Can I use EDD unemployment before switching to pregnancy disability/PFL with new employer?
I'm in a weird situation and desperately need advice about EDD benefits! I've been laid off (company sold) but am 6 months pregnant. The new owners might hire me back in a few weeks, but I'm worried about my maternity benefits. Can I collect unemployment now during this gap, then switch to pregnancy disability in December when I'm due? And if I start working for the new owners before my due date, will I still qualify for PFL/baby bonding after the birth? I've worked continuously for 12 years until now, so I definitely have enough work history, but this sudden job change has me totally confused about how to handle my benefits with the baby coming! Has anyone navigated unemployment → disability → PFL with a job change in the middle? Any advice would be SUPER appreciated!!
22 comments

Diego Chavez
Yes, you can definitely apply for unemployment now while you're between jobs! Since you were laid off through no fault of your own, you qualify for UI benefits. Then when you're about 36 weeks pregnant, you'd transition to Pregnancy Disability Leave (SDI). After birth, you'd move to PFL for baby bonding. The good news is that your 12 year work history should make you eligible for all these benefits. The important thing is to make sure you meet the base period earnings requirement, which looks at your wages from about 5-17 months before the claim. If you start working for the new owners before giving birth, you'd still file for SDI when needed and then PFL after. The transition from one employer to another shouldn't affect your eligibility since it's based on previous earnings.
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Chloe Robinson
AuthorThank you so much! That's a relief to hear. Do you know if I need to tell EDD when I start the new job? And would my weekly benefit amount change? I'm just worried about doing something wrong and having to pay things back.
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NeonNebula
i was in kinda the same boat last yr. got laid off at 5 mos preggo, did UI for 6 wks then got a new job, then went on disability at 36 wks. it all worked but watch out for the waiting period week on disability after UI!! they dont tell u about that and i had a week with no $$$$ which SUCKED
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Chloe Robinson
AuthorOmg thank you for the warning about the waiting period! I had no idea there would be a gap week between benefits. Did you have to submit any special paperwork when you switched from UI to disability?
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Anastasia Kozlov
You're getting some incorrect information here. You must report to EDD when you return to work with the new owners. This will stop your unemployment benefits immediately. You cannot collect unemployment while employed - that's fraud. As for Disability (for pregnancy) and PFL (for bonding), your eligibility is based on earnings in the base period, typically 5-17 months before your claim. With 12 years at the same employer, you should qualify even with this employment gap. The process will be: 1. File UI now while unemployed 2. Stop UI when you start new job (report immediately) 3. File SDI at 36 weeks or when doctor certifies 4. After birth, transition to PFL for bonding Your benefit amount is calculated based on your highest-earning quarter in the base period, so all programs should pay roughly the same weekly amount.
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Chloe Robinson
AuthorThank you for clarifying! Of course I'd stop unemployment when I start working again - definitely don't want to commit fraud! So it sounds like even with this job change, I'll still qualify for all the benefits based on my previous work history. That's such a relief to hear.
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Sean Kelly
When I had my baby last year I had THE WORST time reaching EDD about my benefits!!! I spent HOURS trying to get through on the phone and kept getting disconnected. Finally I found Claimyr (claimyr.com) which got me connected to an actual EDD rep in like 15 minutes. Saved my sanity! They have a video showing how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 Just sharing because with all these transitions you're about to go through (UI→new job→disability→PFL) you'll probably need to talk to EDD at some point and the regular phone line is literally impossible.
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NeonNebula
YES to this!!! tried calling edd like 35 times when my disability claim got stuck and never got thru. wish id known about this then
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Zara Mirza
THE SYSTEM IS DESIGNED TO MAKE YOU GIVE UP!! I had a job change during my pregnancy last year and EDD MESSED UP MY CLAIM SO BAD I didn't get paid for 7 WEEKS!!! They kept saying my previous employer hadn't responded but I had PROOF they did!!! Make sure you KEEP COPIES OF EVERYTHING and get names of every single person you talk to at EDD. Take screenshots of your online account too. The online system is TERRIBLE and randomly deletes information. And don't count on getting your money on time - have backup savings if possible because EDD WILL mess something up!!!
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Chloe Robinson
AuthorOh no, that sounds like a nightmare! I'll definitely keep copies of everything. Did you ever get your claim sorted out? I'm starting to stress about this more now...
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Zara Mirza
I finally got it fixed after MULTIPLE calls and filing a formal complaint. The worst part was that nobody could give me a straight answer about how my benefits would work with the job change. One rep told me one thing, another told me something completely different!!! Just be prepared to FIGHT for what you're entitled to!!!
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Luca Russo
I'm confused about something... doesn't PFL require you to be employed when you take it? Like if you're on unemployment, can you even switch to PFL? Because unemployment is for when you don't have a job, but PFL is for taking leave FROM a job, right? So which one is it?
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Anastasia Kozlov
This is a common point of confusion. PFL doesn't actually require current employment - it requires sufficient earnings in the base period (5-17 months before claiming). You're thinking of job protection laws (like CFRA or FMLA), which do require current employment for the leave protection. PFL is just the wage replacement benefit. So the OP can go from: Unemployment (while jobless) → Disability (when medically necessary) → PFL (after birth) Or if they get hired: New job → Disability (when medically necessary) → PFL (after birth) In either scenario, with 12 years of work history, they almost certainly meet the earnings requirement for all benefits.
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Nia Harris
I had my baby last year and the whole benefit system is so complicated! One thing I learned that nobody mentioned is that there are different FORMS for each program. For unemployment you file online, for disability you need your doctor to fill out a DE2501, and for baby bonding/PFL you need a DE2508. My doctor didn't know about this and I had to go back and get forms signed, which delayed everything. Just a heads up since you'll be switching between different programs!
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Chloe Robinson
AuthorThank you! I had no idea there were different forms. I'll make sure to get the right ones from my doctor ahead of time. Did you file them online or mail them in?
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Nia Harris
I did mine online through SDI Online (for both disability and PFL) and it was pretty straightforward... except my doctor had to mail in some additional medical records they requested. The unemployment part was through UI Online which is a completely separate system. Make sure you create accounts in both!
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Diego Chavez
One more important point: when you transition from UI to SDI (pregnancy disability), you must STOP certifying for UI benefits. Some people mistakenly continue certifying for UI while on SDI, which creates an overpayment situation. Also, in 2025, the SDI and PFL benefits will pay approximately 65-70% of your wages (based on your highest quarter earnings in the base period), up to a maximum of about $1,700 per week. The exact amount depends on your previous earnings. Once your doctor certifies you can't work (typically at 36 weeks or earlier if complications), file your SDI claim immediately. Then after birth, you'll need to file a separate PFL claim for the baby bonding portion.
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Chloe Robinson
AuthorThank you for all this detail! The 65-70% wage replacement is higher than I expected, that's helpful. And I'll definitely make sure not to certify for UI once I start SDI. I'm going to talk to my doctor at my next appointment about the timing for the disability certification so I'm prepared.
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NeonNebula
has anyone had problems with the new employer when they started the new job and then had to go on leave right away? im wondering if thats gonna be awkward for the original poster... like they hire u back and then ur like 'btw im leaving in a month for maternity leave' lol
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Zara Mirza
That's a REAL concern!!! New employers can be HORRIBLE about pregnancy. They can't legally fire you for being pregnant but they can make your life MISERABLE or find other reasons to let you go!!! I'd be VERY careful about this situation.
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Chloe Robinson
AuthorThis is definitely on my mind too. The new owners know I'm pregnant (pretty obvious at this point lol) but we haven't discussed maternity leave yet. I'm hoping that since they're rehiring people from the original staff, they'll be understanding... but I'm nervous about it for sure.
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Monique Byrd
I went through a very similar situation 2 years ago! Was laid off at 7 months pregnant, collected UI for about 6 weeks, then got rehired by a different company. Here's what I learned: 1. Definitely be upfront with the new employer about your pregnancy and upcoming leave needs. I was worried about this too, but most employers appreciate the honesty and it's better than springing it on them later. 2. Document EVERYTHING with EDD - save screenshots, confirmation numbers, etc. When I transitioned from UI to SDI, there was a brief delay because they needed to verify my employment status change. 3. The benefit amounts should be similar across all programs since they're based on your base period earnings, but there might be slight differences in how they calculate the weekly amount. 4. Consider asking the new employer about their own maternity leave policies too - some offer additional benefits beyond state SDI/PFL. You're in a good position with 12 years of work history, so don't stress too much about eligibility. The timing is just a bit complicated but totally manageable!
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