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my coworker just had a baby an she said her PFL was like $200 more per week than her SDI from when she was pregnant even tho it was only like 6 months apart lol. think its cuz she got a fat bonus right b4 she went out
One more important thing to add: If you're transitioning from State Disability Insurance (SDI) for pregnancy to Paid Family Leave (PFL) for bonding, you have two options: 1. Continue your claim: This uses the same benefit amount as your SDI claim, based on your older earnings. 2. File a new claim: This recalculates your benefit based on more recent earnings. If your income has increased significantly, option #2 would likely result in a higher weekly benefit. However, there's a trade-off - filing a new claim may cause a gap between benefits while the new claim processes, whereas continuing your claim is seamless. Since you mentioned it's been 3+ years since your last claim, this wouldn't apply to your current situation, but it's useful information for anyone reading who might be filing for pregnancy disability followed by baby bonding.
I remember being so confused about this last year! Just to add my experience - yes, all payments show in your regular EDD account but the categorization isn't always super clear. Sometimes they label things weird and it's confusing. I just had my second baby and this time I created a simple spreadsheet to track expected payment dates/amounts and then matched them against what showed up in my account. Made things much easier to understand.
Random but make sure you keep track of your last day worked too because sometimes they calculate it wrong and it can delay your payments if the dates don't match up with what your doctor put!
Just checking in - have you received any updates on your claim? Did you check your claim status online as suggested? If it's still showing nothing by next week, I'd definitely recommend calling EDD directly.
Everyone here is talking about 1099-G forms but my accountant told me California SDI isn't taxable AT ALL - not even federally! I didn't report my disability on my federal return last year and my accountant said that was correct. Now I'm confused... did I do my taxes wrong??
Your accountant is unfortunately incorrect. California SDI and PFL benefits ARE subject to federal income tax (but not state tax). This is clearly stated on the EDD website and in IRS publications. You should probably file an amended return for last year if you didn't report that income federally. Disability insurance from private policies may have different tax treatment, which might be where the confusion came from.
One last tip - keep track of all your benefit payments throughout the year (screenshots of your EDD account or the paper statements they mail). Sometimes the 1099-G can have errors, and you'll want your own records to verify the amount is correct. If there is a discrepancy, you'll need to contact EDD for a corrected form, which can take time. Better to discover any issues early in tax season!
Omar Fawzi
just to add some confusion here lol... my husband's paystub doesn't show SDI either because he works for the federal government BUT he still qualified for baby bonding through a different program called the Federal Employee Paid Leave Act (FEPLA) that gives 12 weeks paid! So if by any chance your husband works for federal govt look into that!
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Isabella Silva
•He's not federal, but that's good info for anyone else reading this thread who might be in that situation! It's crazy how complicated all this leave stuff gets depending on your employer.
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Ravi Choudhury
Based on all the comments here, it sounds like your husband has a few possible scenarios: 1. If he's union (which you confirmed), check his union benefits first - they often have their own parental leave provisions 2. He may still be contributing to SDI under a different code on his paystub 3. His employer might have a voluntary plan instead of state SDI I'd recommend this approach: 1. Contact his union rep first (highest likelihood of good benefits) 2. Then check with HR about any company or voluntary plan options 3. If neither of those pan out, have him check if he's eligible for CFRA/FMLA (unpaid but job-protected for 12 weeks) And as a backup, you can use the Claimyr service mentioned to speak directly with EDD to confirm if he has any wage records in their system that would qualify him for state benefits. Good luck with your planning and congratulations on your upcoming baby!
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Isabella Silva
•Thank you for summarizing all this so clearly! I'll follow your suggested approach. It's our first baby and trying to figure out all these different leave options while also preparing for the baby is overwhelming. Really appreciate everyone's help here!
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