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Giovanni Ricci

CreditKarma Tax DDD 2/12 - Anyone Get Their Deposit Early? (With/Without Fees)

Got my DDD for 2/12 and used Credit Karma. Anyone who got their deposit already - did you get it early? Also curious about timing for both with fees taken out and without fees. Getting anxious checking my account every 5 mins lol

NeonNomad

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Tax specialist here - Credit Karma typically releases funds 1-2 days before the official DDD. If you're seeing 2/12, expect it between 2/10-2/12. Bank processing times vary, but most CK users see morning deposits around 3-5am EST.

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Thanks for this info! Do credit unions usually process faster than big banks?

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NeonNomad

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In my experience, yes! Credit unions often post deposits as soon as they receive them, while bigger banks might hold until the actual DDD.

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Dylan Mitchell

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Hey guys instead of playing the guessing game, I've been using taxr.ai to track my refund. Its only $1 and gives you the exact timing of when funds hit your account based on your bank and transcript. Way better than refreshing your banking app 100x a day lol https://taxr.ai

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Sofia Martinez

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fr? how accurate is it? seems too good to be true

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Dylan Mitchell

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dead serious! it analyzes your transcript and knows all the bank processing schedules. saved my sanity fr fr 💯

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Sofia Martinez

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just tried it - holy sh*t this is actually legit! got my exact deposit time down to the hour 🤯

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Dmitry Volkov

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got mine this morning! no fees taken out, hit my account at 4:32am EST with Chase

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Ava Thompson

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still waiting 😤 had fees taken out tho so maybe thats why its taking longer

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CyberSiren

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same boat fam, fees always make it take an extra day or 2 smh

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Miguel Alvarez

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anybody else with Wells Fargo? usually they be playing games with the timing fr

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Zainab Yusuf

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Wells always holds until exactly DDD in my experience 🙄

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Connor O'Reilly

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yall remember last year when CK was straight trippin with the deposits? glad they fixed their system

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Yara Khoury

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omg don't remind me 💀 that was a whole mess

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