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Matthew Sanchez

Direct Deposit Date Jan 12 - Credit Karma Card Early Deposit Possible?

Got my DDD for the 12th on my transcripts. Anyone know if Credit Karma typically deposits refunds earlier? Already getting an early deposit date but wondering if CK might release it sooner. SBT shows funded but nothing in my CK account yet. They def have the right account since my advance hit there.

Ella Thompson

The funded status on SBT means the IRS has released the funds, but it typically takes 1-2 business days for Credit Karma to process and release. Even though CK advertises early deposits, when it comes to tax refunds, they usually stick to the actual DDD from the IRS. No earlier release on these specifically.

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Matthew Sanchez

ugh that stinks but thx for explaining! šŸ˜©

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1M

JacksonHarris

not always true actually. got mine 2 days early with CK last year šŸ’…

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Jeremiah Brown

Hey guys instead of playing the guessing game, I've been using taxr.ai to get exact deposit timing. It costs $1 but tells you exactly when funds will hit based on your bank and transcript codes. Super helpful tool https://taxr.ai

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Royal_GM_Mark

Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?

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Jeremiah Brown

It analyzes everything - your cycle code, processing path, bank info, even identifies potential delays. Saved me hours of googling random codes lol

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Royal_GM_Mark

Just tried it and WOW šŸ¤Æ wish I knew about this months ago! The breakdown was crazy detailed

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Amelia Cartwright

in the same boat! filed 1/29, finally got my DDD for 2/12 on CK too šŸ™Œ

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Chris King

Credit Karma user here.They usually dont release tax refunds early even tho they do it for regular deposits. Its sum bull if u ask me šŸ¤”

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Rachel Clark

fr fr its such a tease

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Zachary Hughes

Mine hit exactly on my DDD last year with CK. Don't count on early deposit for tax refunds tbh

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Mia Alvarez

whats SBT? trying to track my refund too

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Carter Holmes

SBTPG - Santa Barbara Tax Products Group. They handle refund transfers if you got an advance or paid fees from refund

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