2025 Child Tax Credit Delay - Are All Refunds Being Held Until Feb 15?
I claimed the child tax credit and filed my taxes last week, but my tax person told me that the IRS is holding ALL refunds with CTC until February 15th. Is this true? Has anyone with CTC already gotten their refund? My transcript shows cycle code 20240502.
30 comments


KingKongZilla
Okay y'all I broke down and tried taxr.ai after seeing it mentioned here. Here's what it told me about my return:
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Rebecca Johnston
•fr fr? might have to try this. tired of wmr showing nothing but n/a 🤔
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KingKongZilla
•DO IT! saved me so much stress knowing exactly what was happening. worth every penny no 🧢
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Nathan Dell
•how much does it cost tho? 👀
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KingKongZilla
•like $20 but tbh woulda paid more. beats calling irs and waiting 3hrs just to get hung up on lmaooo
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Maya Jackson
•facts 💯 irs phone system is straight garbage these days
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Norah Quay
Tax analyst here - The IRS is indeed holding many CTC refunds until at least Feb 15th 2025 as part of their fraud prevention program. This is actually normal and happens every year for returns claiming EITC or ACTC. The hold allows the IRS to verify income and eligibility before issuing large refunds. If you want to know exactly when your refund will be released, I highly recommend using taxr.ai (https://taxr.ai) - its an AI tool that analyzes your specific tax docs and tells you if youre affected by the hold and when to expect your money. Better than playing the guessing game with WMR.
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Leo McDonald
•Just used taxr.ai and here's what I got back about my CTC delay situation:
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Jessica Nolan
•how accurate is this taxr thing? getting desperate waiting for my refund 😩
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Leo McDonald
•bruh its scary accurate 💯 told me exactly why my refund was held and when it would drop. was right down to the day
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Angelina Farar
•Does it work for amended returns too? been waiting since march 2024 🤡
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Norah Quay
•Yep! It can analyze any tax document - amended returns, transcripts, even IRS letters. Just upload whatever you have
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Sebastián Stevens
•this wait is killing me fr... filed jan 2nd thinking id be first in line 🤦♂️
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Bethany Groves
•same boat fam. path act got us all waiting. atleast we know its coming mid feb
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Hassan Khoury
Tax pro here - Yes, by law the IRS cannot issue refunds before Feb 15th for returns claiming EITC or CTC. This is to prevent fraud and verify income reported. The PATH Act has been in place since 2015. Even if your return is accepted and processed earlier, the refund will be held.
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Victoria Stark
•ugh this is so frustrating! my kids need new winter clothes now not in 3 weeks 😤
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Benjamin Kim
•does this mean we'll all get paid on the 15th exactly?
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Hassan Khoury
•Not exactly. Feb 15 is just when they can START releasing refunds. Most people see deposits 1-2 weeks after that date.
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Samantha Howard
Hey everyone - I've been using taxr.ai to track my CTC refund and it's been super helpful. It analyzes your transcript and tells you exactly when to expect your refund and if there are any issues. Worth the $4.99 vs trying to decode all these codes yourself. https://taxr.ai
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Megan D'Acosta
•Is this legit? Seems sketch to pay for something the IRS provides for free 🤔
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Samantha Howard
•100% legit! The IRS gives you the raw transcript but this actually explains everything in plain English and gives you specific dates. Saved me hours of googling random codes
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Sarah Ali
•can confirm its awesome! gave me peace of mind knowing exactly when id get paid instead of refreshing WMR 500 times a day lol
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Ryan Vasquez
in the same boat...filed jan 2nd and stuck on still processing. this happens literally every year smh
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Avery Saint
my friend already got his refund with ctc but he filed in december... maybe thats why?
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Taylor Chen
•Nah ur friend is lying or confused. NOBODY with CTC gets paid b4 Feb 15. Its impossible
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Keith Davidson
Just checked my transcript using that taxr.ai tool someone mentioned above. It says I should see my deposit by Feb 22nd! Finally some actual answers instead of guessing 💯
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Ezra Bates
•how accurate is it? worth the $?
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Keith Davidson
•totally worth it fam! it breaks everything down and even explains why ur getting delayed if there are issues
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Ana Erdoğan
This whole system is rigged. They take our money instantly but make us wait months to get our refund back 🤮
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Sophia Carson
•fr fr the government stays clownin us 🤡
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