Do I need a 1099G for EDD SDI maternity benefits on taxes? Will they mail it automatically?

SDI benefits for maternity leave are NOT taxable at the federal level, so you won't get a 1099G for those. However, if you also received Paid Family Leave (PFL) for baby bonding after your disability period, THOSE benefits ARE federally taxable and you would get a 1099G for that portion only.

my friend got both sdi and pfl last year and she said the 1099g only showed the pfl amount not the disability part. you should double check your edd account online they usually post the tax forms there before mailing them

To clarify the confusion: State Disability Insurance (SDI) benefits for pregnancy are NOT subject to federal income tax, so no 1099G is issued for those payments. However, PFL (baby bonding) benefits ARE federally taxable, and EDD will issue a 1099G for those by January 31. If you only received SDI, you won't get a 1099G form at all. But remember that both SDI and PFL are subject to California state income tax - you just don't need a separate form to report them. Your W-2 from your employer should already have your SDI contributions listed. You can verify your benefit type by checking your payment history in your EDD online account.

I had my baby in 2025 too!! I was so confused about this exact thing. Called EDD like 5 times and nobody ever answered. My tax guy ended up telling me that SDI doesn't get a 1099G because it's not federally taxable, but I still had to report it on my CA state taxes somehow. The whole system is so confusing for new moms!!!!

I tried for DAYS to reach someone at EDD about my missing 1099G last year (I had PFL, not SDI). Kept getting disconnected or waiting for hours. Finally used Claimyr (claimyr.com) and got through to an EDD rep in 15 minutes who explained everything and resent my form. They have a demo video that shows how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 But sounds like you probably don't even need a 1099G if you only had SDI for maternity. Still worth checking your online account to confirm your benefit type.

Here's the official breakdown for California maternity benefits and taxes: 1. SDI for pregnancy and recovery: NOT federally taxable, NO 1099G issued 2. PFL for baby bonding: IS federally taxable, 1099G WILL be issued 3. BOTH benefit types ARE subject to California state taxes To report SDI on your CA state tax return, you'll need to know the total benefits paid. You can find this in your EDD online account under "Claim History" or "Payment Activity." Look for payments classified as "DI" (disability insurance). The EDD website states that all tax forms are made available in your online account by January 31st, and paper forms are mailed by the same date if you haven't opted for electronic delivery.

Make SURE you're not confusing SDI with PFL!!! They're completely different programs even though they're both through EDD. When I had my baby, I got SDI for 6 weeks after birth (8 weeks for c-section), then I transitioned to PFL for baby bonding. Many moms get both! Check your paperwork carefully to see exactly which benefits you received and when.

i just want to add that my taxes got rejected last year because i forgot to add my pfl to my federal return! such a headache. but you should be fine if you only got sdi

Just wanted to add some additional clarity since I see there's still some confusion in the thread. I work in tax preparation and deal with this situation frequently. For California SDI maternity benefits: - Federal taxes: NOT taxable, no reporting required - California state taxes: TAXABLE, must be reported as "other income" You can find your total SDI payments in your EDD online account under Payment History. The payments will show as "DI" type. For your CA state return, you'll typically report this on Schedule CA (540) Line 21 as "Other income not reported on Form 540, line 1 through 20." Since you confirmed you only received SDI (not PFL), you won't receive a 1099G form. Save yourself the stress of waiting for mail that won't come! Just grab that total from your online account and you're all set for state filing.

As someone who just went through this exact situation last year, I can confirm what Jacob said is spot on! I also only received SDI for maternity leave and was so confused about the tax implications. No 1099G will come because SDI isn't federally taxable, but you definitely need to report it on your California state return. One tip that saved me time - when you log into your EDD account, look for the "View Payment History" or "Claim Summary" section. It'll show all your payments with dates and amounts. I just added them all up and used that total for my CA state taxes. Super straightforward once you know where to look! Don't stress about the federal return - you're totally fine there. Just focus on getting that CA state portion right and you'll be all set. Congrats on your little one! 🍼

I'm going through this exact same situation right now! I received SDI benefits for about 4 months last year (April-July) for my maternity leave and have been so confused about the tax implications. Reading through all these comments has been incredibly helpful - I had no idea that SDI wasn't federally taxable but still needed to be reported on CA state taxes. I just logged into my EDD account and found my payment history like everyone suggested. It's all there under "DI" payments, so I can easily add up the total for my California state return. Such a relief to know I don't need to wait for a 1099G that's never coming! Thank you to everyone who shared their experiences, especially Jacob and Keisha for the clear explanations. This thread should be pinned for all the confused new moms dealing with this for the first time! 🙏