California Unemployment

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Since this question has been answered, I want to add some general info that might help others: 1. EDD Money Network card: This is a regular Visa debit card for unemployment benefits. No purchase restrictions, can be used anywhere Visa is accepted or at ATMs. 2. EBT/CalFresh card: This has the Food/Cash benefit options. Food benefits can ONLY be used for eligible food items. The Cash option is ONLY available if you're enrolled in cash assistance programs like CalWORKs. 3. The two systems are completely separate. Your unemployment benefits never appear on your EBT card, and your food benefits never appear on your EDD card. Hope this helps others who might be navigating multiple benefit programs!

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This is such a common mix-up! I work with folks applying for benefits and see this confusion all the time. You're definitely looking at your EBT/CalFresh card, not your EDD unemployment card. Just to add to what others have said - if you do have both cards, here are some quick ways to tell them apart: - EDD Money Network card: Usually says "Money Network" and has unemployment benefit funds, works like any debit card - EBT card: Says "Golden State Advantage" or similar, has the food/cash benefit options you described The EDD card has no spending restrictions - you can buy groceries, gas, pay bills, whatever you need. The EBT card is specifically for food purchases (and cash benefits only if you qualify for programs like CalWORKs). Glad you got it sorted out! It's totally normal to be confused when you're dealing with multiple benefit programs.

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This happens to me EVERY TIME I certify at midnight! The system gets overloaded with everyone certifying at the same time. I started waiting until Sunday afternoon to certify and haven't had a pending issue since. Weird but it works for me!

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UPDATE: My payment just switched from pending to paid this morning! Looks like it was just a processing delay like some of you mentioned. Thanks for all the advice and reassurance. I'll still attend my job search workshop next week of course.

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lucky!! still waiting on mine 😭

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So glad yours came through! I'm dealing with the same thing right now - been pending since Sunday. This thread is giving me hope that it's just the quarterly processing delays everyone's talking about. Going to wait it out a few more days before calling EDD.

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my freind had this happen an she just kept certifying even with the penalty weeks and eventually the payments started coming thru after she served all the weeks

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That's correct - you have to keep certifying during penalty weeks even though you won't get paid for those weeks. Each week you certify counts as one penalty week served. It's essentially a punishment period.

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I'm going through something similar right now! Got hit with penalty weeks from 2019 that they're just telling me about now in 2025. What really helped me was immediately requesting all the documentation they have on file about the alleged misreporting - you can do this through a records request. Also, if you moved at all during 2020, definitely mention that in your appeal because the mail forwarding was terrible during the pandemic. I found old bank statements showing my actual work income which contradicted what EDD claimed I reported. The appeal hearing wasn't as scary as I thought - the judge was actually pretty understanding about the confusion from that time period. Hang in there, it's frustrating but definitely worth fighting!

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I just wanted to follow up - were you able to get through to EDD? What did they say about your situation?

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Yes! Finally got through using the Claimyr service that someone recommended above. Turns out when I paid my overpayment, it only covered the base amount but not the 30% penalty they had added. The representative explained that the penalty gets assessed separately, which wasn't clear on my original notice. I've set up a payment plan for the remaining amount. Thanks everyone for your help with this!

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I'm so glad you were able to get this resolved! This is exactly why I always recommend people get a detailed breakdown of what they owe before making any payments to EDD. The way they structure their notices can be really confusing - they'll show one total amount but not break down what portion is the original overpayment versus penalties and interest. For anyone else dealing with this, always ask specifically: "Does this amount include all penalties and interest that may apply?" when you're setting up payment. It can save you from exactly this kind of surprise later on.

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They're only paying me through my new last day, not through my original resignation date. So basically I'm losing 2 weeks of expected pay. Based on everyone's feedback, it sounds like I should apply right away, focus on both aspects (harassment and early termination), and be prepared for a possible initial denial and appeal process. I'm going to gather all my documentation tonight. Thank you all for the guidance!

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You're absolutely on the right track! Since they're not paying you through your original resignation date, that definitely strengthens your case for the termination aspect. When you file, make sure to emphasize that timeline - you gave proper notice with a specific end date, and they unilaterally changed that arrangement to your financial detriment. That's textbook employer-initiated separation for those two weeks. Combined with your harassment documentation, you have two solid arguments. One tip: when gathering your harassment evidence tonight, organize it chronologically and include any witnesses or HR correspondence. EDD likes clear timelines. Good luck with your application!

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This is really helpful advice about organizing the evidence chronologically! I'm new to this community but have been lurking and reading posts about EDD situations. One thing I'd add from what I've seen others mention - when you do get to speak with an EDD rep (whether through the regular number or that Claimyr service someone mentioned), ask them specifically about "constructive discharge" and mention that term. It seems like using the right terminology can make a difference in how they categorize your claim initially. Also, keep copies of everything you submit - I've seen people here say that EDD sometimes "loses" documentation during the process.

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