I'm going through the EXACT same thing right now and it's driving me absolutely insane! EDD has been taking about $120 from my weekly benefits for the past 3 weeks with literally zero explanation. No letter, no notice online, nothing. Just randomly smaller payments that are completely screwing up my budget. The most frustrating part is that every time I finally get through to someone on the phone (which takes HOURS of calling), they give me a completely different story. First rep said it was a "computer error" that would be fixed. Second one claimed there was an overpayment from last summer that I supposedly never reported income for (totally false - I have all my pay stubs). Third rep yesterday said she couldn't see ANY overpayment or deduction on my account at all! Like seriously?? How can they just start taking my money without any documentation or due process? But if WE mess up even the smallest thing on our certification, they threaten us with fraud charges. The double standard is ridiculous. I'm definitely going to try some of these suggestions, especially that overpayment unit number and contacting my assemblyperson's office. At this point I'm willing to try anything because the regular customer service line is completely useless. Thanks to everyone sharing their experiences - at least I know I'm not crazy and this is happening to tons of people. The whole system is broken but we shouldn't have to suffer in silence!

I'm dealing with this exact same situation and it's been a complete nightmare! EDD started deducting about $180 from my weekly benefits two months ago with absolutely NO explanation or documentation. Like everyone else here, I never received any letter, there's nothing in my UI Online notices, and every rep gives me different contradictory information. What finally helped me make some progress was doing a few things simultaneously: 1) I sent a certified mail letter to EDD demanding all documentation related to any overpayment determination (keep copies of everything), 2) I tried that overpayment unit number @Isaiah Sanders mentioned - it took several attempts but the wait was shorter than the main line, and 3) I contacted my assemblyperson's office through their website. The assemblyperson route was actually the most effective! Their EDD liaison contacted me within 3 days and was able to get specific information about my account that the regular reps couldn't or wouldn't provide. Turns out they were claiming I had "unreported income" from a period where I actually HAD reported everything correctly - it was their system error. I'm still fighting to get the money they already took returned, but at least now I understand what happened and have an actual case worker assigned to resolve it. Don't give up - document everything and try multiple channels at once. The system is absolutely broken but we have to keep pushing back against their incompetence!

I'm in a similar situation right now - my payment just switched to "Paid" status three days ago and I'm anxiously waiting for the card too! Reading through everyone's experiences here is really helpful. It sounds like 7-10 business days is pretty standard, which puts me right around the same timeline as you Diego. I'm also planning to call Money Network tomorrow morning early like Zainab suggested. Has anyone had luck with asking EDD directly if they can note your account for urgent delivery? I'm wondering if that actually speeds things up or if it's just something they say to get you off the phone. Either way, it's good to know we're not alone in this waiting game!

I went through this exact same stress last year! My card took 9 business days to arrive in Pomona, so being in San Bernardino you should expect similar timing. One thing that really helped me was setting up a Money Network account online as soon as my payment hit "Paid" status - you can actually check if your funds are available even before the physical card arrives (just use your SSN and the info from your EDD account). This won't speed up delivery but at least you'll know your money is safely loaded and waiting for you. Also, don't be afraid to explain the situation to your landlord - most understand unemployment payment delays and may work with you on timing. The waiting is absolutely the worst part, but you're almost there! Once you get it, definitely set up direct deposit immediately so you never have to go through this card waiting anxiety again.

As someone who just went through this exact process and got approved, I wanted to share some encouragement! I graduated from SDSU in December and my campus job (academic advisor assistant) ended for the same reason - enrolled students only. I was initially terrified to apply because I thought student jobs didn't count for unemployment. My situation was similar to yours - about 80% university-funded, 20% work-study, worked there for 2 years averaging 20 hours/week. Like you, I had CA SDI deductions on my pay stubs and a separation letter saying "employment ended due to academic program completion." I applied in January and was approved after a phone interview! The key things that helped: - Emphasized the position ended involuntarily (I didn't choose to leave) - Showed I was actively job searching and available for immediate work - Had documentation proving UI contributions via SDI deductions The benefits were calculated only on the university-funded portion (the 80%), but it was still enough to help cover expenses during my 3-month job search gap. Don't let fear stop you from applying - your situation with that great separation letter language and 2 years of consistent work history sounds very strong. Even if you get initially denied, the appeal process has been successful for several people in this thread. The worst they can say is no, but there's a real chance you'll qualify! Apply this week if you can.

This thread has been absolutely incredible to read through as someone in the exact same situation! I just graduated last Friday and my campus job at the student success center ended because it was restricted to enrolled students only. Reading through all these detailed experiences and success stories has completely changed my perspective from "I probably won't qualify" to "I need to apply ASAP." My situation mirrors so many others here: worked there for 1.5 years, about 15-20 hours during school and 25-30 during breaks, roughly 65% university-funded and 35% work-study. I have CA SDI deductions on all my pay stubs and my termination letter says "position ended due to completion of academic program" - which based on everyone's advice seems like perfect language. The consistency of advice throughout this thread is so helpful: - Frame it as "position ended" not "had to leave because graduated" - Emphasize you're actively seeking immediate employment - Apply even if unsure about eligibility - worst case is denial - Keep detailed job search records - Continue certifying even during appeals if needed Special thanks to @Emma Wilson, @Noah Lee, @Alejandro Castro and others who shared their successful outcomes - hearing that people with similar situations actually got approved (even if just for the university-funded portion) makes this feel achievable rather than hopeless. Planning to apply online tomorrow morning and will definitely update this thread with my experience. This community support has been amazing and I hope my results can help other graduating students too!

Just wanted to jump in as someone who's been through the Money Network transfer stress multiple times! This thread is such a perfect example of how helpful this community can be when you're dealing with EDD issues for the first time. A few additional tips I've learned from my experience: - Screenshot your transfer confirmation page before leaving the Money Network site (even without email confirmation, this gives you a reference number) - If you're really anxious, you can call your bank to verify they haven't received any pending ACH deposits - sometimes they can see incoming transfers before they post to your account - The Money Network customer service number on the back of your card can at least confirm your transfer is processing if you need peace of mind The 4-5 business day timeline everyone's mentioned is definitely accurate. I've done probably 6-7 transfers over the past year and it's been consistent every time. The first one is always the most stressful because you don't know what to expect! @Zainab Ibrahim I'm so glad everything worked out for you and that you're setting up direct deposit. That really is the way to go - no more counting business days or wondering where your money is. Once you have direct deposit active, your benefits just appear in your account like clockwork every two weeks. Thanks for starting this thread - it's going to help so many people who find themselves in the same situation!

I'm dealing with this exact same situation right now and this entire thread has been such a relief to read! I initiated my first Money Network transfer yesterday evening and woke up this morning panicking because there was no email confirmation and no money in my account yet. Reading everyone's experiences with the 4-5 business day timeline has really calmed my nerves. I had no idea about the 1pm cutoff either - since I did my transfer around 9pm, I'm probably looking at that extra day in processing. The tip about checking Transaction History in the Money Network portal was a game changer! Just logged in and confirmed my transfer shows as "Processing" which is so much more reassuring than just wondering if something went wrong. @Zainab Ibrahim thank you for posting about this - knowing I'm not alone in this stress has been incredibly helpful. And congratulations on your money finally coming through! I'm definitely going to set up direct deposit as soon as this transfer completes so I never have to go through this anxiety again. This community is amazing for sharing real experiences and practical advice. The business day breakdown that several people provided is going to help me stay sane while I wait for my transfer to complete!

I'm new here but dealing with a similar situation right now! I was on SDI for 6 weeks earlier this year after a work injury, then returned to my job for about 3 months before getting laid off due to budget cuts. Reading through all these responses has been incredibly helpful - I was also confused about whether to include those disability payments as wages. It sounds like the consensus is clear: only include actual employment wages, not benefit payments. The distinction between "earned income" vs "replacement income" that someone mentioned really clicked for me. Thanks everyone for sharing your experiences! It's reassuring to know I'm not the only one who found the EDD application confusing on this point.

I just went through this same situation last month! I was on PFL for 6 weeks after having my baby, then returned to work for about 2 months before getting laid off in a company restructuring. I was so confused about the wages section too - the EDD application really isn't clear about what they consider "wages." After reading through all the responses here and calling EDD (finally got through after using one of those callback services), I can confirm what everyone is saying: DO NOT include PFL or SDI payments as wages. Only report your actual employment earnings - basically what you'd see on your W-2 from your employer. The EDD rep told me they already have all your wage history from employers, so including benefit payments could actually flag your application and cause delays. I only included my actual paychecks from when I was working and my claim went through smoothly. There are other sections in the application where you can mention if you received PFL/SDI benefits, which is important for them to know, but it shouldn't go in the wages section. Hope this helps and good luck with your application!