Can I use EDD PFL after SDI ends if I lost my job and went on unemployment first?
I'm really confused about my benefit options right now and hoping someone can help me understand! Here's my situation: I'm currently on SDI for postpartum recovery (gave birth 6 weeks ago) and my benefits are scheduled to end November 14th. I was laid off from my job back in January 2024 before I got pregnant. What I'm wondering is - can I switch to unemployment after my SDI runs out to continue looking for work, but then LATER claim my baby bonding PFL benefits sometime around February-March 2025? By then my baby would be about 4-5 months old. Or does PFL have to be taken immediately after SDI ends? Will I lose my PFL eligibility completely if I go on unemployment first? I'm trying to figure out the smartest way to maximize my benefits while I continue job hunting. Any advice would be SO appreciated!
17 comments


CosmicCruiser
You're asking about something that trips up a lot of people! PFL baby bonding needs to be taken within 12 months of your child's birth, but it doesn't have to be immediately after SDI. However - and this is important - you need to have been employed and paying into SDI to qualify for PFL. Since you lost your job in January 2024, the key question is whether you had enough wage credits in your base period when you filed for SDI. If you qualified for SDI after losing your job, you should also qualify for PFL baby bonding as long as you take it within the 12-month window. You CAN collect unemployment in between if needed.
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Mateo Hernandez
•Thank you so much for the clear explanation! So if I understood correctly - since I qualified for SDI (I'm receiving it now), I should still be eligible for PFL even if I collect unemployment for a couple months in between? That's a huge relief!
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Aisha Khan
this happened 2 me! lost job last yr, had baby, got SDI then did ui for like 2 mnths. then later did pfl and it was fine. jst make sure ur not getting ui while ur doing pfl cuz thats not allowed!!! they check
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Mateo Hernandez
•That's exactly what I was planning to do! Did you have any issues transitioning from UI back to PFL? Did you have to fill out any special forms?
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Ethan Taylor
I'd be careful with this approach. While technically you can take PFL anytime within 12 months of birth, there's one MAJOR issue to consider: when you switch to UI, you're certifying that you're able and available for work. When you later switch to PFL, you're certifying that you're NOT able to work because you're bonding with your baby. This contradiction can trigger a review of your claim and potentially lead to an overpayment situation if EDD determines you weren't truthful on either claim. Make sure when you transition between programs, you're very clear about your status and availability changing. Also, check your benefit year end (BYE) date on your SDI paperwork. Your PFL needs to be filed before that date expires too.
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Mateo Hernandez
•Oh wow, I hadn't thought about the contradicting certifications! That's a really good point. I'll have to be super careful about the timing then. I'll check my paperwork for the BYE date tonight. Thank you for the warning!
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Yuki Ito
NOBODY CAN REACH EDD TO GET ACTUAL ANSWERS ABOUT THIS STUFF!!!! I tried calling for WEEKS with the same kind of question and never got through. Ended up taking UI first then PFL and got flagged for an interview because they said my situations didn't match up. Had to wait 8 more weeks for that to get sorted out. The system is BROKEN. Good luck!!!!
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Carmen Lopez
•I had the same problem trying to reach EDD about my benefit transitions. Ended up using Claimyr.com to get through to a representative in about 20 minutes instead of spending days redialing. They have a video demo showing how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 It was super helpful because I needed specific answers about my situation that weren't covered in their generic FAQs. The rep was able to look at my account and tell me exactly what I needed to do to avoid problems when switching between benefits.
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Andre Dupont
Speaking from my own experience (which was admittedly back in 2023), you should be fine! The important thing is that you qualified for SDI based on your base period wages BEFORE you lost your job. Here's how it worked for me: 1. Had my baby 2. Got SDI for recovery 3. Did UI for 3 months (while job hunting) 4. Used PFL for 2 months when my baby was about 5 months old 5. Then went back to UI until I found a job The key thing is that when you switch to PFL from UI, you need to notify the UI department that you're temporarily unavailable for work. They'll put your UI claim on hold. When you finish PFL, you can reopen your UI claim. Also important - you're allowed 8 weeks of PFL for baby bonding in California now (up from 6 weeks in previous years). Make sure you get the full benefit!
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Mateo Hernandez
•This is EXACTLY what I'm hoping to do! Thank you for sharing your experience - it makes me feel so much better knowing someone successfully navigated this exact situation. I didn't know about having to formally put my UI claim on hold, so that's super helpful information.
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QuantumQuasar
my sister tried to do this and got denied for pfl after being on unemployment said something about not having an active employment relationship anymore once she started collecting unemployment i dont think what ur trying to do works anymore they changed the rules
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CosmicCruiser
•That's not accurate. The rules haven't changed regarding benefit eligibility after job loss. If you qualified for SDI based on your base period wages, you qualify for PFL within the same benefit year. The key is having sufficient wage credits in your base period when your disability/PFL claim begins. Your sister's situation might have been different - perhaps she didn't have enough wages in her base period, or she might have had other issues with her claim. EDD doesn't deny PFL simply because someone collected unemployment after SDI.
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Mateo Hernandez
Thanks everyone for all the amazing advice! After reading through everything, I think I have a much better understanding of how to approach this. My plan now is: 1. Finish my current SDI (ending Nov 14) 2. Apply for UI and actively search for jobs 3. If I still haven't found employment by February, pause my UI and apply for my 8 weeks of PFL 4. Make sure to properly notify UI when I start PFL 5. After PFL ends, reactivate UI if I still need it I'll also check my benefit year end date and make sure I use my PFL before that expires. And I'll definitely use that Claimyr service if I have trouble reaching EDD for specific questions about my case. This forum has been so helpful - thank you all again!
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Andre Dupont
•That sounds like a solid plan! One last tip: keep really good documentation of all your interactions with EDD, especially when you notify them about switching programs. I found it helpful to take screenshots of confirmation pages and note down the names of representatives I spoke with. Good luck with everything, including the job hunt!
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Jay Lincoln
Just wanted to add another perspective as someone who went through a similar situation recently! I was also laid off early in my pregnancy and had to navigate this maze of benefits. One thing I learned that might help you: when you're on UI between SDI and PFL, make sure you're genuinely available and actively looking for work. Don't just go through the motions because you're planning to take PFL later - EDD can review your job search activities retroactively if they suspect you weren't truly available. Also, if you do find a job before you take your PFL, you might be able to take it intermittently while working (depending on your employer's policies). Just something to keep in mind as another option! The timing you're planning sounds reasonable - waiting until baby is 4-5 months old for bonding time can actually be really nice because they're more interactive by then. Best of luck with everything!
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Zainab Mahmoud
•This is such great advice, thank you! I hadn't thought about the fact that they could review my job search activities retroactively. I'll make sure I'm genuinely putting in effort during my UI period and documenting everything properly. The point about intermittent PFL is really interesting too - I'll definitely keep that in mind if I do find work before I planned to take my bonding time. And you're right about babies being more interactive at 4-5 months - that's actually one of the reasons I was hoping to delay it a bit! Thanks for sharing your experience - it's so helpful to hear from people who've actually been through this process!
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Zoe Kyriakidou
I'm in a really similar situation right now - also had my baby recently and trying to figure out the best way to handle the transition between benefits! This thread has been incredibly helpful. One thing I wanted to add that I learned from my own research: make sure to keep copies of ALL your paperwork from each benefit program. When I transitioned from SDI to UI, having my SDI award letter helped speed up the UI process since they could see my previous earnings history. Also, if anyone else is reading this and in a similar boat - the 12-month window for PFL starts from your baby's birth date, NOT from when your SDI ends. So even if you take a few months of UI in between, you still have that full year to use your bonding time. @Mateo Hernandez your plan sounds really solid! I'm probably going to follow a similar approach. It's so stressful trying to navigate all this while also being a new parent, but knowing other people have successfully done this exact thing makes me feel much more confident. Good luck with the job search and congratulations on your new baby! 🍼
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