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Since this question has been answered, I want to add some general info that might help others: 1. EDD Money Network card: This is a regular Visa debit card for unemployment benefits. No purchase restrictions, can be used anywhere Visa is accepted or at ATMs. 2. EBT/CalFresh card: This has the Food/Cash benefit options. Food benefits can ONLY be used for eligible food items. The Cash option is ONLY available if you're enrolled in cash assistance programs like CalWORKs. 3. The two systems are completely separate. Your unemployment benefits never appear on your EBT card, and your food benefits never appear on your EDD card. Hope this helps others who might be navigating multiple benefit programs!
This is such a common mix-up! I work with folks applying for benefits and see this confusion all the time. You're definitely looking at your EBT/CalFresh card, not your EDD unemployment card. Just to add to what others have said - if you do have both cards, here are some quick ways to tell them apart: - EDD Money Network card: Usually says "Money Network" and has unemployment benefit funds, works like any debit card - EBT card: Says "Golden State Advantage" or similar, has the food/cash benefit options you described The EDD card has no spending restrictions - you can buy groceries, gas, pay bills, whatever you need. The EBT card is specifically for food purchases (and cash benefits only if you qualify for programs like CalWORKs). Glad you got it sorted out! It's totally normal to be confused when you're dealing with multiple benefit programs.
Thanks for breaking this down so clearly! The visual differences you mentioned are really helpful - I was definitely looking at my Golden State Advantage EBT card and thinking it was the EDD one. I feel much more confident now about which card to use for what. Really appreciate everyone being so patient with my confusion!
This happens to me EVERY TIME I certify at midnight! The system gets overloaded with everyone certifying at the same time. I started waiting until Sunday afternoon to certify and haven't had a pending issue since. Weird but it works for me!
UPDATE: My payment just switched from pending to paid this morning! Looks like it was just a processing delay like some of you mentioned. Thanks for all the advice and reassurance. I'll still attend my job search workshop next week of course.
I'm dealing with a very similar situation right now! EDD hit me with penalty weeks from way back in 2020 that they're just now telling me about. What I learned is that you absolutely should appeal this - don't just accept the penalty weeks. The key things that helped me prepare: 1. Get bank statements from 2020 showing your actual deposits from work 2. Contact your old employer if possible to get records of your actual hours/wages 3. Document any address changes you had during 2020 (mail forwarding issues were HUGE during the pandemic) 4. Request all records from EDD about what they think you misreported The appeal form is DE 1000M and you can request a phone hearing. I found the Administrative Law Judge was actually pretty reasonable and understood that 2020 was chaotic for everyone. Don't give up - these penalty determinations often get overturned when you can show the reporting was accurate or that you never received proper notice. The whole process is stressful but definitely worth fighting, especially since 5 penalty weeks means 5 weeks without any income!
This is such helpful advice, thank you! I'm definitely going to appeal - you're absolutely right that I shouldn't just accept this. I'm going to start gathering all those documents you mentioned. Did you end up winning your appeal? I'm curious how long the whole process took from filing the appeal to getting a decision. The thought of going 5+ weeks without any income is really scary, but it sounds like fighting this is the right move.
I'm so sorry you're dealing with this - the stress of needing money for rent while EDD holds up your payments is awful. One thing that might help while you're going through the appeal process is to see if your local community has any emergency rental assistance programs. Many cities and counties still have funds available from pandemic relief programs that can help with rent while you're waiting for EDD to sort this out. Also, some food banks and community organizations offer utility assistance too. It won't solve the EDD problem, but it might help bridge the gap during these 5+ weeks you're looking at. The appeal is definitely the right move - don't let them get away with springing penalty weeks on you years after the fact without a fight!
I'm so glad you were able to get this resolved! This is exactly why I always recommend people get a detailed breakdown of what they owe before making any payments to EDD. The way they structure their notices can be really confusing - they'll show one total amount but not break down what portion is the original overpayment versus penalties and interest. For anyone else dealing with this, always ask specifically: "Does this amount include all penalties and interest that may apply?" when you're setting up payment. It can save you from exactly this kind of surprise later on.
This is such valuable advice! I wish I had known to ask that specific question when I was dealing with my overpayment situation. It would have saved me so much stress and confusion. The way EDD presents these notices really does make it seem like you're paying everything when you might only be covering part of what they think you owe. I'm definitely going to remember this for the future and share it with anyone else who runs into similar issues. Thanks for breaking this down so clearly!
This whole thread is so helpful! I'm dealing with a similar situation right now where I got a notice about additional amounts owed after I thought I had paid everything off. Reading through everyone's experiences, it's clear that EDD's system has some serious communication issues between departments. The advice about requesting a Statement of Account and asking specifically about penalties and interest is gold. It's frustrating that they don't make these breakdowns clearer upfront - it would save everyone so much time and stress. Thanks to everyone who shared their experiences and solutions!
Nia Thompson
Have you checked if your browser is up to date? Sometimes outdated browsers don't work properly with government sites. Also make sure you're not using any auto-fill features as those can cause conflicts with the EDD site's security features. I've been on unemployment twice in the past three years and both times had technical issues that were resolved by updating my browser and disabling browser extensions. Also worth noting - if you can't get it working online, you can request a paper application by mail, though obviously that will take longer to process.
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Mateo Rodriguez
•paper applications take FOREVER now don't do that unless ur super desperate. my neighbor did that in feb and didn't get their claim approved until mid april. website is still faster even with all the problems
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Diego Mendoza
UPDATE: You all are amazing! I tried a combination of suggestions - disabled my VPN, cleared all cookies, turned off browser extensions, and waited until 1am to try again. It finally worked! Got all the way through the application process and received my confirmation number. Now fingers crossed the claim gets processed quickly. Thanks to everyone for the help!
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Daniel White
•So glad you got it working! This is such a helpful thread - I'm bookmarking it for future reference. The VPN tip especially is gold, I never would have thought of that. Hopefully your claim processes smoothly from here!
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Paolo Conti
•Congratulations on getting through! This whole thread is a goldmine of troubleshooting tips. I'm dealing with similar issues right now and hadn't thought about the VPN being a problem. Going to try your combination approach tonight. Quick question - how long did it take from when you submitted to getting the confirmation number? Just want to know what to expect when I finally get through!
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