NYDOL: How to backdate unemployment claim and explain late filing?
Hey everyone, I need some advice. I lost my job back in October and I just filed for unemployment last week. I want to backdate my claim to October 24th, which was my last day of work. What's a good reason I can give for filing late? Also, how do I answer the question about how many days I wasn't ready, willing, and able to work? Any help would be appreciated!
26 comments


Malik Johnson
I've been there before. For the late filing, you could say you were unaware of your eligibility or had some personal issues that delayed your filing. As for the days not ready to work, if you've been available every day since your last job, just put 0. If there were specific days you couldn't work, count those up.
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Emma Davis
•Thanks for the advice! Do you think they'll accept 'unaware of eligibility' as a valid reason? I'm worried they might reject it.
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Malik Johnson
•In my experience, they're usually pretty understanding about that. Just be honest and explain your situation. They know not everyone is an expert on unemployment rules 🤷♂️
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Isabella Ferreira
•Yea, I used the 'unaware of eligibility' excuse and it worked for me. Just dont make it sound like you were sitting on your butt doing nothing lol
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Ravi Sharma
Quick tip: backdating your claim isn't the same as submitting a waiver. You're just asking them to adjust the start date to when you actually became unemployed. Good luck!
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NebulaNomad
Ugh, the unemployment system is such a mess 🤦♀️ I had to backdate my claim too and it was a nightmare. Took weeks to get it sorted out. Hope you have better luck!
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Freya Thomsen
•Tell me about it! I swear they make it complicated on purpose to discourage people from claiming 🙄
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Omar Fawaz
•Nah, its just typical government inefficiency. Never attribute to malice what can be explained by incompetence 😂
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Chloe Martin
Here's what worked for me: 1. Be honest about why you filed late. Personal circumstances or lack of awareness are valid reasons. 2. Provide any documentation you have about your last day of work. 3. For the 'ready, willing, and able to work' question, only count days where you were genuinely unavailable (like if you were sick or had a family emergency). 4. Be prepared for some back-and-forth. They might ask for additional information. 5. If possible, try to speak with a representative directly. Sometimes explaining your situation verbally can help. Remember, the goal is to get the benefits you're entitled to. Don't stress too much about the perfect answer - just be truthful and provide as much information as you can. Good luck!
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Emma Davis
•Wow, thank you so much for this detailed response! This is really helpful. I'll definitely follow these steps.
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Diego Rojas
•Great advice! I'd add: keep a record of all your communications with the unemployment office. It can be helpful if there are any disputes later on.
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Anastasia Sokolov
Hey, just wanted to share something that might help. I found a way to actually get someone on the phone at the unemployment office. There's this site called claimyr.com that has a calling tool. It dials through the phone menu, stays on hold, and then connects you when a live agent picks up. It costs $20, but it saved me hours of frustration. Here's a video about it: https://youtu.be/Rdqa1gKtxuE
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StarSeeker
•Sounds too good to be true. Has anyone else tried this?
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Sean O'Donnell
•I'm skeptical. Why should we have to pay to talk to a government agency? 🤔
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Anastasia Sokolov
•I get the skepticism, but it really did work for me. Saved me from pulling my hair out trying to get through on my own. But yeah, it sucks that we have to resort to this kind of thing.
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Zara Ahmed
•Holy crap, I just tried it and it actually worked! Got through in like 30 minutes after trying for days on my own. Thanks for the tip! 🙏
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Luca Esposito
pro tip: if u say u were sick or had covid they usually dont ask for proof. just sayin 👀
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Nia Thompson
•Dude, don't encourage people to lie on their claims. That's fraud and can get you in serious trouble.
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Luca Esposito
•chill bro, im just sharing what worked for me. do whatever u want 🤷♂️
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Mateo Rodriguez
Has anyone else noticed that the unemployment website is always "under maintenance" when you need it most? 🙄 It's like they're trying to make this as difficult as possible!
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GalaxyGuardian
•Omg yes! I swear it's a conspiracy to reduce claims 😂
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Aisha Abdullah
•Nah, its probly just old tech that cant handle the volume. Still annoying af tho
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Hassan Khoury
I went through this exact same situation a few months ago! For the backdating reason, I explained that I was dealing with the stress of job loss and didn't realize I needed to file immediately. They accepted it without any issues. As for the "ready, willing, and able" question - just be honest about any days you genuinely couldn't work (like if you were sick or had interviews). If you've been available the whole time, put 0. The process took about 2-3 weeks for me, but I did get all my backdated payments. Don't overthink it too much - they deal with late filings all the time!
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Keisha Jackson
•That's really reassuring to hear! I was so worried they'd reject my backdating request. The stress angle makes a lot of sense - losing your job is already overwhelming enough without having to immediately figure out all the bureaucracy. Thanks for sharing your experience, it gives me hope that this will work out! 🙏
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TillyCombatwarrior
Just wanted to add - when you're filling out the backdating request, make sure you have your termination documentation ready (like your final paycheck stub or separation notice). I backdated mine to my last day of work too, and having that paperwork made the process smoother. Also, don't worry too much about the exact wording for why you filed late - "personal circumstances following job loss" or "unfamiliarity with the filing process" are both totally valid. The unemployment office knows people don't always file immediately, especially when dealing with the shock of losing a job. You've got this! 💪
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Yara Sayegh
•This is super helpful advice! I didn't even think about having my termination paperwork ready. I have my final pay stub and the separation notice from HR, so I'll make sure to have those on hand when I submit everything. It's such a relief to hear from people who've actually been through this process successfully. The whole thing felt so overwhelming at first, but reading everyone's experiences here makes it seem much more manageable. Thanks for taking the time to share what worked for you!
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