CreditKarma Tax DDD 2/12 - Anyone Get Their Deposit Early? (With/Without Fees)
Got my DDD for 2/12 and used Credit Karma. Anyone who got their deposit already - did you get it early? Also curious about timing for both with fees taken out and without fees. Getting anxious checking my account every 5 mins lol
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NeonNomad
Tax specialist here - Credit Karma typically releases funds 1-2 days before the official DDD. If you're seeing 2/12, expect it between 2/10-2/12. Bank processing times vary, but most CK users see morning deposits around 3-5am EST.
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Fatima Al-Hashemi
•Thanks for this info! Do credit unions usually process faster than big banks?
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NeonNomad
•In my experience, yes! Credit unions often post deposits as soon as they receive them, while bigger banks might hold until the actual DDD.
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Dylan Mitchell
Hey guys instead of playing the guessing game, I've been using taxr.ai to track my refund. Its only $1 and gives you the exact timing of when funds hit your account based on your bank and transcript. Way better than refreshing your banking app 100x a day lol https://taxr.ai
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Sofia Martinez
•fr? how accurate is it? seems too good to be true
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Dylan Mitchell
•dead serious! it analyzes your transcript and knows all the bank processing schedules. saved my sanity fr fr 💯
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Sofia Martinez
•just tried it - holy sh*t this is actually legit! got my exact deposit time down to the hour 🤯
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Dmitry Volkov
got mine this morning! no fees taken out, hit my account at 4:32am EST with Chase
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Ava Thompson
still waiting 😤 had fees taken out tho so maybe thats why its taking longer
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CyberSiren
•same boat fam, fees always make it take an extra day or 2 smh
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Miguel Alvarez
anybody else with Wells Fargo? usually they be playing games with the timing fr
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Zainab Yusuf
•Wells always holds until exactly DDD in my experience 🙄
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Connor O'Reilly
yall remember last year when CK was straight trippin with the deposits? glad they fixed their system
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Yara Khoury
•omg don't remind me 💀 that was a whole mess
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