EDD backpay interview after 14-month filing delay - need good cause reasons that work
Hey everyone, I'm in a really stressful situation and could use some advice from people who've been through this. I lost my job back in October 2022 (10/22/22) but I didn't file for unemployment until TODAY (over the phone). The rep approved my claim to start on 12/31/2024, but now I have an interview scheduled to determine if I can get backpay for all those months I didn't file. I was honestly struggling with severe depression after losing my job in healthcare (was a medical assistant for 6 years) and didn't even think about filing. Plus I had some savings and was staying with family for a while. But now I'm really hurting financially and those 14 months of benefits would be life-changing. Has anyone successfully gotten backpay approved after such a long filing delay? What counts as "good cause" in the interview? The agent mentioned something about needing a solid reason, but I'm not sure what EDD actually accepts. My interview is next week and I'm so nervous about saying the wrong thing. Any tips on how to prepare or what documentation to have ready? Really appreciate any help!
20 comments
Megan D'Acosta
mental health issues are definitely considered good cause! make sure u have some kind of documentation from a doctor or therapist if possible. they usually want proof
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Samantha Howard
•Thanks for responding! I did see a therapist a few times but not consistently. Do you think having just a couple appointments documented would be enough? I wasn't officially diagnosed with depression (just talked about it).
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Sarah Ali
I had a somewhat similar situation and was approved for backpay, though my delay was only about 7 months. EDD considers several valid reasons for delayed filing: 1. Medical issues (physical or mental health) that prevented you from filing 2. Being misinformed by an employer that you weren't eligible 3. Being physically unable to access filing services 4. Not knowing you were eligible for benefits For your interview, be completely honest about your mental health struggles. If you have any documentation from a healthcare provider about your depression, have that ready. Even if it wasn't an official diagnosis, notes from therapy visits can help. Also, be prepared to explain in detail why you believed you couldn't file or why you didn't know you should file. The interviewer will want to understand your specific circumstances. Good luck with your interview!
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Ryan Vasquez
•This is mostly accurate, but I want to clarify something important: "not knowing you were eligible" by itself is generally NOT considered good cause by EDD. You need to explain why you reasonably didn't know - like if your employer told you that you wouldn't qualify, or if you had unusual circumstances that made you believe you weren't eligible. Just saying "I didn't know I could file" typically won't be enough. Also, they'll want to know what changed - why are you filing now after 14 months? Be prepared to explain what made you realize you could/should file now.
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Avery Saint
I WAITED 9 MONTHS TO FILE and got DENIED backpay even with doctors notes!!! The whole system is RIGGED against us!!! They make these stupid rules about "good cause" but then reject EVERYTHING!!! I had documented health issues and they still said NO because apparently I "could have had someone file for me"!!!! RIDICULOUS!!!!
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Samantha Howard
•Oh no, that's exactly what I'm afraid of. I'm so sorry that happened to you. Did you try appealing the decision? I wonder if having someone file for me would have been something they expected me to do as well...
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Taylor Chen
•I'm sorry you had that experience, but each case is different. The EDD evaluates good cause on a case-by-case basis. What might get denied for one person could be approved for another depending on the specific circumstances and the interviewer. It's always worth trying, especially with documentation.
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Keith Davidson
my cousin filed late cuz he was in hospital for like 3 weeks and then got his benefits no problem. but thats way different than waiting over a year lol. good luck dude
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Ezra Bates
I went through something similar last year and found it impossible to even get through to an EDD representative to discuss my backpay situation. After two weeks of constant busy signals and disconnections, I discovered Claimyr (claimyr.com). Their service connected me to an EDD agent within 30 minutes when I'd been trying for weeks on my own! They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Once I got through to EDD, I explained my delayed filing was due to misinformation from my employer (they told me I wasn't eligible because I quit, but I had actually been constructively discharged). I brought documentation showing my working conditions had become untenable. The EDD interviewer approved my backpay for 5 months. My advice is to get all your documentation ready before the interview, and if you have trouble reaching EDD with follow-up questions, consider using Claimyr rather than stressing about getting through.
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Samantha Howard
•This is really helpful, thanks! I actually had trouble getting through initially which is why it took me even longer to file. I'll check out that service if I need to contact them again. Did you have any specific paperwork for the "constructive discharge" part? I'm wondering what kind of documentation would help in my situation.
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Megan D'Acosta
•that service is legit?? seems kinda sketchy to me
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Ryan Vasquez
I'm an employment attorney who has helped many clients with EDD issues. For your backdate request to have the best chance of success, you need to focus on these elements: 1. Mental health is considered good cause, but you need to articulate specifically how it prevented you from filing. "I was depressed" isn't enough - you need to explain how the depression manifested (couldn't get out of bed, couldn't focus on paperwork, etc.) 2. If your employer misled you about eligibility, that's strong good cause. Get this in writing if possible, or be prepared to describe exactly what was said, when, and by whom. 3. Document timeline: Create a clear timeline of your unemployment period, mental health struggles, and when/how you learned you might be eligible. 4. Be prepared for the "what changed" question - they will definitely ask why you're filing now after 14 months. The EDD has a statutory limit of 52 weeks for backpay with good cause, so realistically, you're looking at potentially recovering benefits for the most recent 12 months, not the entire 14-month period. Good luck!
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Samantha Howard
•This is incredibly helpful, thank you! I didn't know about the 52-week limit, that's good to be aware of. Still would be life-changing if approved. I'll start working on that timeline documentation right away.
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Ana Erdoğan
when i had my interview for a late claim the lady was super nice actually. i was nervous too but just be honest!!! they can tell if your making stuff up i think. better to just say exactly what happened even if ur not sure if its "good enough" reason
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Taylor Chen
I work with clients on unemployment issues, and one detail that hasn't been mentioned yet: if you were receiving any other type of income support during that 14-month period (even partial income), make sure you mention it. EDD will check this anyway, but being upfront helps your credibility. Also, if your mental health issues were severe enough that you couldn't manage the filing process, but you were still able to work during that period (even looking for work), that could potentially undermine your good cause argument. Be prepared to address this if it comes up. Finally, bring any communications with your previous employer about your termination. If they led you to believe you were ineligible due to being on a performance improvement plan, that misinformation could constitute good cause for the delay.
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Samantha Howard
•That's a really important point. I did some gig work during this period (DoorDash, etc.) but it was very sporadic and nowhere near full-time. I should definitely mention this, right? I was also receiving some financial help from family, but that wasn't formal income. Would they count that?
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Taylor Chen
•Yes, definitely mention the gig work. That would have reduced your weekly benefit amount but not necessarily made you ineligible. Family financial support doesn't count as income for EDD purposes, but it's good to be transparent about how you were supporting yourself during this period. What matters most is showing that there was a legitimate reason for not filing sooner, and that you filed promptly once that reason was no longer preventing you from doing so.
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Megan D'Acosta
wait im confused bout something... u said ur claim starts 12/31/2024??? thats in the future? did u mean 2023?
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Samantha Howard
•Oh! Good catch - I meant 12/31/2023. Sorry for the confusion! My brain is all over the place with all this stress.
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Megan D'Acosta
•np happens to me all the time lol. edd stuff is super stressful
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