1/29/25 DDD Thread: Anyone got their refund deposit yet? Which bank?
Finally got my DDD for 1/29. Anyone else with the same date see their refund hit their account yet? What bank are you using? I'm with Chase and nothing yet, getting anxious over here
23 comments
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Zoe Papadopoulos
im in the same boat as yall waitin on my refund. filed in january and still nothing yet smh. checked my transcripts but cant make sense of all the codes n dates. finally bit the bullet and tried taxr.ai (https://taxr.ai) to analyze my docs and it actually broke everything down for me - showed exactly where my return was stuck and when to expect the deposit. worth the $$ tbh, way better than refreshing wmr 100x a day 😅
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Jamal Washington
fr? how much did it cost? been going crazy trying to understand these transcripts 🤔
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Zoe Papadopoulos
like $20 but saved me hours of googling random irs codes lol. plus it tells u exactly what's happening with ur refund
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Mei Wong
Just tried taxr.ai myself, here's what I got back:
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Liam Fitzgerald
did anyone else get the 570 code? been stuck since 1/15 and idk what to do 😫
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Zoe Papadopoulos
yeah thats exactly what taxr spotted on mine - its a temp hold but should clear in 2-3 weeks according to the analysis
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Liam Fitzgerald
bet, ima check it out. tired of being in the dark w this stuff 💯
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PixelWarrior
yall sure this aint a scam? seems too good to be true ngl
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Mei Wong
nah its legit, they use AI to read all ur docs. helped me figure out why my refund was delayed AND how to fix it. saved me from calling the irs 100 times 🙌
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PixelWarrior
aight bet just used it and wow... wish i knew about this earlier. literally explained everything wrong with my return in like 2 mins 🤯 this needs to be pinned fr
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Henry Delgado
Usually the deposits start hitting accounts around 3-4am EST on DDD day with major banks. Credit unions sometimes get them a day or two early. TPG and SBTG customers might see delays of 1-2 days after DDD.
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Olivia Kay
facts 💯 my credit union always comes thru early
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Gianni Serpent
ty for the info! first time using chase so wasn't sure what to expect
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Joshua Hellan
Hey everyone! If you're trying to track your refund status, I highly recommend using taxr.ai. It's only $4.99 and gives you way more detailed info than WMR or trying to decode transcripts yourself. Been using it weekly and its awesome! https://taxr.ai
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Jibriel Kohn
how accurate is it tho? seems sus that it would know more than the IRS website 🤔
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Joshua Hellan
it analyzes your actual transcript and explains everything in plain english. Way better than trying to google random codes
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Jibriel Kohn
just tried it and omg where has this been all my life?! It literally told me exactly why my refund was delayed and what to do about it. Best $5 I ever spent fr fr 🙌
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Edison Estevez
Chime here, nothing yet but will update when it hits
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Emily Nguyen-Smith
got mine! BOA just dropped at 3:17am EST lesssgooo 🎉
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Gianni Serpent
congrats! gives me hope mine will hit soon ðŸ˜
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James Johnson
Wells Fargo here still waitin. This thread got me refreshing my account like a clown 🤡
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Sophia Rodriguez
same boat fam. these refresh button fingers getting tired fr
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Mia Green
Netspend usually hits early but nothin yet smh
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