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LordCommander

Laid off while pregnant - can I still qualify for EDD PFL baby bonding with no current job?

I'm 36 weeks pregnant and totally lost about what benefits I might qualify for. I was laid off last May (about 9 months ago) and despite tons of interviews, haven't found new employment yet. My unemployment benefits ran out in November. I know I had good wages in April 2025 before being laid off, but I'm confused if I can get ANY maternity benefits since I don't currently have a job to 'take leave' from. Does anyone know if I can still qualify for PFL baby bonding after birth? Or am I completely out of luck since I'm not currently employed? I thought disability was only if you're losing wages from a current job. Is there some kind of special application process for people who were laid off while pregnant? This is my first baby and I'm getting seriously worried about finances with the due date approaching so quickly. Thanks for any help you can provide!!

Lucy Lam

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You actually CAN qualify for both pregnancy disability (before birth) and paid family leave (for baby bonding) even if you're currently unemployed! What matters is if you paid into SDI during your base period, not whether you currently have a job. You'll need to file for Pregnancy Disability first (form DE2501) since you're so close to your due date. You can get up to 4 weeks before birth and 6-8 weeks after depending on delivery type. Then you transition to PFL for baby bonding using form DE2508. Since your last employment was in early 2025, you should still be within your base period. Your benefit amount will be calculated based on your highest quarter of earnings during your base period.

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LordCommander

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Oh my gosh, thank you!! I had no idea I might still qualify for both! So I should apply for disability right now even though I'm not currently employed? And then the baby bonding would come after that automatically?

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Aidan Hudson

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ur situation is exactly like mine was last year!! i got laid off at 20wks and couldnt find work either. i DID get both benefits!! but the amount was kinda low based on my prev wages. still way better than nothing tho!!!

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LordCommander

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That's so reassuring to hear someone was in the same boat! If you don't mind me asking, was the application process complicated? Did they question you about not having current employment?

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Zoe Wang

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The previous commenters are correct - you can qualify for both SDI (pregnancy disability) and PFL (baby bonding) without current employment. However, I need to clarify some important details: 1. Your benefit amount will be based on your base period (5-18 months before your claim starts). Since you were laid off in May 2025, your April 2025 wages should fall within this period. 2. You need to file for Pregnancy Disability FIRST using the DE2501 form. Don't wait until after birth or you'll lose those benefits. 3. After your disability claim ends, you'll need to submit a separate PFL claim for baby bonding. 4. Your weekly benefit amount will be the same for both programs - roughly 60-70% of your average weekly wage during your highest quarter in the base period. 5. Important! Make sure your doctor completes their portion of the disability claim form confirming your pregnancy and expected delivery date.

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I had this exact situation in 2025 and the person above is right except you should know the transition between SDI and PFL isn't actually automatic like some people say. There's a separate application even though they're related programs. Don't wait for EDD to contact you after your disability ends!

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Grace Durand

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Congrats on the baby!! Im sorry youre struggling with this - the EDD system is SO CONFUSING!! When I had my baby last year I couldn't figure out ANYTHING on their website and the phone lines were impossible. Called for WEEKS and couldn't get through. This company called Claimyr got me through to an EDD rep in like 20 minutes - changed everything for me! They have a video showing how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 Their website is claimyr.com - seriously worth checking out if you need to talk to someone at EDD directly. I had so many questions that only an actual representative could answer.

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Steven Adams

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I was gonna suggest this too! I used Claimyr when my PDL to PFL transition got messed up and I couldn't get through on the phones. It's crazy how much better it is than waiting on hold for 3+ hours only to get disconnected!

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Alice Fleming

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BEWARE! EDD is rejecting a lot of claims lately! When you apply make sure you have ALL your medical documentation perfect or they'll deny you. I got denied twice before getting approved and it was a NIGHTMARE. Upload extra documentation if you have it!!! The system is rigged against pregnant women!!!!!

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LordCommander

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Oh no, that's concerning. What kind of medical documentation should I have ready? Just the normal pregnancy verification from my OB or something more?

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Lucy Lam

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Don't panic - this is overstated. For a normal pregnancy, you just need your doctor to complete their portion of the DE2501 form. They'll verify your pregnancy, due date, and when you're disabled from work (usually starting 4 weeks before due date). You don't need extensive documentation for a standard pregnancy claim.

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Just wanted to add - make sure you keep track of all your claim numbers and paperwork! I was in your situation and mixed up my disability claim # with my PFL claim # and it caused a 3 week delay in my payments. Write everything down somewhere safe!

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LordCommander

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Thank you for the tip! I hadn't even thought about needing to keep track of different claim numbers. I'll definitely create a dedicated folder for all the paperwork.

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Steven Adams

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My sister just went through this. Apply for pregnancy disability now - don't wait! If your doctor puts you on bed rest for any reason, that can extend your disability period too. After birth, you'll get 6-8 weeks of disability depending on vaginal vs c-section, THEN you apply for baby bonding PFL for an additional 8 weeks. Since you paid into SDI when you were employed last year, you should qualify!

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LordCommander

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Thank you! I have an appointment with my OB tomorrow so I'll ask about the disability form then. Sounds like I need to get this process started ASAP at 36 weeks!

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Aidan Hudson

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also dont forget after all this is done u can reapply for unemployment again if u still cant find work! thats what i did. the full sequence for me was: unemployment -> pregnancy disability -> paid family leave -> back to unemployment. its confusing but it worked!

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Zoe Wang

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This is correct. After exhausting both disability and PFL benefits, you can reopen your unemployment claim if you're able to work, available for work, and actively seeking employment. You'll need to meet all the standard UI requirements again.

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Zainab Ali

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I'm a new mom who went through something similar last year! Just wanted to add that you should also check if you qualify for any other benefits while you're navigating this. When I was unemployed and pregnant, I was able to get WIC (Women, Infants, and Children) benefits and some other support programs. The income limits are pretty reasonable and it really helped with groceries and formula later on. Also, don't be discouraged if the initial application process feels overwhelming - it took me a few tries to get all the forms filled out correctly, but the benefits were absolutely worth it. You're doing great by researching this now instead of waiting until after birth!

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Nia Davis

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Thank you so much for mentioning WIC and other support programs! I honestly hadn't even thought about those options. With everything going on with the pregnancy and job situation, it's easy to forget there might be other resources available. I'll definitely look into WIC - every bit of help with expenses would make such a difference right now. It's really encouraging to hear from someone who went through something similar and came out okay on the other side!

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I'm so glad you asked this question because I was in almost the exact same situation! Got laid off at 32 weeks pregnant and was panicking about benefits. The good news is YES, you can absolutely still qualify for both pregnancy disability and PFL even without current employment! Here's what I wish someone had told me: Apply for the pregnancy disability (DE2501) RIGHT NOW at 36 weeks - don't wait! Your doctor will need to fill out their portion confirming your due date and that you're disabled from work. Since you had good wages in April before your layoff, you should definitely be in the qualifying base period. The weekly benefit amount will be based on your highest earning quarter during the base period (probably that April!), so it should be decent. After your disability period ends (6-8 weeks post-birth), you'll apply separately for PFL baby bonding which gives you another 8 weeks. One thing that really helped me was keeping a dedicated notebook for all the claim numbers, dates, and paperwork - trust me, you'll have multiple claim numbers to track! Also, if you need to speak with EDD directly and can't get through on the phones (which is common), there are services that can help you connect faster. You've got this mama! The system is confusing but you DO have options even without current employment.

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Mei Liu

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This is such helpful advice! I'm also newly joining this community and found myself in a similar situation - laid off during pregnancy and completely overwhelmed by the benefit system. Your point about applying for DE2501 immediately really resonates with me. I've been hesitating because I wasn't sure if I qualified without current employment, but reading everyone's experiences here gives me so much hope. The notebook idea is genius too - I can already tell this is going to involve a lot of paperwork and numbers to keep straight. Thank you for sharing your experience and being so encouraging about navigating this confusing system!

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