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Emma Olsen

Used 8 weeks of baby bonding PFL already - can I quit and get remaining benefits or use unemployment?

I'm at my wit's end trying to balance everything with my 4-month-old. I used 8 weeks of my PFL baby bonding time right after birth, then returned to work because we needed the income. But now I'm having a NIGHTMARE finding reliable childcare - the two daycares I've tried have had major issues and the third one I was waitlisted for just told me they don't have space until next year! I'm seriously considering quitting my job because this situation isn't sustainable. My question is: since I've only used 8 weeks of my PFL baby bonding, could I still access the remaining benefits if I quit? Or would I be better off filing for unemployment instead? I know there's that 12-month window to use baby bonding time, but I'm not sure how quitting affects eligibility. Any advice would be greatly appreciated. I'm stressed beyond belief right now.

Lucas Lindsey

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Unfortunately, if you voluntarily quit your job, you generally won't qualify for the remaining PFL baby bonding benefits. PFL requires you to have an active employment relationship with your employer. Unemployment is also tricky in this case since voluntarily quitting without "good cause" can disqualify you from benefits. Have you considered asking your employer about reduced hours or remote work? Or perhaps taking a leave of absence? These might preserve your eligibility for the remaining PFL benefits while you sort out childcare.

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Emma Olsen

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Thank you for the quick response. My employer isn't flexible at all about hours or remote work (healthcare setting). I didn't realize quitting would make me ineligible for the remaining PFL benefits - that's really disappointing. What exactly counts as "good cause" for unemployment? Would lack of childcare qualify?

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Sophie Duck

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idk about the PFL stuff but my sister went thru similar with her baby. she ended up joining a babysitting co-op with other moms in her neighborhood. they take turns watching each others kids. saved her like $1200/month. maybe check facebook for groups like that near u?

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Emma Olsen

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That's actually a really interesting idea I hadn't considered! I'll definitely look into local mom groups. Money is definitely a factor but right now I just need reliable care so I don't keep missing work.

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The whole system is BROKEN!!!! I was in your exact situation last year. Couldn't find childcare, employer refused to be flexible, and then when I tried to get help from EDD they treated me like I was trying to commit fraud or something. I ended up having to move in with my parents so they could help with the baby while I worked. The childcare crisis is REAL and nobody in government seems to care that parents are suffering!!!!!

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Anita George

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same. i quit my job because daycare costs were basically my entire paycheck anyway. now staying home with baby. not what i planned but what choice did i have?

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To directly answer your question: For unemployment, childcare issues CAN sometimes qualify as "good cause" for quitting, but it depends on several factors. EDD will want to see that: 1) You made reasonable efforts to preserve your job (requesting schedule changes, leaves of absence, etc.) 2) You've actively searched for childcare solutions 3) The childcare problem made it impossible to continue working For your remaining PFL baby bonding time: You're correct that you have 12 months from your child's birth to use it, but you must be employed, on leave from employment, or be self-employed AND have contributed to SDI within the previous 18 months. Have you spoken with an EDD representative directly about your specific situation? Getting the most accurate information for your particular circumstances is crucial.

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Emma Olsen

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Thank you for this detailed explanation. I've been trying to call EDD for days but can't get through to ask these questions. I've documented my childcare search and have emails showing the waitlists/problems with the daycares I've tried. My employer has flat-out denied my requests for schedule changes though I don't have that in writing. I'm just worried about making the wrong move and ending up with no income at all.

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Logan Chiang

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When I was dealing with PFL issues last month, I spent hours trying to reach an EDD representative with no luck. Finally used a service called Claimyr (claimyr.com) that got me connected to an actual human at EDD in about 20 minutes instead of spending all day calling. They have a video showing how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 The EDD agent I spoke with explained that I could actually qualify for unemployment with childcare issues IF I could prove I had actively sought multiple childcare options and none were available or affordable. She also clarified my remaining PFL benefits. Worth getting the official word on your specific situation.

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Emma Olsen

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I've never heard of this service but I'm desperate enough to try anything at this point. I'll check it out - thank you so much for the recommendation! I need to speak with someone who can give me definitive answers about my specific situation.

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Isla Fischer

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Have you looked into FMLA leave? That's different from PFL and might give you job protection while you figure out childcare. Also check if your state has any additional family leave protections beyond the federal FMLA. Some states are more generous.

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Lucas Lindsey

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This is an important point. In California, CFRA (California Family Rights Act) runs concurrently with FMLA and provides 12 weeks of job-protected leave. If you haven't exhausted your CFRA/FMLA time, that could be an option to maintain your employment relationship while sorting out childcare, which would then preserve your PFL eligibility. However, CFRA/FMLA is unpaid unless you use PFL benefits during that time.

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Sophie Duck

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do u have family nearby? my mom watches my kids 2 days a week and i only need to pay for daycare the other 3 days. saves tons of $$$ and stress

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Emma Olsen

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Unfortunately both our families live out of state. We moved here for my husband's job about a year before the baby was born, so we don't have that support network. That's part of what makes this so difficult.

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Based on all the information shared, here are your best options in order: 1. If you haven't used your CFRA/FMLA time, request this formal leave of absence while continuing your childcare search. This preserves your job and PFL eligibility. 2. If you must quit, document EVERYTHING about your childcare search efforts. Every waitlist email, every rejection, costs, etc. This documentation will be crucial if you apply for unemployment based on lack of childcare. 3. Before making any decisions, speak directly with an EDD representative about your specific case. With proper documentation, childcare issues can sometimes qualify you for unemployment even after voluntarily quitting. 4. Look into alternative childcare options like nanny shares, co-ops, or au pairs, which might be more available than traditional daycare centers. Remember that whatever decision you make now isn't necessarily permanent. Many parents cycle through different arrangements as circumstances change.

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Emma Olsen

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Thank you SO much for this comprehensive breakdown. I think I'll try for the CFRA leave first since I haven't used that yet, and keep documenting all my childcare search efforts. I'll also get in touch with EDD to understand exactly what my options are. This has been incredibly helpful - I feel like I have a plan now instead of just panic.

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Yuki Tanaka

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I went through something similar when my daughter was born. One thing that helped me was contacting my local Resource and Referral agency (R&R) - they maintain waiting lists for multiple daycares and can alert you when spots open up. They also have lists of licensed family daycare providers that might have more availability than centers. Also, if you do end up needing to quit, make sure you get documentation from your employer showing they denied your requests for accommodation (schedule changes, etc.). Email them your requests so you have a paper trail - this could be important for unemployment eligibility. Hang in there - the first year is the hardest and you're doing everything you can in an impossible situation.

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NebulaKnight

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I'm going through almost the exact same situation right now with my 5-month-old! The childcare shortage is absolutely insane. One thing that's helped me buy some time is looking into family daycare providers instead of just centers - they often have more flexibility and shorter wait times. I found mine through Care.com and Sittercity.com. Also, have you checked if your employer offers any kind of backup childcare benefits? Some companies partner with services like Bright Horizons that provide emergency care when your regular arrangement falls through. It's usually only a few days per month but it could help bridge gaps while you're figuring things out. I know it feels overwhelming but you're handling an impossible situation as best you can. The system is broken, not you!

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Nia Wilson

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Thank you for sharing your experience - it really does help to know I'm not the only one dealing with this chaos! I hadn't thought about family daycare providers being more flexible, so I'll definitely check out Care.com and Sittercity.com. And that's a great point about backup childcare benefits - I honestly have no idea what my employer offers beyond the basic health insurance. I should dig into the employee handbook or ask HR about any family support services they might have. It's reassuring to hear from someone going through the same thing right now. How are you managing to stay sane through all of this?

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Ava Hernandez

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I'm a working parent who went through a very similar childcare crisis last year, and I wanted to share something that ended up being a lifesaver for me. Have you looked into whether your area has any emergency or drop-in childcare centers? These are different from regular daycares - they're designed for parents who need temporary care while they're searching for permanent solutions or dealing with childcare disruptions. I found one through 211 (you can call 2-1-1 or visit 211.org) that allowed me to use their services a few days per week while I was on waiting lists elsewhere. It was more expensive per day than regular daycare, but it kept me from having to miss work and lose income entirely. Some of these centers also have connections to permanent daycare spots that aren't advertised publicly. Also, since you mentioned being in healthcare, check if your state nursing association or other professional healthcare organizations have any member resources or bulletin boards for childcare referrals. Healthcare workers often understand each other's scheduling challenges better than general childcare providers. The combination of CFRA leave that others mentioned plus using these emergency childcare options strategically might give you the breathing room to find something permanent without having to quit entirely. You're dealing with an incredibly broken system, but you're not out of options yet!

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Ava Johnson

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This is such a brilliant suggestion about emergency/drop-in childcare centers! I had no idea these existed and it sounds like exactly what I need right now - something to bridge the gap while I'm working through all these longer-term solutions everyone has mentioned. I'm going to call 2-1-1 today to see what's available in my area. You're also right about checking with healthcare professional organizations. I'm a member of a couple nursing groups and completely forgot they might have resources or member networks for things like this. Sometimes when you're in crisis mode you forget about all the resources that might be right in front of you. I feel like I went from having no options to having a whole action plan thanks to everyone in this thread. Between the CFRA leave, emergency childcare, professional networks, county programs, and all the documentation advice, I finally feel like there might be a way through this without completely destroying our financial stability. Thank you so much for adding this piece to the puzzle!

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