Money Network card nightmare - EDD payments frozen for no reason
Anyone else having absolute NIGHTMARES with the Money Network debit card? I finally got approved for UI benefits after 4 weeks of waiting, but now I can't access a single penny! My card shows the deposit ($2,180) from three days ago, but every transaction gets declined. Called their customer service FIVE times and got disconnected twice, put on hold for 1.5 hours, then told my account was 'flagged for security review' but they don't know why. No fraud, no suspicious activity, NOTHING. The rep said it could take 7-10 business days to resolve?! I have rent due next week and my landlord doesn't accept excuses about EDD payment systems. This has to be intentional - make the system so frustrating people just give up on collecting benefits they're entitled to. Has this happened to anyone else? Any tricks to actually get Money Network to release YOUR OWN MONEY?
17 comments
Nolan Carter
omg same thing happened to my brother last month!! his account was locked for "security review" for like 2 weeks with no explanation. money network is THE WORST. edd should just use direct deposit for everyone instead of these garbage cards
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Daniel White
•2 WEEKS?! I'm going to lose my mind. Did your brother have to do anything special to get it resolved or did it just magically fix itself eventually?
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Natalia Stone
The Money Network card system does have serious issues, but there are some things you can try: 1. Request a supervisor when you call - regular reps often can't override security flags 2. Log into your Money Network account online and verify all your info is correct 3. Check if there's a daily withdrawal limit you might have hit 4. Try a smaller transaction first ($20) at a major retailer Also, for future payments, you can switch to direct deposit through UI Online. Go to "Payment Method" under "Contact Information" and change it there. Won't help for the current situation, but prevents this nightmare next time.
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Daniel White
•Thanks for the tips. I did try a small transaction ($10) at Walmart yesterday and it still declined. Will definitely try asking for a supervisor when I call today. And YES, switching to direct deposit ASAP once this gets resolved!
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Tasia Synder
this is why i always transfer the money OUT of the card as soon as it hits lol. never leave it sitting there. money network is trash.
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Natalia Stone
•That's definitely the best practice. Transfer to your regular bank account immediately. Money Network has been known to randomly freeze accounts, and their customer service is overwhelmed.
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Selena Bautista
I had the EXACT same problem in January! Spent hours getting nowhere with Money Network. Finally got through to an actual EDD representative who was able to help escalate the issue on their end. Try using Claimyr (claimyr.com) to get connected to an EDD rep quickly - they helped me bypass the phone queue nightmares. There's a video that shows how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The EDD rep I spoke with said they've been seeing lots of issues with Money Network cards getting randomly flagged. Once I had EDD intervene, my funds were released in 2 business days.
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Daniel White
•Wow, I didn't even think about contacting EDD directly about this! I assumed since it was a Money Network issue, EDD would just tell me to deal with them. Will definitely check out that service - at this point I'd do anything to get this resolved before rent is due.
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Mohamed Anderson
Just to clarify a few things about Money Network cards and security holds: 1. Money Network is indeed the official EDD payment provider, not a scam, though their service certainly leaves much to be desired. 2. Security holds typically happen for one of these reasons: - First large deposit to a new card - Multiple failed PIN attempts - Unusual transaction patterns - Accessing account from multiple devices/locations - Name/address verification issues 3. EDD can indeed intervene in some cases, but you need to speak with a Tier 2 specialist, not just any representative. 4. If you need emergency access to funds, you can request an expedited review by stating you have urgent financial hardship (rent, utilities, etc.) For anyone reading this, direct deposit is absolutely the better option to avoid these issues entirely.
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Daniel White
•This is helpful, thanks. It was my first deposit to the card, so maybe that's what triggered it? Though seems ridiculous to flag the very first deposit from EDD itself! I'll definitely mention the financial hardship when I call again.
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Ellie Perry
i know this sounds weird but try calling them early morning like 7:01am exactly when they open. thts how i got thru after trying for days. also when u finally talk to somone don't let them transfer u EVER. as soon as they transfer the call drops lol
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Landon Morgan
Money Network is a joke. My card worked for 2 weeks then suddenly stopped. Called 14 times before getting someone who actually helped. Turns out my birthday was entered wrong in their system (off by one day) which triggered a security lock even though I'd already used the card!!! The rep had to send forms to their "security team" and it took 8 business days to fix. I was livid. My advice - be SUPER persistent. Call multiple times a day. Ask for a case number every time. Request supervisors. Document everything. And yes, switch to direct deposit the SECOND you can.
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Tasia Synder
•8 DAYS for a wrong birthdate?? thats insane. the whole system is designed to make people give up.
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Nolan Carter
idk if this helps but my friend had her card frozen and she went to Bank of America and they let her withdraw some of the money even tho the card was messed up. might be worth trying
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Mohamed Anderson
•This information is incorrect. Money Network cards are not affiliated with Bank of America. BofA handled EDD debit cards until 2022 when Money Network took over. Attempting to withdraw Money Network funds at a BofA branch will not work and may cause further account verification issues.
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Daniel White
UPDATE: Finally got this resolved! After trying everything, what finally worked was calling EDD directly using that Claimyr service someone recommended. Got through to a Tier 2 specialist who confirmed my identity and submitted an emergency release request to Money Network. My funds were unfrozen 24 hours later! For anyone else dealing with this: 1. Get an EDD rep involved directly - Money Network customer service is mostly useless 2. Specifically ask for the "emergency financial hardship" review if you have bills due 3. IMMEDIATELY set up direct deposit for future payments Thanks everyone for the advice and support!
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Natalia Stone
•Glad you got it resolved! This is exactly why I always recommend getting EDD involved directly rather than just dealing with Money Network. And yes, direct deposit is absolutely the way to go moving forward.
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