What is the EDD 'waiting period week' and do I still get paid for it?
I just filed my first unemployment claim yesterday after getting laid off from my accounting job. The EDD rep mentioned something about a 'waiting period week' but didn't really explain what it means. Do I still get paid for this week? Do I need to certify for it? This is my first time on unemployment and I'm trying to budget carefully since I've got rent due in 3 weeks. Any help would be appreciated!
18 comments
Zane Hernandez
The waiting period week is basically the first week of your claim where you DON'T get paid, even if you're eligible. It's like a deductible on insurance. You still need to certify for it and meet all eligibility requirements (looking for work, able to work, etc.), but you won't receive payment for that week. It's just how the system is designed. Every new claim has this one-week unpaid period.
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Cassandra Moon
•That's frustrating! So even though I'm eligible, I just lose a week of benefits? Is this waiting period the very first week after I apply or the first week I certify for?
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Genevieve Cavalier
ya the waiting period SUCKS but everyone has to do it. its the govts way of saving $$$ lol
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Ethan Scott
•Thats not entirely true. During COVID they suspended the waiting period but they brought it back in 2023. Some states dont have waiting weeks at all.
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Lola Perez
To clarify what others have said: the waiting period is the first eligible week of your claim. It's not necessarily the week you applied, but the first week you would otherwise qualify for benefits. So if you applied yesterday, your waiting period week would likely be this current week. You absolutely must certify for this week when prompted (usually in about 10 days). If you don't certify for the waiting period week, your claim can get delayed or even denied. Don't worry though - you'll still get the full number of weeks of benefits you're entitled to. It just shifts everything by one week. So instead of getting paid for weeks 1-26, you'd get paid for weeks 2-27 (assuming you remain eligible the whole time).
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Cassandra Moon
•Thank you for the detailed explanation! That makes more sense now. So I'll certify for this week even though I won't get paid, and then start receiving payments from next week onwards (assuming I'm eligible). I wish the EDD agent had explained this clearly from the beginning.
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Nathaniel Stewart
I just went through this last month. The waiting period is frustrating, but here's a tip: If you're having ANY trouble reaching EDD to ask questions (which is likely), check out Claimyr.com. They got me connected to an EDD rep in under 25 minutes when I couldn't get through for days on my own. They have a video demo here: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km that shows how it works. Saved me hours of redial frustration when I had questions about my certification.
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Genevieve Cavalier
•does it actually work tho? seems like it would be a scam
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Nathaniel Stewart
•It's not a scam - they basically use an automated system to keep calling EDD for you until they get through, then they connect you. I was skeptical too but it worked for me when I couldn't get through for 3 days straight.
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Riya Sharma
u should also kno that if u work ANY hours during ur waiting period week u NEED to report it when u certify!!!! i made this mistake n it caused a big headache. the waiting week still counts for eligibility even tho u dont get paid!!!
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Cassandra Moon
•Thanks for the warning. I haven't worked any hours since being laid off, but that's good to know for anyone else reading this thread.
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Santiago Diaz
When I lost my job in August, I was so confused about the waiting period too! My rent was due and I was counting on that first payment. The system is really designed to make things difficult for those who need immediate help. I remember being so frustrated because my previous employer contested my claim and that extended everything by like 3 weeks on top of the waiting period. Make sure you have some emergency funds if possible because EDD payments can be unpredictable, especially at the beginning.
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Ethan Scott
•This is why it's so important to have an emergency fund with 3-6 months of expenses saved up. Unemployment is never designed to be immediate.
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Santiago Diaz
•Sure, in an ideal world everyone would have a 6-month emergency fund. But that's not reality for most people living paycheck to paycheck in California with our crazy high cost of living. Sometimes job loss happens unexpectedly and without warning.
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Lola Perez
One more important thing to know about the waiting period week: if you have a break in your claim and then reopen the same claim within the benefit year (52 weeks from when you first applied), you DON'T have to serve another waiting period. The waiting period only applies once per benefit year, regardless of how many times you stop and restart benefits within that year. This is helpful if you find temporary work and then need to go back on unemployment.
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Cassandra Moon
•That's really good to know! I'm actively job hunting so hopefully I won't need unemployment for long, but it's reassuring to know I wouldn't have another waiting period if I found temporary work that ended.
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Ethan Scott
I recommend setting up a direct deposit to your bank account as soon as possible. Much better than waiting for the Money Network debit card to arrive in the mail, which can take up to 10 business days after your first payment is processed.
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Cassandra Moon
•I already set up direct deposit during my application. The EDD rep said that was the fastest way to get paid. Now I just need to get through this waiting period week!
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