Do I need to report EDD SDI benefits on my 2024 taxes? No 1099-G showing up

Yes, you need to report your California SDI benefits on your federal tax return, but generally NOT on your California state tax return. The EDD doesn't issue 1099-G forms for disability insurance because it's handled differently than unemployment. For federal taxes: You should have received a Form 1099-NEC from the EDD showing your disability benefits. If you didn't receive one, you can contact EDD to request it. Their tax hotline is almost impossible to reach though. For your California taxes: SDI benefits are usually not taxable at the state level. Keep in mind that if you contributed to SDI through payroll deductions, you may not need to pay taxes on the entire amount - only the portion that exceeds what you paid in.

my tax guy said its only taxble on fedral not state but u still gota report it. i think u can call the number on ur award letter to get the info

The whole tax situation with disability is SO confusing and EDD doesn't make it any easier. I was on disability for 4 months last year and had the EXACT same problem. I called for TWO WEEKS trying to get through to someone who could tell me where to find my tax documents. EDD is the WORST when it comes to customer service!!! I finally gave up and just reported the amount from my bank statements showing the deposits. My accountant said that was fine as long as I had records of the payments. Also, I'm pretty sure disability is taxable federally but not for CA state taxes. At least that's what my tax person told me.

I ran into this same problem and finally found a solution that worked. If you need to speak with someone at EDD about your disability tax information, I highly recommend using Claimyr (claimyr.com). They have a service that gets you through to an EDD agent without the endless redial cycle. I was skeptical at first, but they got me connected to an agent in about 30 minutes when I had been trying for days on my own. The agent was able to confirm exactly what I needed to report and sent me the documentation I needed. You can see how it works in their video demo: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Once I got through, the EDD rep told me that disability benefits are generally reported on federal returns but exempt from CA state tax. They could also tell me the exact amount I received for the tax year when I couldn't find my documentation.

To clarify what everyone's saying: California SDI benefits ARE federally taxable but NOT taxable for California state income tax purposes. The EDD does not issue 1099-G forms for disability insurance payments like they do for unemployment benefits. Instead, you report your disability insurance benefits based on your payment statements or bank records. If you're using tax software, when it asks if you received state disability insurance benefits, say yes and enter the amount. The software should handle it correctly for both federal and state returns. The confusing part is that there's no official tax form, but you still need to report it on your federal return. Keep good records of what you received in case of an audit.

when i was on disabiltiy few years ago i didnt report it and nuthin happened. but maybe rules changed idk

@OP - Just wanted to follow up - did you get this sorted out? One other thing to keep in mind is that if you paid SDI taxes through your paycheck (most CA employees do), then part of your benefits aren't taxable because you already paid tax on that money. It's only the employer portion and any amount exceeding what you contributed that's federally taxable. That's another thing an EDD rep can help clarify if you can get through to one.

There is a lot of misinformation in the comments. California SDI is generally NOT federally taxable. One exception is if you were receiving unemployment income and then became disabled and began receiving disability income -- in that case the income is a substitute for unemployment income and is federally taxable. This is all explained on the EDD web site. https://edd.ca.gov/en/disability/sdi_faq_for_1099g