You're overthinking this. Just print your state return from TurboTax and mail it in! When TurboTax rejects your federal+state combo electronically, you can still print the completed state forms and mail them to your state tax agency. I had to do this last year. Just make sure to sign the forms and include any payment if you owe taxes.

Hey NebulaNova! I've been through this exact nightmare myself. Here's what worked for me when I got stuck in the same federal-already-filed-but-need-state-only situation: Since you already paid for TurboTax and entered all your info, definitely try to use what you've got first. Go back into your TurboTax account and look for "Review" or "File" sections - there should be checkboxes where you can uncheck federal filing and only submit state. If you can't find it easily, their chat support is actually pretty helpful for walking you through this specific scenario. BUT if TurboTax gives you any more headaches, honestly just go with the print-and-mail option that Mei Lin mentioned. I ended up doing that when I couldn't get the electronic filing to work right. Print your completed state forms from TurboTax, sign them, and mail them to GA. It's old school but it works and you're already past the deadline stress anyway. Also, for future reference - Cash App Taxes really needs to step up their state return game. So many people run into this part-year resident issue with them!

This is a really comprehensive discussion! I'm dealing with a very similar situation and wanted to share what I learned after consulting with my CPA about this exact issue. The key thing my accountant emphasized is that the IRS cares about substance over form - meaning as long as you're properly reporting all income and following S Corp requirements, the fact that 1099s are issued in your personal name versus business name is just a paperwork quirk, not a fundamental problem. Here's what we're doing for my situation: 1) All contractor payments go directly into my business bank account, 2) I keep a simple log showing which 1099s were issued incorrectly to my personal name, 3) My S Corp reports all the income on Form 1120S regardless of whose name is on the 1099, and 4) I attach a statement to my personal return explaining that the 1099 income is being reported through my S Corporation. My CPA also mentioned that this is becoming increasingly common as more businesses use automated payroll systems that aren't set up to handle LLCs properly. The IRS sees this all the time now. One last tip - if you're doing significant contract work, consider asking clients to issue checks to your business name even if they insist on putting your personal name on the 1099. Most will accommodate this since it doesn't affect their reporting requirements.

This has been such an informative thread! As someone who's been wrestling with this exact situation for months, I really appreciate everyone sharing their experiences and solutions. I wanted to add one more resource that might be helpful - the IRS Revenue Ruling 2004-75 specifically addresses situations where income is reported under different names/entities. It essentially confirms what everyone here has been saying: as long as all income is properly reported somewhere in the tax system and you maintain proper documentation, the IRS is satisfied. One thing I learned from my tax attorney is to also keep copies of any emails or correspondence where you attempted to get the 1099 issued correctly. Even if the client refused, having that paper trail shows good faith effort on your part to handle things properly. For those still on the fence about S Corp election - I ran the numbers and even after factoring in payroll costs (~$600/year), extra CPA fees (~$800/year), and the administrative headache, I'm still saving about $4,200 annually in self-employment taxes on a $65K contract. The break-even point for me was around $50K in net income. Thanks to everyone who shared their real-world experiences - this is exactly the kind of practical guidance that's so hard to find elsewhere!

This exact same thing happened to my brother last month! The key thing to understand is that "acceptance" and "processing" are two completely different stages. TaxAct showing approval just means your return made it through the electronic filing gateway without errors - it doesn't mean the IRS has actually processed it yet. The verification of non-filing letter is usually triggered when someone (like a lender, school, or government agency) requests proof that you haven't filed taxes for a specific period. Since you filed on Feb 12th and they checked on Feb 16th, your return was probably still in the processing queue. My brother called that same 800 number and they confirmed his return was "in process" even though the verification letter said they had no record. Took about 10 days total from filing to showing up in their system. The rep told him these letters are automatically generated and don't account for recent filings still being processed. Definitely call them, but you're probably fine! The fact that your state refund already came through is actually a really good indicator that everything went through correctly on the federal side too.

I work in tax prep and see this confusion all the time! What you're experiencing is totally normal. When TaxAct says "approved," it just means your return passed the initial electronic filing checks and was successfully transmitted to the IRS - think of it like your package being accepted at the post office, but not yet delivered. The IRS verification letter is probably the result of someone (employer, lender, benefits office) requesting proof of your tax filing status. These requests generate automatic responses based on what's currently in their processed records system, not what's sitting in their incoming queue. Since you filed on Feb 12th and the verification was requested on Feb 16th, your return likely hadn't made it through their full processing pipeline yet. Processing typically takes 7-21 days during peak season, and we're right in the thick of it. Your Oklahoma refund coming through is actually a great sign - it means the federal data transmitted correctly and your return info is valid. State and federal systems process independently, but states often use federal AGI data for verification. Call that 800 number to confirm your return is "in process" - they should be able to see it in their system even if it's not fully processed yet.

As someone who's been navigating government forms and tax documentation for my small business, I really appreciate how this discussion has debunked this SS-89 myth so thoroughly. It's honestly scary how convincing some of these financial "hacks" can sound, especially when you're stressed about credit issues. What really helped me understand these forms better was learning to always start with the official source - in this case, the SSA's website clearly states that Form SS-89 is specifically for requesting verification of your Social Security number from their records. It has absolutely nothing to do with credit applications or bypassing credit checks. I think the real lesson here is that when it comes to government forms and financial processes, there are rarely any shortcuts or "secret tricks." These systems exist for important regulatory and consumer protection reasons. If you're having credit challenges, the advice others have given about legitimate credit repair, disputing errors, and working with credit unions is spot on. It might take more time and effort than a supposed quick fix, but it's the only approach that actually works and keeps you on the right side of the law. Thanks to everyone who shared their professional expertise here - it's exactly the kind of factual information this community needs!

This has been such a valuable discussion! As someone who works with taxpayers daily, I see how these kinds of myths can really mislead people who are already struggling with financial challenges. The SS-89 form is indeed only for Social Security number verification - it's a simple administrative tool, not some secret credit bypass method. What worries me most about these social media "hacks" is that they prey on people's desperation. When you're facing credit issues or loan denials, it's natural to want to believe there's an easy solution. But as everyone here has correctly pointed out, legitimate credit processes exist for important consumer protection reasons. For anyone dealing with credit problems, the advice shared here about working through proper channels is spot-on. Check your credit reports for errors, dispute inaccuracies through official processes, consider credit counseling services, and be patient with legitimate credit repair. It's not as exciting as a supposed "hack," but it's the only approach that actually works without putting you at legal or financial risk. Thanks to all the financial professionals who took time to set the record straight here - this is exactly the kind of fact-based information people need instead of dangerous misinformation!

I went through this exact situation 6 months ago with a 3176C letter for medical expenses! Here's what worked for me: First - don't panic about reaching an examiner by phone. The IRS actually prefers written responses for these correspondence examinations because it creates a clear paper trail. Look for a "Respond To" address on your letter - that's where you send everything. For your $22K in medical expenses, organize them like this: - Create a summary sheet with total amounts by category (doctor visits, prescriptions, hospital bills, etc.) - Make sure your total matches what you claimed on Schedule A exactly - Only include expenses that exceed 7.5% of your AGI (sounds like you're well over this threshold) - Include receipts, EOBs from insurance, and any payment records Since you mentioned urgent ongoing care, definitely mention this in a brief cover letter. Something like: "These medical expenses are for ongoing treatments that continue to require the refund for current care." The IRS does consider hardship situations. Mail everything certified with return receipt requested to the address on your letter. Include a cover letter referencing your letter number and SSN. Most people get approval within 6-8 weeks if documentation is complete. You've got this! Having everything organized already puts you way ahead. The IRS just wants to verify your expenses are legitimate medical costs - which they clearly are.

I completely understand the stress you're going through - medical bills plus tax issues is such a difficult combination! 😰 Here's what I've learned from helping family members through similar situations: The 3176C letter should have a specific mailing address for the examination unit (usually different from general IRS addresses). Look for something like "Mail your response to:" followed by a PO Box. That's your direct line to the examiner - much more reliable than trying to call. For your $22K in medical expenses, focus on these key points: • Make sure you're only claiming amounts above 7.5% of your AGI • Group expenses by type (doctor visits, prescriptions, medical equipment, etc.) • Include a one-page summary showing how your total matches your tax return • Mention your ongoing medical needs briefly in a cover letter - this can help with processing priority The 30-day response deadline is from the letter date, but you can request an extension if needed. Since you mentioned urgent ongoing care, definitely include that context - the IRS does have provisions for medical hardship situations. Send everything certified mail with tracking, and include a simple cover letter with your SSN and the letter control number. Most cases get resolved in 4-8 weeks once they receive organized documentation. You're already ahead of the game having everything ready to go! The IRS just needs to verify your expenses are legitimate medical costs, which they clearly are. Take a deep breath - this will get resolved! 💙