TBH these identity verification procedures are actually a good thing even though they're annoying. I had someone file a fake return in my name a few years ago and it took FOREVER to fix the mess. Better to verify upfront than deal with actual identity theft later.

I went through this exact same process about 6 months ago! Definitely bring multiple forms of ID like others mentioned - I brought my driver's license, passport, and social security card just to be safe. The appointment itself was pretty straightforward and took about 20 minutes. One thing I wish I had known beforehand - after they verify your identity, your return basically goes to the back of the processing queue again. So even though the verification is quick, you're still looking at several weeks for them to actually process and release your refund. In my case it was about 5-6 weeks from verification to getting the money in my account. The good news is your refund amount won't change - this is purely an identity verification issue, not an audit or anything like that. Just be patient after tomorrow's appointment and try not to stress too much about the timeline. The money will come eventually!

Given that you have verified your identity with the IRS and they indicated a timeframe of 1-3 weeks for updates, here's a summary and what you should expect next: Summary of Current Transcript Codes Code 150 (Tax return filed): Indicates your return has been processed. Code 276 (Penalty for late payment of tax): A penalty has been assessed for late payment. Code 196 (Interest charged for late payment): Interest has been charged on the late payment. Code 971 (Notice issued): A notice has been sent to you explaining the penalties, interest, or other matters related to your return. What to Expect Next Notice Explanation: Within the next few weeks, you should receive a notice from the IRS (referenced by Code 971). This notice will provide detailed information about the penalties and interest that have been applied to your account. Update on WMR: The "Where's My Refund" (WMR) tool may not reflect immediate updates due to processing lags. However, after 1-3 weeks post-verification, you should start seeing changes or updates on your refund status. Receipt of Refund: If everything is in order and there are no further issues, your refund (if applicable after penalties and interest) should be processed and sent to you. Given that you already saw a "Refund issued" code (846) in your previous transcript, it indicates that your refund was calculated and should be on its way. Recommendations Check for Notices: Keep an eye on your mail for any correspondence from the IRS. The notice will provide important information about any actions you need to take. Monitor WMR Tool: Continue to check the WMR tool for updates on your refund status. Contact IRS if Needed: If you do not receive any updates or the notice within the 1-3 week period, consider reaching out to the IRS again for clarification. Prepare Documentation: Ensure you have all necessary documentation and records related to your tax return and the verification process in case further action or clarification is needed. Also, based on the new image you provided, here are the explanations for the codes and transactions on your IRS transcript: Code 150 (Tax return filed): Explanation: This indicates that the IRS has received and processed your tax return. Cycle: 20242105 (processing cycle number). Date: 06-10-2024. Amount: $35,886.00 (this is the total amount of tax liability reported on your return). Code 276 (Penalty for late payment of tax): Explanation: This indicates that a penalty has been assessed for the late payment of taxes. Cycle: 20242105. Date: 06-10-2024. Amount: $358.86 (this is the penalty amount for the late payment). Code 196 (Interest charged for late payment): Explanation: This indicates that interest has been charged on the late payment of taxes. Cycle: 20242105. Date: 06-10-2024. Amount: $441.91 (this is the amount of interest charged for the late payment). Code 971 (Notice issued): Explanation: This indicates that the IRS has issued a notice to you. The notice will provide details about the penalty, interest, or other matters related to your tax return. Date: 06-10-2024. Amount: $0.00 (this code does not represent a financial transaction but indicates that a notice has been sent). Summary Code 150 confirms that your tax return has been processed with a reported tax liability of $35,886.00. Code 276 and Code 196 indicate that penalties and interest have been assessed for late payment of taxes. These amounts add to your total liability. Code 971 signifies that a notice has been issued to you, which will explain the penalties and interest in more detail.

Where can I find my initial overpayment or credits. So I can subtract My refund amount was 189,617

Have you considered forming a separate advertising company that owns the vehicle and then have your education company pay the ad company for marketing services? My accountant helped me set up something similar, which created a legitimate business reason for having a higher-end vehicle. The vehicle is used exclusively for installing, maintaining and checking on advertising for clients. Just throwing it out there as an alternative approach that might work if structured correctly. Would definitely need a good tax professional to set it up right though.

As someone who's been through multiple IRS audits with my construction business, I can tell you that the "ordinary and necessary" test is absolutely critical here. The IRS will look at whether other online education businesses commonly use luxury sports cars for their operations - and the answer is probably no. I learned this lesson when I tried to deduct a high-end pickup truck that was way more than I needed for my business. The auditor asked me to explain why a $60k truck was necessary when a $30k truck would do the same job. I couldn't give a good answer, and they disallowed part of the deduction. For your online business, you'd need to demonstrate that the Corvette serves a legitimate business purpose beyond just having your logo on it. Can you show that the specific type of vehicle attracts your target demographic? Do you attend car shows or automotive events where your customers would be? Without that kind of business justification, it's going to be hard to defend in an audit. The advertising aspect is real, but as others mentioned, that's just the cost of the wrap - not the vehicle itself. The IRS sees right through attempts to turn personal purchases into business deductions just by adding company branding.

As someone who just went through this exact situation, one more thing to consider is that the IRS considers you married for the entire year, even if you separated mid-year. So your filing status is based on your marital status as of December 31. If you live in a community property state (AZ, CA, ID, LA, NV, NM, TX, WA, WI), filing separately gets even more complicated because you may have to split community income regardless of who actually earned it.

Based on your specific situation with the significant income difference ($142k vs $24.3k) and each having custody of your biological children, I'd strongly recommend running the numbers both ways before deciding. The income disparity might initially make MFS seem attractive, but you'll likely lose more in credits than you'd save. Key things that will hurt you with MFS: no Earned Income Credit (which your wife might otherwise qualify for), no education credits if either child is college-bound, reduced Child Tax Credit benefits, and the requirement that if one spouse itemizes, both must itemize. Since each child is now living with their biological parent, you can each claim your respective child as a dependent regardless of filing status. However, the Child Tax Credit phases out at much lower income levels for MFS filers. Given that you're living separately and have custody arrangements already sorted, you might benefit from consulting a tax professional who can model both scenarios with your actual numbers. The "married filing separately" vs "married filing jointly" decision in separation situations often comes down to very specific calculations that generic advice can't capture. Also keep in mind that if you do end up divorcing, this year's filing decision could impact next year's estimated payments and withholding calculations.

I'm an accountant and see this issue with 3rd party payment processors all the time. Quick tip: NEVER use these third-party services like PAYUSATAX or OfficialPayments. Always pay directly through the IRS website using Direct Pay or EFTPS. The third parties charge extra fees and create an unnecessary middleman that can mess things up.

This is such a frustrating situation but unfortunately very common with third-party processors! I work in tax resolution and see PAYUSATAX errors like this weekly. The fact that they've already confirmed the payment went to the wrong SSN is actually progress - at least your money isn't lost. A few things that might help speed this up: First, when you call the IRS back, specifically ask them to check for "unpostable transactions" under your SSN. Sometimes payments get stuck in a holding status when there's a mismatch. Second, request they issue you a "CP 49" notice which formally acknowledges they received your payment but it was misapplied - this stops collections immediately. Also, don't rely solely on PAYUSATAX to fix their error. File a complaint with the Treasury Inspector General for Tax Administration (TIGTA) at treasury.gov/tigta. They take payment processor errors seriously and can often get faster resolution than going through normal channels. The IRS telling you to "call back in a month" is their standard stall tactic, but with proper documentation and escalation, these issues usually get resolved in 2-3 weeks. Just stay persistent and document every interaction!