I've been through this exact situation multiple times with EDD payments. Unfortunately, even when they say it's "processed immediately," you're still at the mercy of the banking system. Friday payments almost never hit over the weekend - the ACH system just doesn't work that way. I have Chase and even they don't make EDD funds available until Monday morning at the earliest. One thing that might help for future reference - I started keeping a small emergency fund specifically for these EDD delays because they happen so frequently. Even $50-100 set aside can save you from the stress of waiting for payments over weekends. I know it's hard when money is tight, but the peace of mind is worth it when you're dealing with EDD's unpredictable timing. Hang in there - Monday should bring good news!

I feel your pain! I was in almost the exact same situation a few months ago - got approval on a Friday afternoon and was desperately hoping it would hit over the weekend. Unfortunately, like others have said, it didn't show up until Tuesday morning (Monday was a holiday). One thing I learned is that you can sometimes see pending transactions in your online banking even if the funds aren't available yet. It at least gives you peace of mind knowing it's in the system. Also, if you're really strapped for cash this weekend, some food banks don't require income verification and can help bridge the gap. I know it's not ideal, but sometimes you gotta do what you gotta do when EDD leaves you hanging. Hope Monday brings good news for you! The waiting game is brutal but you're almost there.

Just wanted to add - if you're feeling overwhelmed by all this great advice, start with the basics: upload your evidence NOW (especially those manager texts proving it was a layoff), write a simple timeline of what happened, and keep certifying every two weeks. I've been through the EDD appeal process twice and the judges really do appreciate when you're organized and have your documents ready beforehand. The fact that you have text messages from your manager acknowledging the layoff puts you in a much stronger position than most people. You've got this! The hearing will give you the chance to tell your full story that the phone interviewer didn't let you share.

As someone who just went through a successful EDD appeal last month, I can't stress enough how important it is to upload everything ASAP! Don't just upload the documents though - write a cover letter explaining what each piece of evidence proves and how it relates to your case. For a 1256 voluntary quit issue like yours, those manager texts are absolutely crucial. I'd also recommend calling your former employer's HR department and asking them to correct the separation reason in their system if possible - sometimes they'll do it to avoid the hassle of the hearing. If not, at least you tried. One more tip: during the hearing, let the judge ask questions rather than just talking nonstop. They appreciate concise, direct answers. You're going to do great with that evidence you have!

To all those having trouble reaching a human at California Unemployment. I just ran across this video that gave me a shortcut to reach a human. Hope it helps! https://youtu.be/Ize0EkN4HDI

Yes, this has been happening to me too! I've experienced the exact same thing - the hold music stops and then complete silence. It's so frustrating because you don't know if you should hang up or keep waiting. I've tried staying on the line for 10-15 minutes after the silence starts, but nothing happens. It seems like there might be a technical issue with their phone system where calls are getting disconnected or transferred improperly. Have you tried calling at different times of day to see if it makes a difference?

This whole thread has been so helpful! I'm dealing with a similar situation right now - certified Sunday, shows paid since Wednesday, but still no deposit. Reading everyone's experiences makes me feel less alone in this. It's honestly ridiculous that EDD doesn't have any kind of notification system for these delays. Like, would it kill them to send an email or text saying "Hey, we're experiencing technical difficulties with direct deposits"? Instead we're all here stressing out and wondering if something went wrong with our claims. At least now I know to expect it might take a few more days. Thanks everyone for sharing your updates - this community is more helpful than EDD's actual customer service!

I'm going through the exact same thing right now! Certified on Sunday, UI Online has shown "paid" since Tuesday morning, but my bank account is still empty. This is my first time experiencing a delay like this and I was starting to worry something was wrong with my claim. Reading through all these comments has been such a relief - at least I know it's a widespread technical issue with EDD's system and not just me. It's really frustrating that they don't communicate these delays to us directly though. We shouldn't have to piece together what's happening through community forums! I'm going to keep checking my account and hopefully it shows up in the next day or two like it did for others here. Thanks everyone for sharing your experiences - this community is honestly more helpful than trying to call EDD directly!

I'm really hoping this Q3 2025 timeline is accurate! I've been dealing with the Money Network card for almost a year now and it's been such a headache. The random maintenance windows always seem to happen at the worst times, and I've had issues with ATM withdrawals being declined even when I had funds available. Has anyone else experienced problems with using the card at certain retailers? I've noticed some places like Costco don't accept it, which is frustrating when you're trying to buy groceries in bulk to save money while on unemployment. Direct deposit would solve all these issues since I could just use my regular debit card everywhere. @Malik Jenkins - thanks for sharing that inside info from the stakeholder meeting! Do you know if they mentioned anything about whether existing claimants would be automatically enrolled in direct deposit or if we'd have to opt-in manually?

I just called EDD yesterday about a different issue and asked the rep about direct deposit while I had them on the line. They said they're "working on it" but couldn't give me any specific timeline beyond "sometime this year." The rep did mention that when it becomes available, we'll probably need to log into our EDD online account and manually add our banking information - it won't be automatic. Also wanted to mention for anyone having issues with the Money Network card at retailers - I've found that running it as "credit" instead of "debit" works better at places that sometimes decline it. And if you're shopping at Costco, you can buy Costco cash cards online with the Money Network card, then use those in-store. It's an extra step but works as a workaround until we hopefully get direct deposit!