< Back to California Paid Family Leave

EDD issued PFL payments for my husband but no debit card or checks received - what next?

I'm at my wits end trying to figure out what's happening with my husband's PFL claim. He's been approved for baby bonding leave after our daughter was born 6 weeks ago, and when I check his EDD account online it clearly shows 'payments issued' for the past 3 weeks. But we haven't received ANYTHING - no debit card, no paper checks, nothing at all in the mail! I've tried calling EDD every day this week but keep getting disconnected after waiting forever. Has anyone else experienced this? Did your payments eventually show up? Is there another number I should be calling? We're really counting on this money and our savings is getting dangerously low.

Melina Haruko

•

This exact thing happened to us in April! The online account showed payments issued for almost a month before we got anything. Turns out they sent the BofA debit card to our old address even though we updated everything in the system. When I FINALLY got through to someone at EDD, they told me they don't handle the debit cards - you have to call Bank of America EDD card services directly at 1-866-692-9374 to get a replacement card. That fixed it for us, but took another 10 days. Hope this helps!

0 coins

Thank you!!! We did move last year but I thought we updated everything. I'll try calling BofA directly tomorrow morning. Did you have to start a completely new card or was the old one just lost in the mail?

0 coins

sometimes the payment issue date is different than when they actually send the money i think edd is just really behind right now cause my sister had the same problem last month

0 coins

Reina Salazar

•

This. EDD is always behind on everything. My payment said issued for like 2 weeks before I actually got it.

0 coins

There are a few things that could be happening here: 1. First-time payments come on a BofA debit card that's mailed separately from any EDD correspondence - this can take 7-10 business days after the first payment is issued. 2. If this isn't your first EDD claim, they would load funds to your existing card - did your husband previously have an SDI or UI claim with a card? 3. You might have selected paper checks during the application process (there's an option for this). 4. There could be an address issue as someone mentioned. I recommend two things: First, check your husband's account settings in the EDD portal to verify what payment method was selected. Second, you need to speak with someone at EDD directly. Regular phone attempts rarely work these days. I had to use a service called Claimyr (claimyr.com) last month when I had a similar issue - they connected me to an EDD rep in about 25 minutes instead of spending days trying to get through. They have a video showing how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 Hope you get this sorted quickly!

0 coins

Thank you for the detailed explanation! We definitely selected the debit card option (not checks), and this is our first ever EDD claim. I'll check that service out - at this point I'd do anything to talk to an actual person at EDD. 25 minutes sounds a lot better than my experience so far.

0 coins

Demi Lagos

•

THE SAME EXACT THING HAPPENED TO ME!!! I was missing payments for almost 3 WEEKS while the website said "issued"!! EDD is COMPLETELY BROKEN. I finally got mad enough to drive to an actual EDD office (had to take time off work and everything) and they told me there was a "payment processing delay" affecting thousands of claims but wouldn't give me any more details or timeline. Of course this doesn't help with bills that are due RIGHT NOW. The whole system is a joke and they don't care at all about families struggling.

0 coins

Ugh, that sounds awful! Did you eventually get the money? I'm wondering if I should try going to an office in person too, but it's hard with a newborn.

0 coins

Demi Lagos

•

Yeah I got it eventually but it was almost a month after the first "issued" date. And honestly going to the office barely helped - they basically just confirmed what I already knew and told me to wait longer. With a newborn I wouldn't bother making the trip.

0 coins

Mason Lopez

•

This happens quite frequently with EDD PFL payments, especially for baby bonding claims. Here's what you need to know: - The Bank of America EDD debit cards are processed and mailed separately from EDD, usually 5-10 business days after the first payment is issued in their system. - The payment status "issued" means the funds have been approved, but doesn't necessarily mean they've been transferred to BofA or that checks have been printed yet. - For first-time claims (which it sounds like this is), there's often an additional verification delay for fraud prevention. - Sometimes there's a glitch in the communication between EDD and BofA that causes delays. If it's been more than 10 business days since the first payment was marked "issued," you should: 1. Call Bank of America's EDD card department directly: 1-866-692-9374 2. If BofA has no record of a card being issued, then you need to contact EDD 3. Double-check your mailing address is correct in both systems In my experience with PFL baby bonding claims, I've rarely seen the first payment arrive in less than 2 weeks after showing as "issued" online, even when everything is working perfectly. The system is unfortunately very slow.

0 coins

Thank you for the detailed explanation. It's been exactly 10 business days since the first payment was marked as issued, so I'll call BofA tomorrow morning and see if they have any information. It's frustrating that there's this extra delay that nobody tells you about when you apply!

0 coins

Vera Visnjic

•

Have you checked if you selected direct deposit or debit card when applying? My husband forgot he signed up for direct deposit and was waiting for a card that was never coming! Check the bank account you listed on the original application.

0 coins

I wish that was the case! We definitely selected the debit card option, and I've checked all our accounts just to be sure nothing was deposited. Unfortunately, I think we're just stuck in some EDD limbo right now.

0 coins

did u try calling the specific PFL number? its different from the regular EDD number and sometimes easier to get thru. 1-877-238-4373

0 coins

Yes, I've tried that number too. I either get disconnected or sit on hold until I have to hang up for baby duties. I'll keep trying though!

0 coins

Melina Haruko

•

I used Claimyr last month when I had almost the same issue with my maternity leave transitioning to baby bonding PFL. Was getting so frustrated with the constant disconnects! The service got me connected to an EDD rep in about 15 minutes instead of me wasting hours redialing. Definitely worth checking out their site (claimyr.com). They have a demo video too: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 The rep I talked to was able to see exactly what was happening with my payments and fixed it during that call. Sometimes you just need to talk to an actual person to get these things sorted out.

0 coins

Thanks for the recommendation! Someone else mentioned them too. I think I'm going to try them tomorrow - at this point I just need to get this resolved. 15 minutes sounds amazing compared to what I've been dealing with.

0 coins

Reina Salazar

•

when i had my baby in 2023 it took almost 3 weeks for the card to come after the website said payments issued so hang in there!!! the system is just super slow

0 coins

That's somewhat reassuring to hear - thanks. I just wish they would explain these delays somewhere in the paperwork or on the website!

0 coins

Update: I tried Claimyr this morning and got through to EDD in about 20 minutes! The rep told me there was a flag on our account because we moved last year. Even though we updated our address with DMV and for tax purposes, apparently that doesn't automatically update in all EDD systems. They had tried to mail the debit card to our old address twice and it was returned both times. She removed the flag and ordered a new card that should arrive in 7-10 days. Just posting this in case it helps someone else with a similar issue - definitely call EDD if your online account shows payments issued but nothing has arrived after 10+ business days!

0 coins

Mason Lopez

•

This is exactly why speaking with an actual representative is so important! The online system doesn't show these kinds of flags or issues. Glad you got it sorted out and thanks for posting the update - this will definitely help others in similar situations.

0 coins

Great news! Address issues are one of the most common problems with PFL payments. For anyone else reading this in the future - always update your address directly with EDD even if you've updated it elsewhere in government systems. They don't automatically sync information between departments.

0 coins

TaxRefund AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
6,728 users helped today