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Yuki Ito

When to file for CA Pregnancy Disability before maternity leave? Last day is today, due date 01/13/25

Tomorrow starts my maternity leave!!! 🎉 My baby's due Jan 13th and I'm officially done with work after today. I'm confused about when I can actually SUBMIT my claim for pregnancy disability though. I know we can get benefits up to 4 weeks before due date, but is there still that 7-day waiting period before I can file? Do I need to wait until next Friday to submit my claim or can I do it tomorrow since it'll be my first official day not working? Also, does the waiting period mean I lose a week of benefits or just that I can't file until a week has passed? This is my first baby and I'm so confused about all these EDD timelines! TIA!

Congrats on your baby and starting maternity leave! You can file for Pregnancy Disability (SDI) right away - literally tomorrow. The one-week waiting period isn't about when you can file, it's about when benefits start. So you file immediately after your last day of work, but the first 7 days of your disability period are unpaid. Your benefits will start on day 8 of your leave. So if tomorrow is your first day of leave, you can submit your DE2501 claim tomorrow, but your actual benefit payments will start covering from day 8 onward. Don't delay filing - the sooner you submit, the sooner they can process it.

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Yuki Ito

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Omg thank you for explaining!! So I lose a whole week of pay essentially? But I can file right away? I thought I had to wait a week before even submitting the claim. These EDD rules are so confusing! 😩

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you def don't get paid for the first week that's just how it works. i had my baby last yr and filed online the day after my last work day. just make sure ur doctor filled out their part already!! mine didn't and it delayed everything by like 2 weeks

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Yuki Ito

Author

Oh no! Thanks for the heads up. I have an appointment with my OB tomorrow actually - I'll make sure she fills out everything right away. I really can't afford any delays in payment...

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Just to clarify what everyone is saying: the 7-day waiting period is a non-payable waiting period. You file your claim immediately after your last day of work, but you won't receive benefits for the first 7 days of your disability period. This is standard for all disability claims in California. Once your claim is established, you'll transition to Paid Family Leave (PFL) after your postpartum recovery period (typically 6-8 weeks depending on delivery type). There is NO waiting period for PFL - you'll get paid for all 8 weeks of baby bonding. Make sure your doctor has certified your disability and estimated disability period on the medical portion of your DE2501 form. This is crucial for timely processing.

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Yuki Ito

Author

Thank you for explaining the transition too! So when I recover from birth, do I have to file a whole new application for the baby bonding part? Or does it automatically switch over?

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just want to add cuz no one said it - if your company has paid leave benefits you might still get paid for that first week even though EDD doesnt pay you. check with HR! some companies have policies to cover the waiting period. i didn't know and could've gotten paid but didn't submit the paperwork in time :

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Yuki Ito

Author

That's really good to know! I'll check with my HR dept today before I leave. I think we do have some kind of short-term disability policy but I wasn't sure how it worked with the state benefits.

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I was in your EXACT situation last year and let me tell you - file tomorrow but be prepared to wait FOREVER to actually get paid. I filed the day after my last work day (online) and it took almost 4 weeks to get my first payment! The EDD website kept saying my claim was "pending" with no explanation. I called like 50 times trying to get through to someone to explain what was happening. I finally used a service called Claimyr to get through to an EDD rep (claimyr.com) and they actually connected me to a real person in about 15 minutes. The rep told me my claim had some flag on it that needed manual review but no one had gotten to it yet. They cleared it while I was on the phone and my payment processed the next day. Totally worth checking out their video demo: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 Just sharing because I wish someone had told me this before I stressed for weeks about money!

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omg i had the same issue!!! sat on hold for like 2 hrs and kept getting disconnected. did u have to give them ur personal info? kinda sketchy

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To clarify since someone asked - they just connect you with the actual EDD. You're still talking directly to EDD representatives, not sharing anything with a third party. They just have a system that navigates the phone tree and waits on hold for you. Saved me hours of frustration!

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THE EDD SYSTEM IS COMPLETELY BROKEN AND DESIGNED TO MAKE YOU GIVE UP!!! I filed my disability claim ON TIME and they "lost" my paperwork TWICE. Then they said I didn't submit the doctor certification when I literally watched my doctor fax it from her office. Then they said I needed to re-submit everything because it had been too long since my original filing date!!!! I ENDED UP HAVING TO GET MY STATE REPRESENTATIVE INVOLVED to get my legitimate benefits. THE WHOLE SYSTEM IS A SCAM.

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yikes this is terrifying! i'm due in march and now i'm worried 😟

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To answer your follow-up question about transitioning to PFL: You'll need to file a separate claim for Paid Family Leave (baby bonding) after your disability claim ends. It's not automatic. The process works like this: 1. Your doctor will certify you for pregnancy disability for 4 weeks before birth (if you're not working) and typically 6 weeks after vaginal delivery or 8 weeks after c-section 2. When that disability period is ending, you'll file a new claim for PFL using form DE2508 3. Your PFL claim will provide 8 weeks of baby bonding benefits at the same weekly rate as your disability Pro tip: File your PFL claim about 1-2 weeks before your disability ends to avoid a gap in payments. The systems don't talk to each other as well as they should, so being proactive helps.

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Yuki Ito

Author

Thank you so much! This is exactly what I needed to know. I'll put a reminder in my calendar to file the PFL claim before my disability ends. I appreciate the detailed explanation!

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just make sure u have enough in savings cuz my first payment took 3.5 weeks to come through and i was NOT prepared for that!! the one-week waiting period + processing time means you might not see money for a month!!

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Just wanted to add some encouragement since there's been a lot of scary stories here! I had my first baby 6 months ago and while yes, the system can be slow, most people do get through it fine. I filed my SDI claim the day after my last work day (online at edd.ca.gov) and got my first payment in about 2.5 weeks. A few tips that helped me: - Double check that your doctor fills out the medical certification completely - any missing info will delay processing - Keep copies of EVERYTHING you submit - Set up your EDD online account before you need it if you haven't already - If you don't hear anything after 2 weeks, call or use one of those callback services people mentioned The waiting period does suck financially but remember it's only 7 days out of your total leave time. You've got this mama! Wishing you a smooth delivery and easy recovery ❤️

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Congratulations on your upcoming arrival! 🎉 I just went through this process myself about 8 months ago and wanted to share what worked for me. You can definitely file tomorrow - don't wait! The 7-day waiting period is just about when benefits start paying, not when you can submit your claim. Here's what I wish I'd known: make sure you have your doctor's office fax the medical certification directly to EDD rather than giving it to you to submit. When I submitted mine online, it got "lost" in their system and delayed everything by 2 weeks. The fax seemed to go through their system more smoothly. Also, if you're planning to take the full 12 weeks (4 weeks before + 6-8 weeks recovery + 8 weeks bonding), start budgeting now for that gap between your disability claim ending and PFL starting. Even if you file the PFL claim early like others suggested, there's often still a small gap in payments. One last thing - download the EDD mobile app if you haven't already. It makes it easier to check your claim status and submit your continued claim forms every 2 weeks. Good luck with everything! 💕

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Thank you for all this helpful info! The tip about having the doctor's office fax directly to EDD is really smart - I'll definitely ask them to do that tomorrow at my appointment. I hadn't thought about the gap between disability and PFL payments either, so I'll make sure to budget for that. Did you find the mobile app pretty reliable for checking status? I've heard mixed things about EDD's tech systems but if it makes things easier I'll definitely download it!

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Congrats on your little one coming so soon! 🎉 I'm also a newcomer to all this EDD stuff and honestly feeling overwhelmed by all the different forms and timelines. Reading through everyone's experiences here has been both helpful and terrifying! 😅 Quick question for those who've been through this - when you say "file tomorrow," are you talking about doing it online through the EDD website or is there a specific form I should be looking for? I keep seeing DE2501 mentioned but want to make sure I'm filling out the right thing when my time comes (I'm due in a few months). Also, for those who had delays or issues, was it mostly because of missing doctor paperwork or were there other common problems I should watch out for? Trying to learn from everyone's experiences so I can avoid the same pitfalls! Thanks for sharing all your stories - it's so helpful to hear from real people who've actually navigated this system! 💕

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Hey! I'm also pretty new to all this EDD stuff and feeling the same way - there's so much information to keep track of! 😅 From what I've gathered reading through everyone's responses, you file online through the EDD website (edd.ca.gov) and yes, the DE2501 is the main form for pregnancy disability. It has both a section for you to fill out and a medical section your doctor needs to complete. From all the stories here, it seems like the biggest delays happen when: 1) the doctor doesn't submit their part quickly or completely, 2) there are missing documents, or 3) claims get randomly flagged for manual review (which seems to happen sometimes for no clear reason). The advice about taking screenshots while filing and keeping copies of everything submitted seems really smart based on what people have shared. Also making sure your doctor's office prioritizes getting their paperwork in ASAP rather than letting it sit around. It's definitely intimidating but sounds like most people do eventually get through it, even if it takes longer than expected! Good luck with your preparation - you're smart to be thinking about this ahead of time! 💕

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Congratulations on your baby coming tomorrow! 🎉 As a newcomer to this community, I've been reading through all the incredibly helpful advice everyone has shared, and it's clear you're in good hands here! From what I've learned lurking in this community, you can absolutely file your claim tomorrow - the 7-day waiting period is just about when benefits start paying out, not when you can submit. The consensus seems to be: file online at edd.ca.gov the day after your last work day (so tomorrow!), but you won't receive payment for those first 7 days. One thing I noticed from everyone's experiences is how important it is to have your doctor's office fax the medical certification directly to EDD rather than submitting it yourself online - this seems to prevent a lot of delays and "lost paperwork" issues that several people mentioned. I'm not due until later this year, but this whole thread has been like a masterclass in EDD navigation! It's so valuable hearing real experiences from people who've actually been through this process rather than trying to decode government websites alone. Wishing you a smooth delivery and hoping your claim processes quickly! Thank you for asking the questions many of us newcomers are wondering about - this discussion has been incredibly educational! 💕

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