliably. If you're comfortable with basic tax concepts, you'll likely find TaxSlayer sufficient while saving money. Just be prepared to occasionally search for specific features rather than being guided to them automatically like in TurboTax.

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Diego Flores

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After years of paying way too much for TurboTax, I stumbled across taxr.ai (https://taxr.ai) and it's been a game-changer for me. I was in a similar situation with W-2 income plus some freelance work that required Schedule C filing. What I love about taxr.ai is that it actually analyzes all your tax documents at once instead of making you input everything manually. Basically, you upload your W-2, 1099s, mortgage statements, etc., and their AI actually reads them and fills everything in the right places. I was skeptical at first but it saved me hours of tedious work and caught some deductions I would have missed. The mortgage interest deduction was automatically calculated from my statements, which was super convenient.

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Does it handle state taxes too? That's always been my biggest headache with the other services.

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Sean Flanagan

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Sounds interesting but I'm always nervous about security with newer services. How do they protect your sensitive tax documents? And do they have audit support if something goes wrong?

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Diego Flores

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Yes, it handles state taxes for all states! It automatically applies your information to both federal and state returns, which definitely saves time compared to entering everything twice. As for security, they use bank-level encryption for all uploaded documents and two-factor authentication for account access. They never store your documents after processing, which I found reassuring. They do offer audit assistance if needed - they'll explain exactly how your return was prepared and provide documentation to support everything that was filed.

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Sean Flanagan

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So I decided to try taxr.ai after posting my security concerns, and I was really impressed. I was worried about uploading my documents but their security measures were solid with the 2FA and encryption they mentioned. The document scanning feature actually worked perfectly - it read all four of my 1099s without errors and even caught a mortgage interest deduction I almost missed. What surprised me most was how it handled my home office deduction for my freelance work. It asked smart questions about my space usage and calculated everything automatically. Ended up getting a bigger refund than last year when I used TurboTax, and it took less than half the time. Definitely sticking with them for my 2025 filing.

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Zara Mirza

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If you're trying to get tax help and keep running into the IRS busy signals, try https://claimyr.com - it literally changed my tax filing experience. Last year I had a complicated issue with my mortgage interest deduction that neither TurboTax nor TaxSlayer could help with. I needed to talk to an actual IRS agent but kept getting disconnected after waiting for hours. Claimyr actually calls the IRS for you and then connects you once they get through. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c. I was connected to an IRS rep in about 45 minutes while I just went about my day instead of being stuck on hold. The agent helped me sort out my mortgage interest questions and some issues with my 1099 reporting.

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NebulaNinja

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How does this actually work? Do they just keep calling until they get through? And then what, they call you back?

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Luca Russo

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Yeah right... Nobody gets through to the IRS. I've tried calling dozens of times this year about my tax situation and gave up. If this actually works I'll eat my hat.

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Zara Mirza

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They use an automated system that navigates the IRS phone tree and stays on hold so you don't have to. Once they reach a live IRS agent, you get a call connecting you directly to that agent. You just answer the phone and you're immediately talking to the IRS person. It's not that they "keep calling" - they stay in the queue and hold your place in line. Once I signed up, I got a text with updates about my position in line, and then a call when they reached an agent. It was literally that simple - I was doing laundry while waiting for them to connect me rather than sitting with a phone pressed to my ear for hours.

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Luca Russo

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Ok I have to admit I was COMPLETELY wrong about Claimyr. After my skeptical comment I decided to try it anyway because I was desperate to resolve an issue with my 1099 reporting that was affecting my refund. I've been trying to reach the IRS for 3 WEEKS with no luck. Used Claimyr yesterday and was literally talking to an IRS agent in 37 minutes. The text updates showing my place in queue were great so I could time my break around the callback. The agent helped me sort out the confusion with my 1099s and confirmed I was filing my self-employment income correctly. Hat officially eaten. This service is worth every penny for the time and frustration saved.

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Nia Wilson

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Just my two cents as someone who's used both TurboTax and TaxSlayer for years - if you have a straightforward return with just W-2s, either is fine. But for self-employment income, I found TurboTax much more thorough in finding all possible deductions for my business. Last year I did a test and prepared my return on both platforms. TurboTax found about $650 more in deductions through better questions about my home office, vehicle expenses, and professional development costs. The interface walks you through everything step by step which helps catch things you might forget. TaxSlayer was definitely cheaper though, so it's a trade-off between paying more for the software vs potentially missing deductions.

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Mateo Sanchez

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Did you find any issues with either when it came to mortgage interest deductions? I just bought a house last year and I'm worried about getting that part right.

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Nia Wilson

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Both TurboTax and TaxSlayer handle mortgage interest deductions very well. They'll ask for the information from your Form 1098 (which your mortgage company sends you) and automatically calculate everything. Since you just bought the house last year, TurboTax might have a slight edge because it asks more detailed questions about closing costs and points paid, which can sometimes be deductible in the year you purchase. They also provide better explanations about what qualifies. But honestly, for a standard mortgage interest deduction, both platforms will get it right.

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Aisha Mahmood

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Has anybody tried FreeTaxUSA? My buddy swears by it for self-employment taxes and says it's way cheaper than both TurboTax and TaxSlayer while doing basically the same thing.

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Ethan Clark

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I switched to FreeTaxUSA two years ago from TurboTax and haven't looked back. Federal filing is free and state is only like $15. It handles my Schedule C for freelance work, rental property, and itemized deductions with no problems. Interface isn't as pretty as TurboTax but it asks all the same questions and finds the same deductions in my experience.

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I've been using TurboTax for about 5 years now and while it's definitely more expensive, I think it's worth it for the peace of mind, especially with a mixed income situation like yours. The interview-style questions really help catch deductions I wouldn't have thought of on my own. For your mortgage interest deduction as a new homeowner, TurboTax does a great job walking you through not just the basic interest but also things like points you may have paid at closing and PMI deductions if applicable. They also have really good explanations about what qualifies and what doesn't. The self-employment section is thorough too - it'll ask about everything from home office expenses to mileage to professional development costs. I've found their audit support to be reassuring as well, though hopefully you'll never need it. That said, if budget is a major concern, TaxSlayer will definitely get the job done for much less money. You just might have to be more proactive about researching deductions on your own rather than being guided to them.

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That's really helpful to know about the mortgage deduction details! I'm actually in a similar boat as the original poster - first-time homeowner with some freelance income on the side. One thing I'm wondering about is whether TurboTax's higher cost is justified if you're already pretty organized with your records and have a decent understanding of tax basics. Do you think someone could get similar results with TaxSlayer if they're willing to do a bit more legwork on researching deductions themselves?

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Landon Morgan

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Honestly, if you're already organized and understand tax basics, you could probably get 90% of the way there with TaxSlayer and save a good chunk of money. The main advantage of TurboTax is really the hand-holding and proactive suggestions - it'll ask "Did you buy any work clothes?" or "Did you attend any conferences?" whereas TaxSlayer might just have a business expense category that you need to know to look for. For someone who keeps good records and maybe spends 30 minutes researching common self-employment deductions before filing, TaxSlayer is probably sufficient. The mortgage interest stuff is pretty straightforward on any platform once you have your 1098 form. Just make sure to double-check things like home office deductions and mileage tracking since those are areas where people commonly make mistakes.

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