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UPDATE: Just wanted to let everyone know that the reopen button appeared exactly 4 business days after my last payment, just like some of you suggested. The system let me complete the reopening process without any issues. Thanks for all your help and advice!
Glad you got it sorted out! For anyone else dealing with this issue, I'd recommend bookmarking this thread - it's got all the real info you need. The 4-day processing period seems to be the most reliable timeline based on everyone's experiences here. Also worth noting that if you're in seasonal work like construction or entertainment, it might be worth keeping a log of when you close/reopen claims so you can predict the timing better for future gaps. The EDD system is unpredictable enough without having to guess about processing times!
I'm really sorry you're dealing with this - the sudden switch from pending to disqualified is incredibly stressful, especially when rent is due. Based on what others have shared, this typically happens when there's a mismatch between what you reported and what your employer told EDD about your separation. Since you mentioned you were laid off due to company restructuring, I'd strongly recommend gathering every piece of documentation you can find that supports this - your termination letter, any company-wide emails about layoffs, severance paperwork, etc. Even reaching out to your former manager or HR for a written statement confirming the restructuring could be helpful. The appeals process might seem daunting, but many people here have had success when they have solid documentation. In the meantime, definitely keep trying to reach EDD by phone (the 8:00 AM call strategy others mentioned seems to work best) to understand exactly why you were disqualified before the determination letter arrives. Also, make sure to keep certifying for benefits even while disqualified - if you win an appeal, you'll receive backpay for all those weeks. You've got this, and it sounds like you have a strong case if you were truly laid off due to restructuring!
Thank you for the detailed advice! I'm definitely going to gather all the documentation I can find. I actually just remembered that I also received a WARN notice (Worker Adjustment and Retraining Notification) about 60 days before my layoff because it was part of a mass layoff due to the restructuring. That should be really strong evidence that this was a legitimate layoff and not a termination for cause. I'm feeling more confident about my case now after reading everyone's experiences. Going to call EDD first thing tomorrow morning and have all my paperwork ready. Really appreciate everyone taking the time to help - this community has been a lifesaver during such a stressful time!
I'm so sorry you're going through this nightmare - I can completely relate to the panic you're feeling right now. The exact same thing happened to me about 6 months ago, and I know how devastating it feels when you're counting on that money for basic necessities like rent. Here's what likely happened based on my experience: during your phone interview, there was probably some discrepancy between what you told EDD and what your employer reported to them about your separation. Even if you were truthful, your employer might have reported it differently (sometimes to avoid their unemployment insurance rates going up). My advice is to act fast: 1. Call EDD immediately using the tips others mentioned - try right at 8:00 AM for the best chance of getting through 2. Ask for the SPECIFIC reason for your disqualification before you get the determination letter in the mail 3. Gather every piece of documentation about your layoff - termination letter, company emails about restructuring, anything that proves it wasn't your fault The good news is that appeals are actually quite successful when you have proper documentation. I won my appeal in about 4-5 weeks and got all my backpay. Keep certifying every two weeks while this gets resolved so you don't lose out on any benefits. I know the financial stress is overwhelming, but this sounds very fixable if you have proof of the restructuring layoff. You've got this!
Glad you were able to resolve this! For future reference (and for others reading this thread): 1. Always check payment preferences immediately after reopening a claim 2. Update your address with both EDD AND Money Network separately 3. If your card expires, Money Network typically sends a replacement 30-45 days before expiration 4. You can request expedited shipping of a replacement card for a fee 5. Even with an expired card, the money in your account is still accessible once you get a valid card Most importantly, any time you have a gap in your claim and then return to UI, double-check all your settings as if you're starting fresh.
Just wanted to add my experience - I had this exact same issue last year! My Money Network card expired in December 2023 and I didn't realize it until my January payment went missing. Turns out they automatically sent a replacement card to my address on file, but I had moved and forgot to update it with Money Network (even though I updated it with EDD). The key thing I learned is that EDD and Money Network have separate address systems - you have to update both! Also, if you're waiting for a replacement card, you can actually transfer funds from your Money Network account to your bank account through their website or app once you get access again. Just thought this might help someone else avoid the stress I went through!
This is super helpful info! I didn't know about the separate address systems - that explains so much confusion. Quick question: when you say you can transfer funds through their website/app, do you mean even with an expired physical card? I'm waiting for my replacement but would love to get access to my money sooner if possible. Did you need any special info to log into the Money Network account online?
I went through something similar last year - got hit with a $5,400 overpayment notice that made me physically sick to my stomach. Like others have said, appeal IMMEDIATELY and don't panic. In my case, it turned out EDD had a glitch in their system that was double-counting some of my reported wages. Here's what saved me: I kept a simple Excel spreadsheet throughout my entire claim period tracking what I earned each week vs what I reported when certifying. When I appealed, I submitted this spreadsheet along with all my pay stubs and certification screenshots. The appeals judge could clearly see I had been reporting accurately. Also, definitely try to get through to an actual EDD rep before your appeal hearing if possible. Sometimes they can spot obvious errors in their system that caused the overpayment. Don't make any payments until you exhaust the appeal process - once you start paying, it's much harder to get that money back even if you win your appeal later. You've got this! The system is broken but the appeal process does work when you have good documentation.
This is so reassuring to hear! I'm kicking myself for not keeping a spreadsheet like you did, but I do have most of my pay stubs and screenshots saved. The idea that it could be a system glitch gives me some hope - I was so careful about reporting everything correctly because I was terrified of exactly this situation happening. Did your appeal hearing happen over the phone or was it in person? And how long did it take from filing the appeal to getting a decision?
My hearing was over the phone, which was actually less intimidating than I expected. From filing the appeal to getting the final decision took about 8 weeks total. The hearing itself was only about 20 minutes - the judge asked me to walk through my documentation and explain my reporting process. Having those pay stubs and screenshots will definitely help your case! Even without a spreadsheet, if you can show consistency between what you earned and what you reported, you should be in good shape. The fact that you were being careful about reporting shows you were acting in good faith, which matters a lot in these hearings.
I know this is terrifying right now, but you're not alone in this! I went through a similar overpayment scare about 6 months ago - $4,100 that they claimed I owed. The good news is that many of these notices turn out to be mistakes or system errors that can be resolved through the appeal process. Here's my advice based on what worked for me: 1. File your appeal TODAY if you haven't already - don't wait even one more day 2. Gather EVERYTHING - pay stubs, certification screenshots, bank statements showing your actual income 3. Create a simple week-by-week comparison showing what you earned vs what you reported 4. Don't make any payments while your appeal is pending - you're not required to The hardest part for me was actually getting through to speak with someone at EDD to understand what triggered the overpayment notice. Once I finally connected with a rep, they were able to explain that my employer had submitted a wage correction that made it look like I under-reported income, when actually I had reported everything correctly based on my pay periods. Stay strong and document everything. The appeal process exists because these errors happen frequently, and you have rights as a claimant. Keep us posted on how it goes - we're all rooting for you!
Dmitry Smirnov
Has anyone tried the online chat feature on the unemployment website? I've had some success with that in the past.
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Ava Rodriguez
•I tried it but kept getting disconnected. Super frustrating 😤
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Miguel Diaz
•It worked for me! But I had to wait in the queue for like 2 hours. Bring a book lol
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Mila Walker
I'm new here but going through the same nightmare! Been trying to reach EDD for weeks about my pending claim. Reading through all these suggestions is really helpful - I had no idea about contacting state reps or that there might be Facebook groups for this. @Aisha Hussain have you made any progress since posting this? Also curious if anyone knows the best time of day to try the online chat that @Dmitry Smirnov mentioned. This whole process is so stressful but at least we're not alone in this struggle!
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Gabrielle Dubois
•Hey @Mila Walker! Welcome to the group - sorry you're dealing with this too but you're definitely not alone. I've been fighting with EDD for about 2 months now and this community has been a lifesaver. @Javier Hernandez is right about the early morning thing - I ve'had better luck with chat around 8 AM. Also wanted to add that if you re'going to try that claimyr service @Yuki Sato mentioned, maybe wait a bit and see if the free methods work first? I m still'on the fence about paying for something that should be free. Keep us posted on how it goes!
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Yara Khalil
•@Mila Walker welcome to the club nobody wants to be in! 😔 I ve'been battling EDD for about a month myself and this thread has been incredibly helpful. Just wanted to add that I ve'found Tuesday and Wednesday mornings tend to have shorter wait times - weekends and Mondays are absolutely brutal. Also, don t'forget to check your EDD inbox regularly because sometimes they send important notices that can get buried. One thing that helped me was setting up alerts on my phone to remind me to check every few hours. The system is definitely broken but seeing people like @Sofia Torres finally get approved gives me hope. We got this! 💪
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