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When to apply for EDD PFL with multiple employers? Starting maternity leave Jan 2025

I'm due with my first baby in early February 2025 and planning to start my maternity leave on January 8th. I'm getting really confused about when I should actually submit my EDD application. Should I wait until my first day of leave (Jan 8th) to apply, or can/should I do it earlier? Some of my coworkers mentioned applying 1-2 weeks before leave starts, but the EDD website seems unclear. Also complicating things: I work part-time at two different jobs (30hrs/week at a marketing firm and 15hrs/week at a retail store). Will both employers automatically get notified when I file my claim? Do I need to file separate claims for each job? I'm worried about making sure I get benefits calculated correctly from both income sources. This whole process is stressing me out more than my actual pregnancy! Any advice from moms who've recently navigated the EDD system would be super appreciated!

Oliver Brown

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You should apply for your pregnancy disability claim (that's what you'll get first, not PFL) about 9 days before your last day of work. So if Jan 7th is your last workday, apply around Dec 29th. This gives EDD time to process before your leave starts. For your two jobs: You only file ONE claim, but you need to list both employers on the application. The system will ask about multiple employers if you indicate you have more than one job. Make sure you have both employer contact info and your earnings history from both ready when you apply. After your baby is born, you'll transition to Paid Family Leave for baby bonding. That's a separate application you'll submit after delivery.

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Honorah King

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Thank you so much for the clear explanation! So I'll be on pregnancy disability first, then transition to PFL for baby bonding after birth? I didn't realize those were two separate things with different applications. I'll aim to apply around Dec 29th then. I'm still a bit nervous about the multiple employer situation. Will EDD automatically calculate my benefit amount based on both incomes, or do I need to do something special to make sure they include all my earnings?

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Mary Bates

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i did this last year and totally messed up lol. applied way too early (like 5 weeks before) and they rejected my claim and i had to reapply. its confusing af. then had trouble getting both jobs counted

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Honorah King

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Oh no! What happened with getting both jobs counted? That's exactly what I'm worried about. Did you eventually get it fixed?

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Clay blendedgen

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The previous poster is correct about timing. Apply about 9 days before your leave starts. For your specific situation with two employers, make sure to have: 1. Correct company names and addresses for both jobs 2. Contact information for HR/payroll at both companies 3. Your last 18 months of quarterly earnings from both jobs On the DE2501 form (either paper or online), there's a specific section for multiple employers. List your highest-paying job as the primary employer. EDD will contact both employers to verify your employment and wages. Remember that pregnancy disability can start up to 4 weeks before your due date (so that timing works for your Jan 8 start with a February due date). After delivery, you'll need to file the DE2508 form to transition to PFL baby bonding benefits.

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Honorah King

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Thank you for the detailed information! I'll make sure I have all that documentation ready. I've been saving my paystubs but wasn't sure exactly what I'd need. I'm feeling a bit better about the process now. Is there anything specific I need to do to make the transition from disability to PFL smooth? I've heard some people have gaps between the two benefits.

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Ayla Kumar

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Congrats on your pregnancy! When I was pregnant last year I spent HOURS trying to get through to EDD with questions about my specific situation (I also had 2 jobs!). Kept getting hung up on after waiting forever. Finally used this service called Claimyr (claimyr.com) that got me connected to an EDD rep in about 15 minutes. They have a video showing how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 It was super helpful because I had questions that weren't really answered on the website. The EDD rep walked me through exactly how to list both employers and confirmed that my benefit amount would include wages from both jobs.

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does that service really work?? i've been trying to get ahold of someone at EDD for 3 days straight and keep getting disconnected after waiting for like an hour

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I HATE how confusing EDD makes everything!!!! I had my baby in August and the whole process was a NIGHTMARE. Applied at what I thought was the right time (2 weeks before leave) but then had my baby early and everything got messed up. Then when I tried to transition from disability to PFL they somehow LOST my application and I went 3 weeks with NO INCOME. My advice: DOCUMENT EVERYTHING. Take screenshots of confirmations. Write down names of any reps you talk to. Note the dates you submit ANYTHING. The system is designed to make you give up!!!

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Ayla Kumar

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That sounds awful! Did you eventually get backpay for those 3 weeks they lost your application? I had a similar issue with my transition from SDI to PFL but was lucky to get a really helpful rep who fixed everything.

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Kai Santiago

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does anyone know if theres a waiting period for maternity diability? i heard theres like a week where u dont get paid at the beginning

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Clay blendedgen

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Yes, there's a 7-day unpaid waiting period for pregnancy disability claims (SDI). This only happens once during your benefit period, so when you transition to PFL for baby bonding, there's no additional waiting period. Make sure to budget for that first unpaid week!

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Oliver Brown

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To address your transition question: When you're nearing the end of your pregnancy disability period (usually 6-8 weeks after birth depending on delivery type), you'll get a notice from EDD about transitioning to PFL baby bonding. You'll need to complete form DE2508 to request the transition. The key to avoiding gaps between benefits: 1. Submit your DE2508 PFL claim form at least 2 weeks before your disability ends 2. Make sure your doctor has submitted their certification for your recovery period 3. If you haven't received transition paperwork about 4 weeks after giving birth, be proactive and contact EDD For your two jobs, as long as you list both on your initial claim, your benefit calculation will include wages from both employers (they look at your highest quarter of earnings in the past 18 months). Just make sure both employers are properly documented on your claim form.

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Honorah King

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This is incredibly helpful, thank you! I'll be sure to mark my calendar to submit the DE2508 two weeks before disability ends. And it's a relief to know that both incomes will be included as long as I document everything properly. One last question - my due date is Feb 5, but I'm starting leave Jan 8. Is that too early for the disability portion? I want to take some time before birth to prepare, but I'm not sure how EDD views that.

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Mary Bates

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just fyi when i did mine with 2 jobs last year my benefit amount was wrong at first. they only counted my main job and i had to call like 50 times to get them to fix it. make sure u check ur benefit calculation when u get it and call if somethings wrong

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Ayla Kumar

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That's a good point! When I noticed my benefit calculation seemed off, using that Claimyr service saved me tons of time. Got through to a rep who fixed my claim right away instead of spending days trying to get through. But definitely check your benefit notice carefully when it arrives!

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Clay blendedgen

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Regarding your question about starting disability on January 8th with a February 5th due date - yes, that timing works fine. The pregnancy disability benefit allows you to start up to 4 weeks before your estimated delivery date if you and your doctor agree you should stop working. Since Jan 8th is about 4 weeks before your due date, that falls within the standard guideline. You'll just need your doctor to complete their portion of the certification confirming your pregnancy disability start date. They'll need to provide medical justification for your leave starting at that time, but this is routine for pre-delivery disability claims. Remember the process: 1. Apply for SDI around Dec 29th (for Jan 8th start) 2. Serve your 7-day waiting period (typically the first week of your leave) 3. Receive disability benefits until recovery from childbirth (6-8 weeks post-delivery) 4. Transition to PFL baby bonding (up to 8 weeks) With careful documentation of both jobs and timely submission of your forms, the process should go smoothly.

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Honorah King

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Thank you so much! I've been worried about the timing, so it's a relief to know that starting 4 weeks before is within the guidelines. I'll make sure my doctor knows exactly when I plan to start my leave so they can complete their certification accordingly. Thank you everyone for all the helpful advice! I feel much better prepared to handle this process now. Will definitely be keeping detailed records of everything.

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