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Update on my repayment situation since people asked about payment plans: they set me up with a 24-month plan after I showed them my expenses and income. The minimum they would accept was $120/month for my case (I owed about $8,600). They were actually pretty reasonable about it when I explained my financial situation.
I'm going through something similar right now and this thread has been incredibly helpful! I have my interview next week and I'm terrified. Like you, I had a newborn during the pandemic and was looking for remote work but everything was so uncertain. One thing I realized reading everyone's responses is that I need to really emphasize that I was actively job searching for suitable work (remote positions) rather than just sitting around doing nothing. I kept a spreadsheet of all my applications during that time, so hopefully that will help show I was genuinely trying to find work that worked with my situation. The hardest part is that back then, EDD was literally telling people in our situation to apply for benefits, and now they're second-guessing everything. It feels like they're punishing us for doing what we were told to do during an unprecedented crisis. Thanks to everyone who shared their experiences - it's scary but at least now I know what to expect and that there are options even if the worst happens.
I'm in the exact same boat as you and Oliver! Just got my interview letter yesterday and I'm completely freaking out. I also had a baby during the pandemic (born April 2020) and was only looking for remote work because daycares were closed and I was terrified of COVID exposure. Your spreadsheet idea is brilliant - I wish I had been that organized! I'm frantically trying to dig through old emails now to find proof of my job applications. It's so frustrating that they're going after parents specifically when we were just trying to survive during the worst health crisis of our lifetime. Good luck with your interview next week! Hopefully we'll both get through this okay. At least from reading everyone's experiences here, it sounds like they do offer reasonable payment plans if worst comes to worst.
Ugh, I feel your pain. I'm in the same boat with SDI. These government systems are like trying to nail jello to a wall 🤦♂️
I went through something similar with my PFL claim last year. One thing that helped me was requesting a detailed explanation of the denial in writing. Sometimes there are specific issues like missing documentation or eligibility periods that aren't obvious from the online system. Also, if you're within the 8-week maximum for bonding leave, you might want to check if there's a gap in your claim dates that's causing the system to treat it as a separate claim rather than a continuation. The EDD customer service is rough, but if you can get through, ask them to check your "claim history" - sometimes there are backend issues that only they can see and fix.
Hey, quick question - was it a paper check or the EDD debit card? If it's the card, you might be able to just request a new one without going through the whole replacement check process.
Oh man, I feel your pain! I did something similar with my unemployment check a few months ago - threw it out with a bunch of junk mail. The good news is that EDD can definitely help you out with a replacement. When I called, they put a stop payment on the original check and issued a new one within about 2 weeks. The key is being persistent with calling since their phone lines are always swamped. Try calling right when they open at 8am - that's when I had the most luck getting through. Also, have your Social Security number and claim details ready when you call. You got this! 💪
btw when u do get thru make sure u ask them to EXPEDITE the payment. they can do special processing if ur experiencing financial hardship. don't let them tell u otherwise!
I'm going through almost the exact same situation right now! Filed my PFL claim in early January for baby bonding and it's been stuck in "pending processing" for weeks. Got the award letter showing my benefit amounts but nothing online matches up. It's so reassuring to see I'm not the only one dealing with this nightmare. Reading through all these responses, it sounds like the year-end crossing issue might be what's affecting both of us since my leave also started in late December. I'm definitely going to try the 8am calling strategy and the disability line trick that @Kolton Murphy mentioned. Sofia, please keep us updated on what works for you - I'll do the same! We shouldn't have to be financial detectives just to get our rightful benefits. The stress of not knowing when (or if) payments will come while trying to care for a new baby is just awful.
Tate Jensen
UPDATE: I just got approved! Literally 10 minutes ago I received the text that my claim was approved and they'll be sending payment within 24-48 hours. It took exactly 10 business days from when I submitted the application. Sending good vibes that yours follows soon!
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Ev Luca
•Omg that's fantastic news!! Congratulations! You've given me hope - I'm at 9 business days so maybe tomorrow will be my lucky day. Thanks for updating us!
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Mikayla Davison
I'm in almost the exact same situation! Applied for PFL baby bonding on 11/20 after my SDI ended and it's been crickets ever since. Reading through all these responses is both reassuring and terrifying - sounds like anywhere from 3 days to 3 weeks is normal?? That's such a huge range! I've been checking my account obsessively and it just says "pending" with no other info. Haven't received any mail from EDD either. This is also my first baby and I had no idea the transition wouldn't be automatic. Really wish they were more transparent about expected timelines instead of leaving us all in the dark while we're trying to figure out new parent life AND finances. @Ev Luca - crossing my fingers we both hear something soon! The financial stress on top of everything else is just brutal.
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