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Credit Karma Early Direct Deposit - Actual Experiences? Anyone getting IRS refund earlier than expected?

Been with Credit Karma for over a year now and they keep saying we get deposits 2 days early but I havent seen it happen once. Anyone actually getting their tax refunds or other deposits early with them? Starting to feel like its just marketing hype.

Just switched from Credit Karma to Chime bc of this exact reason! Their early deposit thing is basically fake news tbh

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hows chime working out for you? thinking about switching too

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way better ngl, actually get my regular deposits early. tax refund still comes whenever the irs feels like it tho lmao

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The whole early deposit thing with these fintech banks is basically just marketing. They all do the same thing - release the funds when they get the actual transfer from ACH. Some might be a bit faster at processing but were talking hours not days usually.

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Received Initial Tax Refund Despite Transcript Showing $10,384 in EIC/Credits Still Processing - Why?

I filed my taxes as Single with 4 exemptions and got a refund deposited in my account even though my transcript shows its still processing with a processing date of Feb. 24, 2025. My adjusted gross income was $19,528.00 with taxable income of $4,928.00, and my tax per return shows $0.00. Looking at my transcript more carefully, I can see: EXEMPTIONS: 04 FILING STATUS: Single ADJUSTED GROSS INCOME: $19,528.00 TAXABLE INCOME: $4,928.00 TAX PER RETURN: $0.00 SE TAXABLE INCOME TAXPAYER: $0.00 SE TAXABLE INCOME SPOUSE: $0.00 TOTAL SELF EMPLOYMENT TAX: $0.00 RETURN DUE DATE OR RETURN RECEIVED DATE (WHICHEVER IS LATER) Apr. 15, 2025 PROCESSING DATE Feb. 24, 2025 My transcript shows the following transactions: CODE EXPLANATION OF TRANSACTION - CYCLE - DATE - AMOUNT 150 Tax return filed - 20250604 - 02-24-2025 - $0.00 14211-427-63920-5 766 Credit to your account - 04-15-2025 - -$3,554.00 768 Earned income credit - 04-16-2025 - -$8,830.00 Everyone keeps talking about the PATH act delay but I already got money deposited. Could there be more payments coming? I'm confused because I see transaction code 150 for the tax return filed with cycle 20250604 on 02-24-2025, but then I also see these two separate credit amounts (codes 766 and 768). I had no self-employment income as you can see (SE Taxable Income shows $0.00 for both taxpayer and spouse). With these specific credits showing on my transcript but money already in my account, I'm confused about what might still be processing and if I should expect additional deposits? The transcript says "This Product Contains Sensitive Taxpayer Data" at the bottom, so I'm assuming this is official information from the IRS website (sa.www4.irs.gov).

Did you claim any pandemic credits? Those are getting extra scrutiny rn

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nope just regular credits and EIC

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My tax person said the systems been glitching and sending partial payments early. Just wait it out

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typical irs cant even process returns correctly smh

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570 Code + PATH + No Reported Wages Yet - First Time EIC with Disabled Dependent

Filed my return with a first time claim for my disabled dependent. Got a 570 code and I'm on PATH. When I check my wage transcripts for 2024 nothing shows up from my employers. No notices in my account and no verification requests. Wondering if these issues are related to the hold up.

This PATH audit stuff is getting out of hand fr. They be acting like were all commiting fraud or sumthing ๐Ÿ™„

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fr fr the whole system needs an overhaul

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Quick protip: make sure you have all documentation ready for your niece (medical records, proof of residency etc). They might not ask but better safe than sorry!

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already got everything in a folder! learned that from last years mess up lol

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Michigan Tax Refund Updates - 2/10 Filers: Any DDs Yet?

Filed my Michigan state return on feb 10th and still waiting on my deposit. Anyone else file on the same day and got their refund? Starting to get antsy checking my bank account every morning lol

i filed 2/9 and got mine this morning direct deposit chase bank

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omg theres hope! im with chase too

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yall need to chill its only been like 2 weeks ๐Ÿคฃ

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easy 2 say when ur not waiting on ur money ๐Ÿคก

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CreditKarma Tax DDD 2/12 - Anyone Get Their Deposit Early? (With/Without Fees)

Got my DDD for 2/12 and used Credit Karma. Anyone who got their deposit already - did you get it early? Also curious about timing for both with fees taken out and without fees. Getting anxious checking my account every 5 mins lol

anybody else with Wells Fargo? usually they be playing games with the timing fr

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Wells always holds until exactly DDD in my experience ๐Ÿ™„

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yall remember last year when CK was straight trippin with the deposits? glad they fixed their system

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omg don't remind me ๐Ÿ’€ that was a whole mess

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