Laid off at 32 weeks pregnant - can I still get EDD SDI benefits? Company suddenly closed!

Yes, you absolutely still qualify for SDI! The good news is that in California, pregnancy disability and PFL benefits come from the state, not your employer. As long as you've contributed to SDI through payroll deductions (which you have after 7 years), you're eligible. Here's what you need to know: 1. File for SDI now (don't wait!) using form DE2501 - you can get 4 weeks before birth and up to 6-8 after delivery 2. After SDI runs out, you can transition to PFL for baby bonding (8 weeks) 3. You can also apply for unemployment for the weeks you're not on SDI/PFL The main thing is to get your disability claim started as soon as possible. You'll need your doctor to complete their portion of the form.

Ugh, companies that do this to pregnant employees should be ILLEGAL!!! I went through something similar but at 28 weeks. They'll try to make you think you don't qualify for anything but DON'T LISTEN TO THEM!! The state disability is YOUR MONEY that YOU PAID INTO the system. They can't take that away. Make sure you get that DE2501 form filed IMMEDIATELY - the EDD system is a nightmare and delays happen all the time. Your doctor needs to say you're disabled due to pregnancy. Get them to date it from your last day of work if possible!!!!

Actually, there's a specific sequence you should follow to maximize your benefits: 1. Apply for SDI immediately (up to 4 weeks pre-delivery plus 6-8 weeks post-delivery depending on delivery type) 2. After SDI ends, apply for PFL baby bonding (8 weeks) 3. THEN apply for unemployment after both disability and PFL are exhausted Remember that you cannot receive unemployment benefits and disability/PFL benefits simultaneously. For your SDI application, you'll need: - DE2501 form completed by your doctor - Last day worked information - Your wage information from recent quarters Your benefit amount will be based on your highest-earning quarter in the 12-month base period before your claim begins.

my friend got laid off at 30 weeks last year! she still got disability no problem BUT had major delays getting her first payment. took like 6 weeks i think? make sure u have some savings to cover that gap if possible

don't worry about being laid off, it doesn't affect SDI. but MAKE SURE u report ur last day worked correctly on the form!!! if u put wrong date EDD will reject and make u reapply which adds weeks to process. also doctor section needs to be perfect or they send it back.

Important clarification about unemployment: You should apply for unemployment immediately after being laid off, but understand that once your SDI/PFL benefits begin, you'll need to stop claiming unemployment. Here's the correct sequence: 1. Apply for unemployment now (since you were just laid off) 2. Apply for SDI to begin 4 weeks before your due date 3. Stop certifying for unemployment when SDI begins 4. Transition from SDI to PFL after recovery 5. Resume unemployment after PFL ends (if you're still job searching) This approach ensures you don't have gaps in income while waiting for disability to begin. The EDD systems don't automatically cross-check in real-time, but eventually they will, and receiving both simultaneously will result in an overpayment notice.

Exactly - apply for unemployment now since you're currently unemployed and able to work. When your doctor puts you on pregnancy disability (typically 4 weeks before due date), you'll simply stop certifying for unemployment and switch to SDI. You don't need to formally notify the unemployment department - just stop certifying. And don't worry about the 'looking for work' requirement for these few weeks - California recognizes pregnancy as a good cause for limited job searching, especially this late in pregnancy. Just document any job search activities you do perform, even if limited.

WAIT!!!! Make sure you get a copy of your FINAL PAYSTUB from your company before they completely disappear!!!! You'll need it for all your SDI/PFL paperwork and it can be IMPOSSIBLE to get once the company is gone. Also get any documentation about the layoff in writing if possible! I've been through this nightmare and chasing down paperwork was the WORST part!!

One more important detail: When you transition from SDI (pregnancy disability) to PFL (baby bonding), there should be no gap. The system should automatically transition you, but sometimes this fails. To ensure a smooth transition: 1. About a week before your pregnancy disability is scheduled to end, log into your EDD account 2. Look for the option to file for PFL 3. Complete this before your SDI claim ends If you don't see this option, call EDD immediately. This transition period is where many new parents experience payment delays.

i just had my baby 3 months ago and went thru this exact process! the edd website has all the eligibility info but its super confusing. the most important thing is filing for disability as soon as possible and having ur doctor fill out their part CORRECTLY. my friend had her doc mess up the form and it delayed everything by weeks!

You can either file your claim online through SDI Online (recommended) or use a paper DE2501 form. If you file online: 1. You'll complete your portion at edd.ca.gov/SDI_Online 2. Your doctor will receive electronic notification to complete their part 3. You can track the status through your online account If using paper, bring the form to your next appointment. However, online is faster and reduces the risk of mail delays or lost paperwork. Just make sure your doctor knows to expect the electronic notification and completes it promptly. And remember - the date your doctor certifies as your disability start date is critical. For pregnancy, this is typically 4 weeks before your due date, but can be earlier with complications.

I'm so sorry this happened to you! What an awful situation to deal with while pregnant. I went through a similar layoff (though not pregnant) and the stress is unreal. One thing I haven't seen mentioned yet - since your company closed suddenly, make sure you also file a claim with the California Labor Commissioner for any unpaid wages, accrued vacation, or severance you might be owed. Companies that shut down abruptly often leave employees hanging, but the state can sometimes help recover what you're owed. Also, don't forget about COBRA for your health insurance! You should get paperwork within 60 days, and you have 60 days to elect coverage retroactive to when you lost your job. Super important with a baby coming. The premium will be expensive but worth it for maternity care. You've got this mama! The SDI/PFL system isn't perfect but it does work, and you've paid into it for 7 years. Take it one step at a time and don't hesitate to ask for help when you need it. 💪

This is such an overwhelming situation, but you're going to be okay! I just went through something similar when my company downsized unexpectedly at 35 weeks pregnant. Here's what I wish someone had told me: First, breathe. You WILL get your benefits - being laid off doesn't disqualify you from SDI or PFL since you've been paying into the system for 7 years. My timeline was: - Applied for unemployment immediately after layoff - Filed SDI claim online 4 weeks before due date - Doctor completed their portion within 2 days - First SDI payment came about 3 weeks later - Seamlessly transitioned to PFL after delivery The key things that helped me: 1. File everything online through SDI Online - it's faster than paper 2. Call your doctor's office before your appointment to let them know to expect the electronic notification 3. Keep detailed records of all dates and reference numbers 4. Don't panic if there are delays - they're frustrating but normal You've got this! The system exists exactly for situations like yours. Focus on taking care of yourself and that baby, and let the state programs do what they're designed to do. ❤️

I'm so sorry you're going through this! The stress of a sudden layoff while pregnant must be overwhelming. Just wanted to add one more thing I haven't seen mentioned - if you're feeling anxious about the paperwork or process, consider having your partner or a trusted family member help you with the applications. Pregnancy brain is real, and having someone double-check dates and forms can prevent those costly mistakes that cause delays. Also, once you start receiving benefits, set up direct deposit if you haven't already. Paper checks can get delayed or lost in the mail, and the last thing you need is payment issues when you have a newborn. You mentioned feeling panicked, but honestly, your situation is more common than you think. The state disability system was literally created for working parents like you who've paid into it. You've earned these benefits! Focus on your health and your baby - the bureaucracy will sort itself out. Sending you positive thoughts! 💕

I went through almost the exact same thing at 29 weeks pregnant! My company gave us literally 2 hours notice before shutting down permanently. I was terrified about losing my maternity benefits, but it actually worked out fine. The most important thing I learned: being unemployed does NOT affect your SDI eligibility at all. You paid into the system for 7 years - that money is YOURS. The state disability insurance comes from your previous earnings, not your current employment status. Here's what saved me time and stress: 1. I applied for both unemployment AND SDI on the same day (unemployment for immediate income, SDI to start 4 weeks before due date) 2. I printed out my wage statements from my online portal before my company's systems went dark 3. I had my doctor's office put a rush on the medical certification One thing that surprised me - I actually got my first unemployment payment faster than I expected, which helped bridge the gap until SDI kicked in. Just remember to stop certifying for unemployment the week your disability benefits start. You're going to be okay! The timing is scary but the safety net exists for exactly this reason. Focus on your health and that baby - the paperwork stuff will sort itself out! 🤗

Oh honey, I'm so sorry this happened to you! What terrible timing, but please don't panic - you're going to be okay! I went through something similar when my employer suddenly filed for bankruptcy at 34 weeks. I was absolutely terrified, but it turns out that being laid off actually doesn't affect your SDI/PFL eligibility AT ALL. These are state programs that you've been paying into for 7 years through your paychecks - think of it as insurance you've already bought and paid for. Here's what I wish someone had told me right away: - Apply for SDI online ASAP (even before you're technically disabled) to get the paperwork started - Get your final paystub and any employment documentation before your company completely disappears - Your benefits are calculated based on your previous earnings, not current employment status - The timing actually works out okay since you weren't planning to start leave for a few more weeks anyway The hardest part for me was just not knowing what to expect, but once I understood that my job status didn't matter for disability benefits, it was such a relief. You've EARNED these benefits - they can't take them away from you! Take care of yourself and that baby. The state systems aren't perfect but they do work, and you're going to get through this! 💕