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Okay so I've been going back and forth on whether to even file. Lost my job at a logistics company three weeks ago, got my DE 429Z in the mail showing my weekly amount would be around $410, and now I'm kind of frozen because someone at a family dinner last weekend said California EDD checks your bank account balance before approving you. Like they implied EDD literally looks at your savings and if you have too much money they deny you or reduce your payments. I have maybe $6,000 in savings that I've been building up for emergencies and now I'm worried that's going to count against me somehow. Does unemployment check your bank account? Is any of this true? I don't want to lose my savings protection just because I finally have a little cushion. Already registered in CalJOBS after I got the letter about it, certified my first two weeks, so the claim is moving but this bank account thing is haunting me. Anyone know the actual answer here?
Okay so I lost my job at a warehouse last month (they laid off about 40 of us) and my coworker keeps saying I should file for unemployment but honestly I have no idea what unemployment insurance benefit even means or how any of it works. Like is it money the government just gives you? Do you have to pay it back? How much do you even get? I went to edd.ca.gov and it was overwhelming. I don't even know where to start. Someone please explain this like I'm five because I'm already stressed about bills and I don't understand any of the forms or what I'm supposed to do first.
Reopen versus refile — if you get a part-time job while on UI and it ends while your benefit year is still open, you don't file a whole new claim. You reopen the existing one through UI Online. Only if your benefit year has ended do you go through the full application process again. Reopening is faster and uses the same weekly benefit amount from your original claim.
Exactly right. 52 calendar weeks from your filing date, regardless of how many weeks you actually collected. If you get hired in month two and work for eight months, and that job ends while you're still inside that 52-week window, you reopen.
Combined wage claims apply if you worked in California and another state within the last 18 months — you can combine those wages into one claim, but that type of claim has to be filed by phone, fax or mail, not online. Worth knowing if your work history crosses state lines. For someone who only worked in California, even if you've since moved out of state, you file a standard California claim.
Okay so I've been working part time at a bakery for the past year and a half, roughly 20 hours a week. My manager called me last Thursday and said they were cutting my position entirely due to slow sales. I didn't do anything wrong, wasn't fired for cause or anything, just a straight up elimination of my role. Here's my problem: literally everyone I've mentioned this to in real life has said 'oh you can't get unemployment if you were part time' and now I'm spiraling a little because I genuinely don't know if that's true. I've been paying into SDI this whole time (I can see the CASDI deduction on every pay stub) and I assumed there was something for me if I ever needed it. I already went to myedd.edd.ca.gov and started looking at the application but I don't want to waste my time if part timers truly can't collect. Can part time employees file for unemployment with California EDD, or is everyone I know just right and I'm out of luck? Any experience with this would really help right now.
DE 8405 notice came about two weeks after my claim started, requiring CalJOBS registration within 21 days. Used Claimyr again when I had a question about whether my professional license registration would count as work search activity — the agent said EDD looks at whether you're genuinely pursuing work, and to certify accurately about what I was doing each week. Getting that answer directly from an agent saved me a lot of guessing about whether my specific situation was okay.
Professional license renewal as work search — that's a specific edge case I wouldn't have thought to ask about. Good to know you got a direct answer on it.
Payments page in UI Online is where things get clearer once your claim is active. Claim History shows the pending or processed status by week, and once a week moves to paid you can see the amount. The dashboard takes some getting used to but those two spots — Payments and Claim History — are the main ones to check regularly.
If you're not sure about a week that shows as Pending for a long time, sending a message through UI Online is an option too. It's under the Help section and an agent responds in writing, usually within a few business days.
Dropped to part-time hours at my job in September and my manager basically implied the rest of the hours aren't coming back. I'm enrolled full-time at a community college right now — 15 units this semester — and I'm not sure if that disqualifies me from California EDD unemployment benefits. A friend told me students automatically get denied but another person said it depends on whether you're available for work. I honestly don't know what to believe. Has anyone here actually filed while taking classes? Did the school enrollment come up in the application? I make about $310 a week at my current reduced hours and I'm not sure I'd even qualify for enough to matter but I just want to know my options before my hours get cut further.
Eight units down from full-time last semester and my Claim History showed pending for almost two weeks before anything moved. Eventually used Claimyr to get on the line with an EDD agent — my case was flagged for the availability question on top of an identity verification step I hadn't completed. Agent told me the DE 1326C identity verification request had been mailed three weeks earlier and I'd missed it. Got that handled and the pending weeks cleared once both issues were resolved.
For some applicants, especially those who applied by phone or where automatic verification didn't go through, EDD mails a DE 1326C asking you to verify identity. If you applied online and completed ID.me right away you likely won't need it, but watch your mail just in case. Missing it delays everything.
Misconception I want to correct from earlier in the thread — someone said no work search contacts are required. That's not quite right, and it's not quite wrong either. EDD doesn't publish a specific number, but the requirement to actively look for work each week you certify is real. You're certifying that you did, under penalty of perjury. 'No specific number' doesn't mean you can certify yes while doing nothing.
Makes sense. I've been applying to jobs regularly anyway given the reduced hours situation, so this one at least isn't a concern for me.
So I got laid off two weeks ago from my warehouse job and finally sat down to figure out what I might actually get from California EDD. I make decent money so I'm hoping the weekly amount will be enough to cover my rent while I look for something new. But everywhere I read online it's vague about how much you can actually collect. Is there a hard limit on the weekly payment? And is there a cap on how many weeks you can get? I have about 14 months of work history with this employer so I'm hoping that's enough. Any info would be really appreciated because I need to start budgeting NOW.
Dispatch coordinator laid off after a merger and I had a question about the cap open with EDD for weeks. Tried the phone line constantly and kept getting cut off before anyone answered. Claimyr got me through to a live EDD agent and she confirmed my maximum benefit amount on file matched what my DE 429Z showed — the half-wages cap applied to me, not the 26-week cap, so my total payout was actually about $1,800 less than I'd budgeted for. Would have really messed up my finances if I hadn't found that out when I did.
Exactly. And the DE 429Z lists both numbers so you can see which one controls. I just hadn't read it carefully enough the first time.
does the $450 cap ever go up? like does california adjust it for inflation or is it just stuck at $450 forever
IT'S EMBARRASSING is what it is. Legislators keep saying they'll fix it and then nothing happens. Meanwhile rent in literally any California city is more than four weeks of max benefits.
Kara Yoshida
Fourteen months ago I went through an overpayment situation where EDD said I had been overpaid because I hadn't correctly reported some wages during a week I did some consulting work. That was the most invasive EDD ever got into my finances, and even then they were only looking at the wages I earned during that specific week of my claim, not my bank account, not my savings, not my investments. The scope of what EDD looks at is very narrow and very specific to your earnings and work status.
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Kara Yoshida
I appealed it in writing within the 30-day window using the DE 1000M form that came with the Notice of Overpayment. Had my pay records for that week. The process took a while but it got sorted out. The key was not waiting past that 30-day deadline.
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Gemma Andrews
The 30-day appeal window on overpayment notices is not a suggestion. Miss it and you have a much harder road. Good reminder.
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Elliott luviBorBatman
Registration at CalJOBS done and resume posted on the second week after I filed, mostly because the letter made it sound urgent and I didn't want to lose payments over it. The whole time I've been doing this, CalJOBS has never asked about my bank account either. Work search history, resume, job applications - that's what they want to see. Financial privacy is completely intact throughout this whole process.
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Elliott luviBorBatman
Got mine done on day eight I think. Better to just knock it out immediately so it's not hanging over you.
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Lena Schultz
CalJOBS registration and posting a resume - two things, both need to happen, and EDD does check whether you completed it because it can stop payments if you don't. Easy to do though.
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