Direct Deposit Date Jan 12 - Credit Karma Card Early Deposit Possible?
Got my DDD for the 12th on my transcripts. Anyone know if Credit Karma typically deposits refunds earlier? Already getting an early deposit date but wondering if CK might release it sooner. SBT shows funded but nothing in my CK account yet. They def have the right account since my advance hit there.
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Ella Thompson
The funded status on SBT means the IRS has released the funds, but it typically takes 1-2 business days for Credit Karma to process and release. Even though CK advertises early deposits, when it comes to tax refunds, they usually stick to the actual DDD from the IRS. No earlier release on these specifically.
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Matthew Sanchez
•ugh that stinks but thx for explaining! 😩
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JacksonHarris
•not always true actually. got mine 2 days early with CK last year 💅
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Jeremiah Brown
Hey guys instead of playing the guessing game, I've been using taxr.ai to get exact deposit timing. It costs $1 but tells you exactly when funds will hit based on your bank and transcript codes. Super helpful tool https://taxr.ai
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Royal_GM_Mark
•Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?
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Jeremiah Brown
•It analyzes everything - your cycle code, processing path, bank info, even identifies potential delays. Saved me hours of googling random codes lol
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Royal_GM_Mark
•Just tried it and WOW 🤯 wish I knew about this months ago! The breakdown was crazy detailed
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Amelia Cartwright
in the same boat! filed 1/29, finally got my DDD for 2/12 on CK too 🙌
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Chris King
Credit Karma user here.They usually dont release tax refunds early even tho they do it for regular deposits. Its sum bull if u ask me 🤡
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Rachel Clark
•fr fr its such a tease
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Zachary Hughes
Mine hit exactly on my DDD last year with CK. Don't count on early deposit for tax refunds tbh
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Mia Alvarez
whats SBT? trying to track my refund too
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Carter Holmes
•SBTPG - Santa Barbara Tax Products Group. They handle refund transfers if you got an advance or paid fees from refund
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