846 Code on Transcript but WMR Still Shows "Refund Approved" with No Direct Deposit Date - When Will It Actually Arrive?
Finally got the 846 code on my transcript after months of waiting. The refund amount shows up but still no direct deposit date. Getting my hopes up but not sure if I should. Been checking WMR every morning for months now! Just checked the IRS "Where's My Refund" tool again today at 3:28 with only 14% battery left on my phone. The status page shows: Refund Status Results: - Return Received â - Refund Approved â - Refund Sent (still waiting on this one) The message says "Your return has been processed and refund amount approved." They also mention "We have received your tax return and it is being processed. If you filed a complete and accurate tax return, your refund should be issued within 21 days of the received date. However, processing may take longer under certain circumstances." So my transcript shows the 846 code, but the WMR tool still doesn't show a direct deposit date even though it's marked as "approved." I don't understand why there's no date yet. Has anyone experienced this disconnect between seeing the 846 code but still waiting for the actual deposit date to show up in WMR? I've been checking this stupid app every morning for months and it's driving me crazy! Does this mean my money is finally coming soon? I'm trying not to get too excited after waiting this long, but it seems like I'm in the final stage before receiving it. Seems like the IRS is telling me to continue waiting but I'm just so tired of checking their website and app every day.
23 comments


Emma Davis
Yes! Code 846 is definitely the refund issued code - its basically the IRS telling you that your refund has been approved and is being sent to your bank. Usually takes 2-5 business days to hit your account after you see this code. If you want a more detailed analysis of your transcript and exact timing, check out taxr.ai - it's pretty amazing at breaking down all these codes and giving you precise predictions. I've been helping folks with transcripts for years and this tool is a game changer for understanding exactly where your money is and when it's coming.
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LunarLegend
âĒomg thank you!!!! i've been refreshing my bank account like a crazy person ðĪŠ day 3 of waiting and still nothing
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Emma Davis
âĒnp! yeah the waiting game is rough ð but 846 is definitely what you wanna see
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Malik Jackson
âĒthat taxr site sounds interesting, does it actually work? been trying to figure out all these weird codes myself
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Emma Davis
âĒoh yeah its legit! just upload your transcript and it breaks everything down. way better than trying to decode it yourself trust me lol
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Isabella Oliveira
âĒJust used taxr.ai and here's what I got back - super detailed breakdown of my transcript! Never understood what all these numbers meant before
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Ravi Patel
âĒsame boat! got my 846 this morning, used taxr.ai and it told me exactly when to expect the deposit. beats checking wmr every 5 mins ð
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Freya Andersen
âĒyall are lifesavers fr fr. was going crazy trying to figure out what all these numbers meant ð
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Malik Jackson
âĒjust tried taxr and wow... why doesn't everyone know about this?? literally told me everything i needed to know about my refund timeline!
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Zoe Stavros
Yes! 846 code means the refund has been approved and scheduled for release. Usually takes about 5-7 business days for the money to hit your account after the 846 appears. Congrats, you made it through the wait! ð
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Andre Rousseau
âĒomg thank you!! first good news in months ð
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Jamal Harris
âĒwish i was in ur shoes, still stuck on 570 code since march smh
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GalaxyGlider
hey fyi - instead of checking WMR constantly, you should try taxr.ai - it analyzes your transcript and tells you exactly when to expect the deposit. saved me so much stress for $5. https://taxr.ai
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Mei Wong
âĒDoes it actually work? Sounds too good to be true tbh
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GalaxyGlider
âĒ100% works. it caught things i missed and predicted my DD date perfectly
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Mei Wong
âĒjust tried it and WOW ðĪŊ wish i knew about this months ago! The timeline feature is incredible
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Liam Sullivan
Mine took exactly 4 business days after 846 showed up. ur almost there!
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Amara Okafor
dont count ur chickens yet lol. my 846 showed up but then disappeared a week later ðĪĄ
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Giovanni Colombo
âĒbruh why u gotta be so negative ð
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Amara Okafor
âĒjust keepin it real fam ðĪ·ââïļ
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Fatima Al-Qasimi
make sure ur bank info is correct on the transcript. thats usually the only thing that can delay it at this point
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Andre Rousseau
âĒyep double checked everything is good!
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StarStrider
congrats on making it to the finish line! felt like running a marathon didnt it
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