UPDATE: Payment just hit my account this morning! So it took exactly 3 business days after showing 'paid' in the EDD system. For anyone else switching to direct deposit, just be prepared for this delay on your first payment. Thanks everyone for your help and suggestions!

So glad to see your update that the payment came through! I'm currently going through the same situation - switched to direct deposit two weeks ago and my first payment has been "paid" in the system for 4 days now with nothing in my account yet. Your post and all the responses here have been incredibly helpful in understanding this is normal for the first direct deposit payment. It's frustrating that EDD doesn't clearly communicate this delay when you make the switch, but at least now I know to expect 3-5 business days. Going to check with my bank too about potential holds like others mentioned. Thanks for sharing your experience and keeping us updated!

UPDATE: My payment FINALLY hit my Money Network card this morning (Wednesday) around 7am! So that was about 47 hours after certification, and about 31 hours after my status changed to "paid" in the system. Thanks everyone for keeping me sane during the wait. I'm definitely switching to direct deposit for next time so hopefully things will process faster.

Just wanted to share my experience for anyone else dealing with payment delays - I've been on EDD for about 8 months now and I've noticed the timing can be pretty unpredictable. What I've learned is that Monday certifications tend to take longer because that's when most people certify, so there's higher volume in their processing system. I usually certify on Sunday evenings now to avoid the Monday rush and my payments have been more consistent since then. Also, if you're really stressed about timing for bills, you might want to look into switching your certification day if possible. The system lets you change it once every few months I think.

Thanks everyone for all the helpful advice! Just to make sure I've got this straight - I'll wait until January 5th to file a new claim, have all my employment info ready for Oct 2023-Sept 2024, and be prepared for possible processing delays. I'm going to start gathering all my employment docs now so I'm ready. Really appreciate all of you taking the time to help me out!

Good luck with your refiling process! I went through something similar earlier this year and it can definitely be stressful. One thing that helped me was setting up a folder with all my employment documents organized by date - made the application process much smoother. Also, if you run into any issues with the UI Online system not showing the refile option right away, don't panic. Sometimes it takes a few hours after midnight for the system to update. But if it's still not there by the afternoon of January 5th, that's when you'd want to call. Hope your healthcare admin job search picks up soon too - that field can be competitive but there are definitely opportunities out there!

ACTUAL UPDATE: Finally got some movement! I took everyone's advice and kept calling until I reached a tier 2 specialist. Turns out my interviewer HAD approved my claim, but because of the overpayment on my record, it got automatically flagged for additional review. The specialist was able to see this and manually pushed my payments through after verifying a few details. My status changed from pending to paid about an hour ago! Such a relief. They said the money should be on my Money Network card by tomorrow morning. Regarding the overpayment, they confirmed I'll be getting a separate notice about setting up a repayment plan, but it won't hold up any future payments as long as I respond to that notice. Thanks everyone for the guidance. Would have been lost without your help!

Congrats on getting this resolved! Your experience really highlights how important it is to keep pushing for the right level of support at EDD. I'm dealing with a similar situation right now - had my interview last week and was told everything looked good, but my payments are still stuck in pending status. Did you have any specific strategy for getting through to a tier 2 specialist? Every time I call the main line they just tell me to wait the full 10 days, but like you said, when you're broke and bills are due, waiting isn't really an option. Also curious - how long did it take once the specialist manually pushed your payments through for them to actually show as "paid" in the system? Thanks for sharing your success story, gives me hope that persistence will pay off!

Just wanted to add - make sure you specifically address both disqualification reasons: 1. For the workers comp issue: Bring medical documentation showing you were released to work with restrictions, or documentation showing you were on partial not full WC. 2. For the childcare issue: If you had children who couldn't attend school/daycare due to pandemic closures, bring documentation of those closures. Also bring evidence of any efforts you made to find alternative childcare. The judge will need to see that you made reasonable efforts given the circumstances. During that period, EDD was more flexible about childcare issues, but you'll still need to show you were actively seeking solutions.

I'm a paralegal who handles UI appeals and your case sounds very winnable! The fact that EDD sent you a notice about reviewing 2024 but then interviewed you about 2023 is a procedural error that works in your favor. Administrative Law Judges take due process seriously. A few key points for your hearing: 1. **Lead with the confusion**: Start by explaining that you received a notice about 2024 review but were questioned about 2023, which caused legitimate confusion during the interview. 2. **Emphasize "partial" workers comp**: Make it crystal clear that you were receiving PARTIAL WC ($375/week vs your normal $950/week) and were medically cleared to work with minor restrictions. 3. **Document your work search**: Bring printouts of job applications, interview confirmations, anything showing you were actively seeking work. 4. **Pandemic childcare provisions**: The special provisions during 2023 should protect you on the childcare issue if you can show you made reasonable efforts. The interviewer's negative comments won't carry much weight if you present yourself professionally at the hearing. I've seen many cases like yours get reversed on appeal. Stay factual, stay organized, and don't let them intimidate you. You've got strong grounds for reversal!