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Honorah King

When to apply for EDD PFL with multiple employers? Starting maternity leave Jan 2025

I'm due with my first baby in early February 2025 and planning to start my maternity leave on January 8th. I'm getting really confused about when I should actually submit my EDD application. Should I wait until my first day of leave (Jan 8th) to apply, or can/should I do it earlier? Some of my coworkers mentioned applying 1-2 weeks before leave starts, but the EDD website seems unclear. Also complicating things: I work part-time at two different jobs (30hrs/week at a marketing firm and 15hrs/week at a retail store). Will both employers automatically get notified when I file my claim? Do I need to file separate claims for each job? I'm worried about making sure I get benefits calculated correctly from both income sources. This whole process is stressing me out more than my actual pregnancy! Any advice from moms who've recently navigated the EDD system would be super appreciated!

Oliver Brown

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You should apply for your pregnancy disability claim (that's what you'll get first, not PFL) about 9 days before your last day of work. So if Jan 7th is your last workday, apply around Dec 29th. This gives EDD time to process before your leave starts. For your two jobs: You only file ONE claim, but you need to list both employers on the application. The system will ask about multiple employers if you indicate you have more than one job. Make sure you have both employer contact info and your earnings history from both ready when you apply. After your baby is born, you'll transition to Paid Family Leave for baby bonding. That's a separate application you'll submit after delivery.

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Honorah King

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Thank you so much for the clear explanation! So I'll be on pregnancy disability first, then transition to PFL for baby bonding after birth? I didn't realize those were two separate things with different applications. I'll aim to apply around Dec 29th then. I'm still a bit nervous about the multiple employer situation. Will EDD automatically calculate my benefit amount based on both incomes, or do I need to do something special to make sure they include all my earnings?

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Mary Bates

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i did this last year and totally messed up lol. applied way too early (like 5 weeks before) and they rejected my claim and i had to reapply. its confusing af. then had trouble getting both jobs counted

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Honorah King

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Oh no! What happened with getting both jobs counted? That's exactly what I'm worried about. Did you eventually get it fixed?

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The previous poster is correct about timing. Apply about 9 days before your leave starts. For your specific situation with two employers, make sure to have: 1. Correct company names and addresses for both jobs 2. Contact information for HR/payroll at both companies 3. Your last 18 months of quarterly earnings from both jobs On the DE2501 form (either paper or online), there's a specific section for multiple employers. List your highest-paying job as the primary employer. EDD will contact both employers to verify your employment and wages. Remember that pregnancy disability can start up to 4 weeks before your due date (so that timing works for your Jan 8 start with a February due date). After delivery, you'll need to file the DE2508 form to transition to PFL baby bonding benefits.

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Honorah King

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Thank you for the detailed information! I'll make sure I have all that documentation ready. I've been saving my paystubs but wasn't sure exactly what I'd need. I'm feeling a bit better about the process now. Is there anything specific I need to do to make the transition from disability to PFL smooth? I've heard some people have gaps between the two benefits.

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Ayla Kumar

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Congrats on your pregnancy! When I was pregnant last year I spent HOURS trying to get through to EDD with questions about my specific situation (I also had 2 jobs!). Kept getting hung up on after waiting forever. Finally used this service called Claimyr (claimyr.com) that got me connected to an EDD rep in about 15 minutes. They have a video showing how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 It was super helpful because I had questions that weren't really answered on the website. The EDD rep walked me through exactly how to list both employers and confirmed that my benefit amount would include wages from both jobs.

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does that service really work?? i've been trying to get ahold of someone at EDD for 3 days straight and keep getting disconnected after waiting for like an hour

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I HATE how confusing EDD makes everything!!!! I had my baby in August and the whole process was a NIGHTMARE. Applied at what I thought was the right time (2 weeks before leave) but then had my baby early and everything got messed up. Then when I tried to transition from disability to PFL they somehow LOST my application and I went 3 weeks with NO INCOME. My advice: DOCUMENT EVERYTHING. Take screenshots of confirmations. Write down names of any reps you talk to. Note the dates you submit ANYTHING. The system is designed to make you give up!!!

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Ayla Kumar

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That sounds awful! Did you eventually get backpay for those 3 weeks they lost your application? I had a similar issue with my transition from SDI to PFL but was lucky to get a really helpful rep who fixed everything.

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Kai Santiago

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does anyone know if theres a waiting period for maternity diability? i heard theres like a week where u dont get paid at the beginning

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Yes, there's a 7-day unpaid waiting period for pregnancy disability claims (SDI). This only happens once during your benefit period, so when you transition to PFL for baby bonding, there's no additional waiting period. Make sure to budget for that first unpaid week!

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Oliver Brown

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To address your transition question: When you're nearing the end of your pregnancy disability period (usually 6-8 weeks after birth depending on delivery type), you'll get a notice from EDD about transitioning to PFL baby bonding. You'll need to complete form DE2508 to request the transition. The key to avoiding gaps between benefits: 1. Submit your DE2508 PFL claim form at least 2 weeks before your disability ends 2. Make sure your doctor has submitted their certification for your recovery period 3. If you haven't received transition paperwork about 4 weeks after giving birth, be proactive and contact EDD For your two jobs, as long as you list both on your initial claim, your benefit calculation will include wages from both employers (they look at your highest quarter of earnings in the past 18 months). Just make sure both employers are properly documented on your claim form.

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Honorah King

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This is incredibly helpful, thank you! I'll be sure to mark my calendar to submit the DE2508 two weeks before disability ends. And it's a relief to know that both incomes will be included as long as I document everything properly. One last question - my due date is Feb 5, but I'm starting leave Jan 8. Is that too early for the disability portion? I want to take some time before birth to prepare, but I'm not sure how EDD views that.

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Mary Bates

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just fyi when i did mine with 2 jobs last year my benefit amount was wrong at first. they only counted my main job and i had to call like 50 times to get them to fix it. make sure u check ur benefit calculation when u get it and call if somethings wrong

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Ayla Kumar

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That's a good point! When I noticed my benefit calculation seemed off, using that Claimyr service saved me tons of time. Got through to a rep who fixed my claim right away instead of spending days trying to get through. But definitely check your benefit notice carefully when it arrives!

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Regarding your question about starting disability on January 8th with a February 5th due date - yes, that timing works fine. The pregnancy disability benefit allows you to start up to 4 weeks before your estimated delivery date if you and your doctor agree you should stop working. Since Jan 8th is about 4 weeks before your due date, that falls within the standard guideline. You'll just need your doctor to complete their portion of the certification confirming your pregnancy disability start date. They'll need to provide medical justification for your leave starting at that time, but this is routine for pre-delivery disability claims. Remember the process: 1. Apply for SDI around Dec 29th (for Jan 8th start) 2. Serve your 7-day waiting period (typically the first week of your leave) 3. Receive disability benefits until recovery from childbirth (6-8 weeks post-delivery) 4. Transition to PFL baby bonding (up to 8 weeks) With careful documentation of both jobs and timely submission of your forms, the process should go smoothly.

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Honorah King

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Thank you so much! I've been worried about the timing, so it's a relief to know that starting 4 weeks before is within the guidelines. I'll make sure my doctor knows exactly when I plan to start my leave so they can complete their certification accordingly. Thank you everyone for all the helpful advice! I feel much better prepared to handle this process now. Will definitely be keeping detailed records of everything.

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I went through this exact situation last year with two part-time jobs! A few additional tips that helped me: 1. Keep copies of your most recent paystubs from BOTH jobs when you apply - EDD sometimes asks for additional wage verification 2. Make sure both employers know you're filing for disability benefits. Some employers have specific procedures for handling leave requests alongside EDD claims 3. Consider asking your HR departments at both jobs about any additional company benefits that might supplement your EDD payments The multiple employer thing isn't as complicated as it seems once you get started. Just be extra careful when filling out the employer information section - double-check addresses and contact info since any errors can delay processing. Good luck with your pregnancy and the application process! The stress of figuring it all out is definitely the worst part, but once you get the ball rolling it's much more manageable.

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Dana Doyle

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This is such great advice! I hadn't thought about checking with both HR departments about company benefits that might supplement EDD payments. That's definitely something I should look into. The tip about keeping recent paystubs is really helpful too - I've been saving them but wasn't sure if I'd need them beyond what's already reported. Better to have everything ready just in case they ask for additional verification. It's reassuring to hear from someone who actually went through the two-job situation successfully. The stress of not knowing what to expect has been the hardest part, but all these responses are making me feel much more prepared. Thank you!

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Madison King

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I'm actually going through this exact same situation right now! Due in January and also working two part-time jobs. One thing I learned from calling EDD directly is that when you list multiple employers, make sure you have your quarterly wage statements (the DE-6) from both jobs for the past 18 months if possible. My HR departments were able to provide these when I explained I was filing for pregnancy disability. Also, don't stress too much about the benefit calculation - the system automatically pulls from your highest earning quarter across ALL your employers. So if you made $8000 from Job A and $4000 from Job B in your best quarter, they'll calculate based on the full $12,000. One heads up though - I had to call my smaller employer twice to make sure they responded to EDD's verification request promptly. Apparently smaller companies sometimes don't prioritize these requests and it can delay your claim processing. Might be worth giving both your employers a heads up when you apply!

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Dmitry Petrov

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This is so helpful to hear from someone going through the same thing right now! I hadn't thought about getting the DE-6 forms ahead of time, but that makes total sense. I'll reach out to both my HR departments this week to get those. The tip about giving employers a heads up is really smart too. My retail job is pretty small and I could definitely see them not prioritizing an EDD request. I'll make sure to mention it when I talk to them about my leave plans. It's such a relief to know the system automatically combines wages from all employers for the calculation. I was worried I'd have to do some complicated math or that something would get missed. Thanks for sharing your experience - it's making me feel so much more confident about the whole process!

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Amaya Watson

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Just wanted to chime in as someone who recently went through this! I had my baby in September and also worked two jobs during my pregnancy. A couple things that really helped me: Make sure to apply through the SDI Online portal if possible - it's way faster than mailing paper forms and you get instant confirmation numbers. When you get to the employer section, there's a button to "add additional employer" so you can input both jobs in one application. Also, save yourself some headache and call both your employers BEFORE you apply to let them know EDD will be contacting them for wage verification. Give them your expected timeline so they can watch for the EDD correspondence. My second job (a small local business) almost missed the verification deadline because it went to their generic email and sat there for weeks! One last tip - screenshot everything during your application process. The confirmation pages, your claim number, submission dates, everything. I had an issue where my claim got "lost" in the system for a few days and having those screenshots helped the EDD rep track it down quickly. You've got this! The anticipation and confusion is honestly worse than the actual process once you get started.

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Thank you so much for these practical tips! I definitely plan to use the online portal - I hadn't thought about screenshotting everything but that's brilliant advice. I've heard too many horror stories about claims getting lost in the system. The tip about calling employers ahead of time is something I'll definitely do. My marketing firm has a solid HR department, but my retail job is pretty small and I can totally see them missing an important email. Getting them prepared beforehand could save me a lot of hassle later. It's so reassuring to hear from people who have actually been through this recently. All of your experiences are helping me feel much more prepared and confident about tackling this process. I really appreciate everyone taking the time to share their knowledge!

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CosmicCruiser

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I'm currently 28 weeks pregnant and also juggling two part-time jobs, so this thread has been incredibly helpful! One thing I wanted to add that I learned from my sister who went through this process last year - make sure to keep track of which pay periods fall within your base period for benefit calculations. EDD looks at your wages from 5-17 months before you file your claim, so if you're applying around late December, they'll be looking at wages roughly from July 2023 to July 2024. If either of your jobs had any significant changes in hours or pay during that timeframe, it might affect your benefit amount. Also, I've been keeping a simple spreadsheet with both employers' info (full company names, EIN numbers, HR contact info, my employee ID numbers, etc.) so I have everything in one place when it's time to apply. Having it organized ahead of time will hopefully make the application process less stressful! The advice about documenting everything and giving employers a heads up is spot on. I'm planning to have conversations with both my managers next month about my timeline so they're prepared for the EDD verification requests.

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Luca Conti

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This is such a smart approach! I love the idea of keeping a spreadsheet with all the employer information organized ahead of time. I've been collecting bits and pieces of info but having it all in one place will definitely make the application smoother. The point about tracking which pay periods fall in the base period is really important - I hadn't thought about that! My hours at the retail job did fluctuate quite a bit earlier this year, so I'll need to look back at those pay periods to see how it might impact my benefits. It sounds like you're being really proactive about the whole process, which is inspiring! Having those conversations with managers early is definitely the way to go. I'm going to start putting together my own spreadsheet this week so I'm just as prepared. Thanks for sharing these insights!

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I'm also expecting my first baby and working multiple jobs, so this thread has been amazing! One thing I wanted to share that helped me feel more organized - I created a simple timeline working backwards from my leave start date with all the key dates: - Dec 29th: Submit EDD application (9 days before leave) - Jan 8th: Last day of work/start of leave - Jan 8-14th: 7-day waiting period (unpaid) - Jan 15th: Benefits should start - After delivery: File DE2508 for PFL transition (2 weeks before disability ends) Having it written out like this made me realize I need to start gathering documents from both employers soon! I'm also planning to set phone reminders for myself to follow up with EDD if I don't hear back within expected timeframes. The multiple employer situation seems way less scary after reading everyone's experiences. It's such a relief to know the system is designed to handle this automatically once you input everything correctly. Thanks to everyone who shared their stories - you're all helping reduce so much anxiety for those of us going through this for the first time!

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Carmen Lopez

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This timeline is absolutely perfect! I'm definitely going to create something similar for myself. Breaking it down with specific dates like this makes the whole process feel so much more manageable and less overwhelming. I really appreciate how you've thought ahead about setting phone reminders to follow up if you don't hear back from EDD within expected timeframes. That's such a proactive approach that I hadn't considered but definitely should implement. Reading through everyone's experiences in this thread has been such a lifesaver. As a first-time mom navigating this system, I was feeling completely lost, but now I feel like I have a solid roadmap to follow. It's amazing how much clearer everything becomes when you hear from people who have actually been through it! Thanks for taking the time to share your timeline approach - I'm going to start working backwards from my dates this weekend to get my own plan in place.

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As someone who just went through this process with twins (double the stress!), I want to emphasize something that saved me a lot of headaches - create a dedicated folder (physical or digital) for ALL your EDD documentation from day one. I kept everything: application confirmations, benefit notices, correspondence with employers, doctor certifications, even notes from phone calls with dates and rep names. When I had to transition from SDI to PFL, having everything organized made it so much smoother. Also, since you're working two jobs, consider reaching out to both employers' payroll departments (not just HR) to make sure they understand EDD will be requesting wage information. Sometimes payroll handles these requests separately from HR and having both departments aware can prevent delays. One more thing - if you haven't already, start familiarizing yourself with your EDD online account portal now, even before you apply. That way when you do need to check claim status or upload documents later, you're not figuring out the system while stressed about benefits. The two-job situation really isn't as complicated as it seems initially. You've got great advice in this thread already - just stay organized and communicate proactively with everyone involved!

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Ian Armstrong

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This is such valuable advice, especially the part about creating a dedicated folder for all documentation from the start! I can only imagine how much more complex everything must have been with twins - you're absolutely right that organization is key. The tip about reaching out to payroll departments separately from HR is brilliant. I hadn't considered that they might handle EDD requests differently, but that makes total sense. I'll make sure to connect with both departments at each job to cover all my bases. Setting up my EDD online account ahead of time is definitely something I should do now while I have time to figure it out without pressure. Great point about not wanting to learn the system when I'm stressed about benefits! Thanks for sharing your experience - it's incredibly helpful to hear from someone who successfully navigated this with an even more complex situation. Your organizational approach gives me confidence that with proper preparation, this process is totally manageable.

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Olivia Kay

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As someone currently 32 weeks pregnant with my second baby and working two part-time jobs, I just wanted to add a quick tip that really helped me this time around (I learned the hard way with my first!). When you're gathering all your employer information, make sure to get the EXACT legal business names as they appear on your paystubs or tax documents, not just what everyone calls the company. My retail job goes by "Sarah's Boutique" but their legal name for EDD purposes was "SB Retail LLC" and using the wrong name initially caused a delay in wage verification. Also, if either of your jobs uses a third-party payroll service (like ADP or Paychex), ask your manager who EDD should contact for wage verification - sometimes it goes to the payroll company rather than your direct employer. This saved me weeks of back-and-forth during my first pregnancy! The stress you're feeling is so normal - I remember crying over EDD paperwork with my first baby because everything seemed so confusing. But honestly, once you get that first application submitted, the hardest part is over. You've got this mama!

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